Kay Alva, 49503 US-27 N, Suite B, Davenport, FL (2026)

In Polk, Osceola, Lake, Orange County, Four Corners area and surroundings in Central Florida. I have worked in every aspect of the industry, representing Sellers, Buyers, and Retirement homes, Income Producing Properties in both Residential and Vacation markets. I have been active in Real Estate since 2014 but have been buying and selling properties since 2003. I have built a strong relationship with lending institutions. I have worked at the #1 vacation spot (Walt Disney World) and have used my experience in excellent service to help my clients with all their Real Estate needs. I am a member of the National Association of REALTORS (NAR), Florida Association of REALTORS (FAR), Osceola Association of REALTORS (OSCAR), the MFRMLS (Multiple Listing Service) and the Team Leader of 4Corners Real Estate Group. We are a team initiating communication in every detail of the transaction from the first phone call all the way to close. I grew up in a small country in Central America ( Honduras ) Moving to the United States in 1993 and to Florida in 1995. Mother of three kids that love spending time with the kids at the soccer field, outdoor activities, camping and family cruising. Five words that describe Karol Alvarenga are Integrity, Commitment, Honesty, Passion and Fun to work with.

10/11/2026

🚨 DAVENPORT, THERE’S A NEW SPOT IN TOWN! 🍹🎤

Looking for good food, great vibes, and a fun night out? 👀 Check out Drinking Bar & Restaurant, a new Latino-owned business bringing flavor and entertainment to the Davenport community! 🇱🇦❤️

🍽️ Comfort food
🍹 Full Bar
🎤 Karaoke nights
🎉 A casual, lively atmosphere

Whether you’re meeting friends, enjoying delicious food, or showing off your karaoke skills, this is a spot to add to your list! 🎶🥂

📍 150 California Blvd, Davenport, FL

📲 Find them on Instagram:

❤️ Let’s support our Latino-owned businesses and help our local community thrive!

10/07/2026

This is what celebrating culture looks like 🇵🇷🇻🇪🇵🇾🇪🇨🇭🇳🇨🇴🇲🇽🇺🇸❤️

Our EXIT Realty 4Corners team had an AMAZING time at the 1st Hispanic Heritage Month Brunch hosted by Mayor Vernel Smith at Lake Eva! 🎉💃🏽🎶

Great food, beautiful traditions, inspiring stories, and an even better community. ❤️

Thank you, Mayor Smith and City of Haines City for the invitation and for bringing our community together!
City of Haines City - Government

¡Qué bonito celebrar nuestra cultura juntos! 🌎❤️

10/06/2026

🏠 Considering a Short Sale? Know Your Options First.

A short sale may not be the right solution for every homeowner. Depending on your circumstances, other options may include:

• Loan modification
• Deed in lieu of foreclosure
• Bankruptcy
• Military programs

The most important step is understanding your options before making a decision.

If you’re facing financial hardship, having difficulty with your mortgage, or concerned about foreclosure, take the time to learn what options may be available to you.

📲 Get informed. Ask questions. Explore your options.

10/05/2026

What REALLY happens behind the scenes of a short sale in Davenport? 🤔🏠

Here’s the step-by-step lender process:
• Missing documents are the #1 cause for delay—getting financial statements together early is key!

• The bank orders a Broker’s Price Opinion (BPO) to assess value (and no, buyers/sellers usually don't see this number!).

• Deals often stall when secondary lenders or junior liens have to negotiate accepting reduced payouts.

• The silver lining: While a short sale impacts credit and can show on your report for 7 to 10 years, it’s often viewed less harshly than foreclosure—and most buyers can purchase again after just 2 years.

Navigating short sales requires local expertise and persistent follow-through. DM us today with your real estate questions! 📲

10/01/2026

🏡 Buying a home? Don’t let “prepaids” catch you off guard!

Prepaids aren’t really a fee—they’re money you pay upfront for things like:

💰 Property taxes
🏠 Homeowners insurance
🏦 Initial escrow deposits

And these costs can add up FAST, especially when you’re already budgeting for your down payment and closing costs.

👉 My tip: Ask your lender to walk you through your prepaids line by line. If you don’t understand a number, ASK.

A few extra questions now can help prevent some big surprises later.

And if your Loan Estimate looks like a foreign language… you’re not alone! 😅

Save this for your home-buying journey and send it to someone who’s getting ready to buy! 🔑

09/30/2026

🏡 Closing Costs: Know What You’re Paying For!

Buying a home comes with more than just the down payment. From lender fees and title costs to settlement charges, understanding your closing costs can help you plan ahead and avoid surprises at the closing table.

💰 Lender Costs
📄 Title & Settlement Fees
🏠 Recording & Other Closing Expenses
🔍 Know your numbers before you close!

A clear understanding of your closing costs can make the homebuying process smoother and more predictable.

Have questions about closing costs? Let’s talk! 🔑

Address

49503 US-27 N, Suite B
Davenport, FL
33897

Telephone

+13212015318

Website

https://www.exitrealty4corners.com/iamkayalva

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