What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Kolleen Mikesh Organek, Direct Mortgage Loans, NMLS 1802241

Home
United States
Davidson, NC
Kolleen Mikesh Organek, Direct Mortgage Loans, NMLS 1802241

Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs.

Local loan officers providing expert home-buying guidance from application to closing. Kolleen Mikesh Organek - NMLS #1802241 - Licensed in FL, GA, NC, & SC. Branch
NMLS #2314218
Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

09/24/2026

Before Saturday's Showings, Ask These Three Questions
A great homebuying experience starts with the right conversation.
Before touring homes, make sure your buyers have the answers to these key questions:
✔️ Have you talked to a lender?
✔️ What monthly payment feels comfortable?
✔️ How much do you have available for your down payment and closing costs?
Taking a few minutes to discuss these topics upfront helps set realistic expectations, narrow the home search, and creates a smoother path from showing to closing.
Preparation today leads to stronger offers tomorrow.

09/21/2026

NEW CONFORMING LOAN AMOUNT 🚨
Conforming loan amounts are now available up to $845,000 with select investors for new locks beginning September 17, 2026.
A few important details:
• Available with select participating investors
• Standard conforming pricing and underwriting apply
• Subject to each investor’s guidelines
• Government loan limits remain unchanged
Important: This is not the official 2027 conforming loan limit. FHFA is expected to release the official 2027 limit on or after November 25, 2026.
Have questions about what this could mean for your buyers? Let’s talk. Go Direct.

09/17/2026

Helping first time buyers find the right home is about more than showing listings. It is about asking the right questions, creating clarity and giving buyers the confidence to make the decision that feels right for them. 🏡🧡

Realtors, your guidance matters. And when you have a strong lending partner beside you, you can help your buyers move from overwhelmed to ready.

Go Local. Go Direct.

09/14/2026

With a DSCR loan, the focus is on the property’s ability to generate rental income rather than your personal income. That can make financing an investment property a different conversation than a traditional mortgage.

Ready to explore your options? Talk to your DML loan professional and see if a DSCR loan could be the right fit for your investment strategy.

Your investment. Your loan. Go Direct.

09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

09/07/2026

🇺🇸 Happy Labor Day from DML! 🇺🇸

Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy the long weekend!

09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

08/27/2026

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank statements and a valid photo ID ready, and we'll keep things moving. Get pre-approved. Go Direct.

Address

630 Davidson Gateway Drive
Davidson, NC
28036

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.directmortgageloans.com/results-matter-team/

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