Lyndsey Jones, Realtor

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United States
Dayton, OH
Lyndsey Jones, Realtor

My passion has always been clear: helping others w creativity. I serve each client w expertise and heart. 10+Y of experience comm and res RE & CS.

Attention to detail, strong comm skills, energy and dedication to clients' needs.

09/02/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

Reach out to chat! www.connectwithlyndseyjones.com

08/30/2026

We are 🏡🥳 In Miamisburg! We bought and sold in a near flawless fashion! So excited for my clients and friends for finding the house they truly wanted and saying goodbye to their transition home.

No matter your story, needs or dreams... I am here to help you accomplish it all! ✨️😁

💚 Www.connectwithlyndseyjones.com

08/29/2026

4959 Strathaven Dr. Dayton OH 45424
4 bed 2 bath 1800+SF
Mad River Township, No City Taxes, No HOA but with all the perks of one in the neighborhood.

08/26/2026

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.

Reach out to chat! www.connectwithlyndseyjones.com

08/25/2026

Look 👀 at that CURB APPEAL!! 🫶🏻🔥

We are on this beauty for some of my VERY deserving buyers and now the rest of the checklist commences! Cant wait to see how this house will flourish into their HOME! 🏡🥳

Give me a text or call to start your journey. Its never to early to see where you sit and what is left to be done to be ready to rock and roll! ☺️

💚 Www.connectwithlyndseyjones.com

08/23/2026

🏡🔥📸

Check out my newest listing in Mad River Township 😎

📍 4959 Strathaven Drive. Dayton OH 45424
🛌 4 🛁 2 👌🏻 1,847 SF
💰 $245,000

This no city taxes home is sure to fit your ranch style needs! Tucked in Forest Ridge, no HOA but all the convience of one in walking distance! Forest Ridge offers a pool, tennis courts, soccer fields, basketball courts and more! TWO spacious living spaces and a covered side porch, perfect for a hot tub or privacy hangs. 😍

Get your realtor to show you before its gone or call me directly if you are a free agent 😉

🌐 Www.connectwithlyndseyjones.com

08/19/2026

Own a house with room for multiple generations, with features like an in-law suite or a finished basement with a separate entrance? Buyers are looking for that right now.
These houses tend to get 13.5% more online views than standard homes. They also command a higher list price per square foot – 22% higher, thanks to the extra square footage and special features.
Thinking about moving and want to know what buyers would pay for your house? Reach out and let’s chat about it.

Reach out to chat! www.connectwithlyndseyjones.com

08/18/2026

Its been a busy month! More details to come individually!

Who needs to chat about your real estate needs?
LOVE helping my ppl ❤️

🏡 Www.connectwithlyndseyjones.com 🏡

08/12/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped...

Reach out to chat! www.connectwithlyndseyjones.com

08/05/2026

Think big investors are snapping up all the homes? The data says otherwise.

The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter.

That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want.

Less competition. More options for you.

DM me and I'll show you what's hitting the market in our area.

Reach out to chat! www.connectwithlyndseyjones.com

Address

1501 E. 5th Street
Dayton, OH
45403

Telephone

+19378383053

Website

http://Www.connectwithlyndseyjones.com/

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