08/13/2025
🏡 Thinking About Buying in Greene County? Here’s What You Need to Know About Upfront Costs
If you’re eyeing that dream home in Greene County, here’s a quick breakdown of what you might need to bring to the table for a $350,000 home using an FHA loan:
💰 Down Payment – FHA loans typically require just 3.5% down, which comes out to about $12,250.
📑 Closing Costs – In our area, buyers can expect these to run around 2–4% of the purchase price. On a $350K home, that’s roughly $7,000–$14,000.
💡 Total Estimated Upfront Costs: Between $19,250–$26,250 — though there are strategies to lower that number (hello, seller credits 👋).
The good news? With the right guidance and a knowledgeable lender, you can navigate these costs confidently and even find ways to save.
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📲 Ready to find your perfect home in Greene County?
I’ll guide you through the entire buying process — from finding the right property to negotiating the best deal — so you can feel confident every step of the way.
Message me today to start your home search!