Graeter-Ellis, Realtors with Coldwell Banker Heritage

Graeter-Ellis, Realtors with Coldwell Banker Heritage Your Greater Dayton OH real estate expert team serving all areas of residential real estate sales, leasing and property management. Why two of course!

What could be better than one dedicated full time professional expert in residential sales and leasing, when selling your home? Comprised of Jey Ellis and Kimberley Graeter, their team “Graeter Ellis”, is dedicated to listening intently and going above and beyond to match individuals and families with the homes and neighborhoods that best suit their needs. Boasting 25 combined years of experience in the real estate industry and deep roots in the area, these life long “Daytonians” excel in navigating all the ins and outs of the Real Estate profession. This area flourishes with opportunity and that’s why they believe its so important to give back and encourage the success of Dayton and its surrounding areas. Graeter Ellis is passionate advocates for local charities and organizations such as the Ronald McDonald House and the Humane Society of Greater Dayton. Frequent and timely communication is essential to the home selling process. Graeter Ellis is there for you every step of the way so you understand your options clearly and confidently. When considering working with Jey and Kim, remember Graeter Ellis means greater results. Call them today and find out why! Team Highlights
2018- Kim Named Senior Sales Assoc.
2018 - Graeter Ellis named Top 5 Team in Coldwell Banker Heritage
2017 - Jey Named Associate Partner
2016 - Relocation Agent of the Year
2015 - Top 20 of 300+ Agents
2015 - Jey Named Senior Sales Associate
2007 -18 OAR Presidents Sales Award
2006 -18 DABR Sales Leaders Club

Term of the Week: Refinance 🔄Already own a home? Then refinancing is a term worth knowing.Refinancing means replacing yo...
09/17/2026

Term of the Week: Refinance 🔄

Already own a home? Then refinancing is a term worth knowing.

Refinancing means replacing your current mortgage with a new one—often to improve your financial situation. Homeowners typically refinance to secure a lower interest rate, reduce their monthly payment, or adjust the length of their loan.

Why consider refinancing?
✔️ Lower your monthly mortgage payment
✔️ Lock in a better interest rate
✔️ Switch from an adjustable to a fixed-rate loan
✔️ Tap into your home’s equity for major expenses

It’s not just about saving money month-to-month—refinancing can also help you pay off your home faster or free up cash for other financial goals.

Keep in mind, refinancing does come with closing costs, so it’s important to weigh the long-term benefits against the upfront expense.

Bottom line: when the timing is right, refinancing can be a powerful tool to improve your financial flexibility.

Wondering if refinancing makes sense for you right now? Let’s take a look at your options and run the numbers together! 🏡

Thank you for trusting us with your real estate journey! 🏡
09/15/2026

Thank you for trusting us with your real estate journey! 🏡

Term of the Week: Appraisal Gap 📊In a competitive market, you might hear the term appraisal gap—and it can have a big im...
09/03/2026

Term of the Week: Appraisal Gap 📊

In a competitive market, you might hear the term appraisal gap—and it can have a big impact on your deal.

An appraisal gap happens when the home’s appraised value comes in lower than the price you agreed to pay. Since lenders base your loan on the appraised value—not the purchase price—you may need to cover that difference out of pocket.

Why this matters:
✔️ It can affect how much a lender is willing to finance
✔️ Buyers may need extra cash to move forward
✔️ It can become a key negotiation point between buyer and seller

What are your options if this happens?
🔹 Pay the difference yourself
🔹 Renegotiate the purchase price
🔹 Meet somewhere in the middle
🔹 Walk away (depending on your contract terms)

In fast-moving markets, some buyers even plan ahead by offering an appraisal gap guarantee to stay competitive—but it’s important to understand the risks before doing so.

Bottom line: knowing how appraisal gaps work can help you make smarter, more confident offers.

Have questions about navigating this in today’s market? Let’s talk strategy and make sure you’re prepared! 🏡

It’s easy to put off small repairs—but those little issues can turn into big (and expensive) problems faster than you th...
09/01/2026

It’s easy to put off small repairs—but those little issues can turn into big (and expensive) problems faster than you think.

Things like a loose handle, cracked caulking, or peeling paint might seem minor, but they can lead to bigger damage if left unchecked—think water intrusion, mold, or more extensive wear over time.

Taking care of these quick fixes as soon as you notice them helps protect your home, keeps everything looking its best, and saves you money in the long run.

Stay ahead of the small stuff, and you’ll avoid the big headaches later. And if you ever need guidance on maintaining or preparing your home, we’re always here to help.

Urgency is one of the biggest red flags. 🚩If someone is pushing you to act fast—especially when money or personal info i...
08/27/2026

Urgency is one of the biggest red flags. 🚩

If someone is pushing you to act fast—especially when money or personal info is involved—pause and verify. Scammers rely on pressure to catch you off guard.

🏡 SOLD & CLOSED! 🔑Another home has officially found its new owners! This spacious 3-bedroom, 2-bath ranch offered an eas...
08/24/2026

🏡 SOLD & CLOSED! 🔑

Another home has officially found its new owners! This spacious 3-bedroom, 2-bath ranch offered an easy, open flow with two living areas, a 3-season room, and fresh updates throughout—all in a convenient location near shopping, dining, parks, and more.

🎉 Thinking about making a move of your own? Whether buying or selling, I’d love to help you get to the closing table next!

🏡✨ YOUR CHANCE TO TOUR JUST GOT EVEN BETTER!💲 NOW PRICE IMPROVED!Join us for an OPEN HOUSE at this stunning Ryan Columbi...
08/24/2026

🏡✨ YOUR CHANCE TO TOUR JUST GOT EVEN BETTER!
💲 NOW PRICE IMPROVED!

Join us for an OPEN HOUSE at this stunning Ryan Columbia model in sought-after Nathanial’s Grove! Built in 2023 and loaded with upgrades beyond the builder’s base package, this like-new home offers style, space, and functionality without the wait to build.

✨ Desirable 3-car garage
🔥 Cozy stone fireplace
🏠 Finished basement with 35x16 rec room
🚿 Spa-inspired Roman shower
🍽️ Upgraded cabinetry & countertops
🌳 Picturesque setting near parks, trails, shopping & dining

🔗 More photos & details: https://graeterellishomes.com/listing/OH/Beavercreek-Twp/2095-Nathanial-Greene-Drive-45434/228740852

🏡✨ COME TOUR THIS SPACIOUS KETTERING HOME!Join us for an OPEN HOUSE and explore this spacious 5-bedroom home featuring a...
08/24/2026

🏡✨ COME TOUR THIS SPACIOUS KETTERING HOME!

Join us for an OPEN HOUSE and explore this spacious 5-bedroom home featuring a main-level primary bedroom and plenty of room to make your own!

✨ Two main-floor living spaces
🍽️ Dedicated dining room + informal dining
🌿 Versatile three-season room
🛏️ 5 spacious bedrooms
🏠 Partially finished lower level with endless possibilities
📍 Convenient to schools, shopping, dining & fitness centers

🔗 More photos & details: https://graeterellishomes.com/listing/OH/Kettering/933-E-David-Road-45429/232290357

Term of the Week: Equity 📈One of the biggest advantages of homeownership? Building equity.Equity is the portion of your ...
08/20/2026

Term of the Week: Equity 📈

One of the biggest advantages of homeownership? Building equity.

Equity is the portion of your home that you truly “own.” It’s the difference between what your home is worth and what you still owe on your mortgage. As that gap grows, so does your financial position.

How do you build equity?
✔️ Paying down your mortgage over time
✔️ Appreciation—when your home’s value increases
✔️ Making improvements or upgrades to your property

Why it matters:
🔹 It’s a form of long-term wealth
🔹 You can tap into it later (through selling or refinancing)
🔹 It gives you more financial flexibility in the future

Think of equity as your home working for you—not just a place to live, but a powerful asset that grows over time.

Curious how much equity you might have or how to build it faster? Let’s break it down and create a plan! 🏡

Staying organized as a homeowner can save you a lot of time, money, and stress down the road.Keeping track of receipts, ...
08/18/2026

Staying organized as a homeowner can save you a lot of time, money, and stress down the road.

Keeping track of receipts, warranties, and maintenance records makes it easier to handle repairs, file insurance claims, and show proof of upkeep when it’s time to sell. Buyers love seeing a well-documented home—it builds trust and can even help justify your asking price.

Whether it’s a simple folder, a binder, or a digital file, having everything in one place makes life a whole lot easier when you need it most.

A little organization now can pay off big later. And if you ever need guidance on preparing your home for resale or maximizing its value, we’re always here to help.

Address

4486 Indian Ripple Road
Dayton, OH
45440

Telephone

+19376025723

Website

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