David Moyer Real Estate

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David Moyer Real Estate Known for personal service
📱 937-477-2298 📧 [email protected] Full time agent with Keller Williams Advantage Real Estate

Since 2005, David Moyer of David Moyer Real Estate, powered by Keller Williams Advisors, has
helped clients across the Greater Dayton and Miami Valley area buy and sell homes with confidence.

10/18/2026

Did you know there are homebuyer programs that many people simply don't know exist? Unless a Realtor or loan officer mentions them, they often go unnoticed.

This is what I call hack number two: down payment assistance, or DPA. One great place to start is the Ohio Housing Finance Agency, also known as OHFA. OHFA offers homebuyer programs that may provide down payment or closing cost assistance to qualified buyers. Depending on the program and the terms when you apply, it could make a significant difference in how much cash you need up front.

Like anything else, there are rules. There may be income limits, purchase price limits, credit requirements and homebuyer education requirements, and you generally need to work with a participating lender. Find DavidMoyerRealEstate on YouTube for Full Video.

Curious whether you might qualify? Call or text me at 937-477-2298 and I'll point you in the right direction.

10/18/2026

🏡 Sellers, what if offering $10,000 toward a buyer's interest rate could be more appealing than a $10,000 price reduction?

Let's stop speaking “mortgageese” and make this simple!

A mortgage rate buydown can potentially lower a buyer's monthly payment, making your home more affordable without requiring a major price reduction.

The key? Showing buyers exactly what that incentive could mean for their monthly budget.

Not every buyer needs the same solution, and not every seller needs to slash their asking price.

💡 Sometimes a smarter incentive makes all the difference.

Want to explore how this could work for your home purchase or sale?

📲 David Moyer | Realtor: 937-477-2298
📲 Jessica Benge | Mortgage Lender: 859-806-8040

10/18/2026

A Christmas Eve showing. Snow falling. A beautiful house.

Then a toddler announced, “I have to p**p, and I have to p**p NOW.”

The plumbing wasn’t working. Dad had to make a very quick decision. 😅

Some showing stories stay with you forever. Parents, I’m guessing you have a few emergency bathroom stories of your own?

10/17/2026

Your front porch can raise questions before a buyer ever reaches the front door.

Overgrown landscaping, neglected fixtures, and unfinished maintenance can make buyers wonder, “What else hasn’t been taken care of?”

Those details don’t tell the whole story, but they do shape that first impression.

Thinking about selling? Message me. Let’s talk about which improvements deserve your time and money.

10/16/2026

You love your pets. Buyers may notice them before they ever see them.

Pet odors can become so familiar that we stop noticing them in our own homes. Buyers walking in for the first time haven’t had that adjustment.

I’m a dog owner, too, so there’s no judgment here. Just an honest conversation about helping your home make its best impression.

Getting ready to sell? Let’s talk about what deserves attention before your first showing.

10/16/2026

Walking through someone’s bedroom, checking out their bathroom, and standing in their closet. Completely normal Tuesday in real estate. 😂

You do get a glimpse into someone’s life before you ever meet them. It’s something I’ve gotten used to, but I understand why it sounds a little strange.

What’s a normal part of your job that would seem unusual to everyone else?

10/15/2026

You feel priced out, frustrated and honestly defeated. That's a real feeling, and it's the reality for a lot of hopeful homebuyers right now.

But what if that feeling is based on incomplete information? What if there are strategies available right here in Ohio that could completely change the math on buying a home?

In my latest video, I walk through the story of a hypothetical couple, John and Sarah. They felt exactly the same way and were ready to throw in the towel. Then they looked at three specific strategies that could help with their closing costs, help with their down payment, and potentially lower their monthly payment. The third one is something a lot of buyers overlook, and it could potentially save thousands of dollars every year.

Find DavidMoyerRealEstate on YouTube for Full Video.

If you want to see how this could look for you, call or text me at 937-477-2298.

New on the Market
10/15/2026

New on the Market

10/15/2026

Picture this. You find the house, talk to a lender, and then the numbers land: about $12,500 for the down payment plus roughly $8,000 in closing costs. That's around $20,000 in cash, and it feels impossible. This is the exact moment a lot of buyers quit. Buyers tell me this all the time.

But this is also where strategy becomes incredibly important. One tool I use often with my buyers is the seller concession. In plain English, the seller agrees to pay some or all of your allowable closing costs. Think of it like a credit at the closing table.

Depending on the market, the property, your offer and your financing, it can be a powerful negotiating tool that makes buying a home much more manageable. Find DavidMoyerRealEstate on YouTube for Full Video.

Not sure what you would actually need to bring to the table? Call or text me at 937-477-2298 and let's find out.

10/14/2026

Here's one most buyers don't know about. If you negotiate a seller concession, you may not have to use all of it on closing costs. Depending on your loan and the transaction, some of that seller credit can actually be used to reduce your interest rate.

That's called a buydown. You pay money up front in exchange for a lower rate. Some buydowns are temporary and lower your payment during the first two or three years. Others use discount points to permanently reduce your rate for the entire life of the loan.

It won't fit every loan or every deal, but it can make a real difference in your monthly budget when it does. Find DavidMoyerRealEstate on YouTube for Full Video.

Want to know if a buydown could work for you? Call or text me at 937-477-2298 and we'll look at it together.

Address

5250 Far Hills Avenue Suite 100
Dayton, OH
45429

Telephone

+19374772298

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