Taban Ziaebrahimi

Taban Ziaebrahimi ๐ƒ๐‘๐„ # ๐ŸŽ๐Ÿ๐Ÿ๐Ÿ๐Ÿ’๐Ÿ‘๐Ÿ๐Ÿ“
๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ž๐ซ๐Ÿ๐ž๐œ๐ญ ๐ก๐จ๐ฆ๐ž?
๐‹๐ž๐ญโ€™๐ฌ ๐Ÿ๐ข๐ง๐ ๐ข๐ญ ๐ญ๐จ๐ ๐ž๐ญ๐ก๐ž๐ซ!

09/08/2026

Step inside this fully remodeled, turn-key end-unit where soaring ceilings, abundant natural light, designer finishes, and panoramic views of the Pacific Ocean and Del Mar Racetrack come together beautifully.

From the stunning European-style kitchen and spacious primary suite to the private courtyard, upstairs patio, and detached tandem 2-car garage, every detail was thoughtfully designed for effortless coastal living.

And the location? Walk to Dog Beach, Cedros Avenue Design District, incredible restaurants, shopping, and the legendary Belly Up. ๐ŸŒดโ˜€๏ธ

A home that truly blends style, privacy, and an unbeatable coastal lifestyle.
Take a tour with me, and book your private showing today.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]


Listed by Jason Barry

Everyone is waiting for rates to drop. But is waiting really the best move?If rates drop, more buyers could jump back in...
09/07/2026

Everyone is waiting for rates to drop. But is waiting really the best move?

If rates drop, more buyers could jump back into the market at the same time.

That could mean:

๐Ÿ  More competition
๐Ÿ’ฐ Higher prices
๐Ÿ”ฅ More bidding wars

So while you may get a lower interest rate, you could end up paying more for the home.

Instead of waiting for the โ€œperfectโ€ rate, focus on finding the right property and the right deal for your situation.

The best time to buy isnโ€™t always when rates are at their lowest. Itโ€™s when the numbers make sense for you.

๐Ÿ’ฌ DM me โ€œREADYโ€ if youโ€™re thinking about buying and want to talk through your options.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

09/03/2026

โœจ POV: You found your little slice of Rancho Santa Fe. ๐ŸŒด๐Ÿก

Private courtyards, lush greenbelt views, vaulted ceilings, beautifully remodeled bathrooms, cozy living spaces, and that effortless indoor-outdoor California lifestyleโ€ฆ ๐Ÿค

But the real magic? The location.
Golf, tennis, pickleball, fitness, dining, beaches, Del Mar, and everything you love about coastal San Diego are all right around the corner. ๐ŸŒŠโ›ณ๏ธ๐ŸŽพ

This is the kind of home that makes you want to slow down, stay awhile, and enjoy the lifestyle. โœจ

๐ŸŽฅ Come take a tour with me.

๐Ÿ“ฉ DM me for a private showing.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]


Listed by Greg Bergen

09/01/2026

Thinking About Using Your 401(k) for a Down Payment? Read This First. ๐Ÿก

Okay, letโ€™s talk about something Iโ€™ve been hearing more and more lately: using your 401(k) to help buy a home.

I totally understand why it sounds tempting. With affordability being what it is, if you already have a good amount saved, you might think, โ€œWhy not use some of that money to finally get into a home?โ€

And the numbers are interesting,Americans in their 40sโ€“60s have a median 401(k) balance in the six figures. So if youโ€™ve built up a nice amount, using it for a down payment can feel like an easy solution.

But hereโ€™s what I want you to think about: thatโ€™s your retirement money. Taking it out could mean taxes, early-withdrawal penalties, and lost investment growth.

Before touching your retirement savings, explore other options first:

๐Ÿก FHA loans: Qualified buyers may be able to put down as little as 3.5%, depending on credit and other requirements.

๐Ÿ’ฐ Down payment assistance: Local and national programs may help with your down payment or closing costs.

๐Ÿ“Š Other financing options: You may have more choices than you realize.

And honestly, this is one of those decisions where Iโ€™d say: donโ€™t make it alone. Talk to a financial advisor and compare the potential benefits and risks before moving your money.

Bottom line: Buying a home can be challenging, but your 401(k) isnโ€™t necessarily your only way in.

Your dream home is important, but so is your future. โค๏ธ

My biggest advice? Talk to a financial advisor before making the move.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

08/30/2026

My weekend agenda? Keeping an eye on EVERYTHING. ๐Ÿ‘€๐Ÿ˜‚โ˜๏ธ

Yes, Iโ€™m in pajamas.
Yes, Iโ€™m sitting on a cloud.
And yesโ€ฆ Iโ€™m still watching real estate. ๐Ÿก๐Ÿคฃ

New listing? ๐Ÿ‘€
Price improvement? ๐Ÿ‘€
Open house? ๐Ÿ‘€
A home that checks all the boxes? DOUBLE ๐Ÿ‘€.

Because the right opportunity can show up at any time โ€” especially on the weekend.

And if thereโ€™s a house youโ€™ve been wanting to see, send me a message. Iโ€™ll get you in. ๐Ÿ˜‰๐Ÿก

Consider my Realtor eyes officially ON duty. ๐Ÿ‘€

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

๐Ÿ‘€ ๐Ÿก โ˜๏ธ โœจ

08/23/2026

โœจ The Sweet Spot of Solana Beach Living ๐ŸŒŠ๐Ÿก

Step inside this stunning 2026 west-of-101 new build, where modern coastal living meets timeless architecture, exceptional craftsmanship, and effortless luxury.

Just blocks from Fletcher Cove, Cedros Design District, Highway 101, the beach, acclaimed restaurants, cafรฉs, and the train station, this home puts the best of Solana Beach right at your doorstep.

โœจ Thoughtfully designed floor plan
โœจ Beautifully curated spaces
โœจ Private ADU for guests, family, or a home office
โœจ Perfect for year-round living or lock-and-leave convenience

Sophisticated yet comfortable. Elegant yet inviting.
More than a home, Itโ€™s the Solana Beach lifestyle.

๐ŸŽฅ Take a tour with me, and book your private showing today.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]



Listed by Tom Dinoto

08/21/2026

๐Ÿšซ DO NOT CALL THIS REALTORโ€ฆ..unless you want the truth.

I wonโ€™t pressure you.
I wonโ€™t hide red flags.
I wonโ€™t rush your decision.
I wonโ€™t tell you every house is โ€œthe one.โ€
What I will do is educate you, advocate for you, negotiate for you, and protect your investment like it were my own.
Sometimes that means celebrating the perfect home.
Sometimes it means walking away from the wrong one.
Either way, Iโ€™ll always choose your best interest over my paycheck.
Because integrity isnโ€™t a marketing slogan itโ€™s how I do business.
๐ŸŸขDO CALL THIS REALTOR.....if you value honesty over hype.
I will educate you.
I will advocate for you.
I will negotiate fiercely on your behalf.
I will protect your investment as if it were my own.
Iโ€™ll celebrate with you when we find the right home.
Iโ€™ll encourage you to walk away when it isnโ€™t.
Iโ€™ll answer your questions honestly.
Iโ€™ll communicate with you every step of the way.
Iโ€™ll always put your goals before my commission.

Because buying or selling a home isnโ€™t just another transaction itโ€™s one of the biggest financial decisions youโ€™ll ever make.
You deserve a REALTORยฎ who will tell you the truth, protect your interests, and be in your corner from beginning to end.
Because integrity isnโ€™t a marketing slogan itโ€™s how I do business.
Educate. Advocate. Negotiate. Protect.
Thatโ€™s my commitment to every client.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

LuxuryRealEstate

08/18/2026

LUXURY DOSENโ€™T SLEEP!
WORKING AROUND THE CLOCK
TO FIND YOU THE HOME OF YOUR DREAMS.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

08/17/2026

The Case for Putting 20% Down on Your Next Home.

You donโ€™t need 20% down to buy a home, but if you can afford it, there are some real advantages.

According to NAR, the typical repeat buyer puts 23% down, compared with about 10% for first-time buyers. A big reason is home equity, the difference between what your home is worth and what you still owe.

Putting 20% or more down can mean:

โ€ข Lower monthly payments because you borrow less
โ€ข Less interest paid over the life of the loan
โ€ข No PMI on most conventional loans
โ€ข A stronger offer to sellers

And for many repeat buyers, their existing home equity helps make that larger down payment possible.

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

Why Are Mortgage Rates Around 6.7% Right Now? ๐Ÿ If youโ€™re waiting for mortgage rates to drop dramatically before buying a...
08/16/2026

Why Are Mortgage Rates Around 6.7% Right Now? ๐Ÿ 

If youโ€™re waiting for mortgage rates to drop dramatically before buying a home, you might be waiting longer than you think.

But thereโ€™s something happening behind the scenes thatโ€™s actually good news: the mortgage spread has gotten much smaller.

Hereโ€™s the easy explanation ๐Ÿ‘‡

Mortgage rates usually move with the 10-year Treasury yield.

The difference between the two is called the mortgage spread.

Historically, that difference has averaged around 1.76%.

But in 2023, the spread became unusually large โ€” reaching about 3.19%. ๐Ÿ˜ณ

Today, the spread is around 2.01%, which is much closer to normal.

So with the 10-year Treasury around 4.68%, hereโ€™s what that can mean:

๐Ÿ“ˆ If the spread were still like 2023: mortgage rates could be close to 8%

๐Ÿ  With todayโ€™s spread: mortgage rates are around 6.69%

๐Ÿ“‰ If the spread returned to its historical average: mortgage rates could be around 6.5%

So the good news is that mortgage rates are already benefiting from the spread getting smaller.

The catch?

There may not be a huge amount of room left for rates to drop just because of the spread.

That means waiting for rates to suddenly fall to 5% may not be the best strategy.

And remember: you donโ€™t have to wait for the โ€œperfectโ€ rate to buy the right home.

The right question is:

โ€œWhat does todayโ€™s rate mean for MY monthly payment and MY budget?โ€

Thatโ€™s where your local lender and real estate professional can help you look at the numbers and figure out what actually makes sense for you. ๐Ÿก๐Ÿ”‘

๐Ÿ‘ฉ๐Ÿปโ€๐ŸฆฐTABAN ZIAEBRAHIMI REALTORยฎ
๐ŸชชDRE # 02224315
๐Ÿ“ฒ(858)832-3581
๐Ÿ“ง[email protected]

Address

3790 Via De La Valle, Ste 201
Del Mar, CA
92014

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