Jamie Lucena, MBA, ABR, Realtor

Jamie Lucena, MBA, ABR, Realtor Helping buyers and sellers in Volusia County, FL and surrounding areas.

Zillow Zestimates are basically the horoscopes of real estate. Vaguely believable, occasionally accurate, and absolutely...
06/06/2026

Zillow Zestimates are basically the horoscopes of real estate. Vaguely believable, occasionally accurate, and absolutely not something you should make a major financial decision based on. 🔮 Want a real valuation? I'll bring actual data, not an algorithm's best guess.

🔥 Hot Take ThursdayUnpopular opinion: That "charming" fixer-upper everyone keeps scrolling past? It might just be your b...
05/28/2026

🔥 Hot Take Thursday

Unpopular opinion: That "charming" fixer-upper everyone keeps scrolling past? It might just be your best financial decision of the year. 👀

Yes, the carpet could be offensive. Yes, the kitchen may look like it was last updated before flip phones were cool. But guess what, so was the price. 😂

Here's the thing nobody tells you: move-in ready homes are basically just someone else's renovation project with a markup slapped on top. You're paying for THEIR taste. Their choices. Their questionable accent wall.

With a fixer-upper, YOU get to be the one who makes money on the upgrades. Lower price + your vision = serious equity. And honestly? Way better stories at dinner parties. 🍷

"Oh this kitchen? I designed it myself." vs. "Oh this kitchen? It was just… here."
Not all project homes are created equal though, and that's where I come in to make sure you don't accidentally buy someone's problem instead of their potential. 😉

Drop a 🔨 if you'd take on a fixer or a 🙅‍♀️ if you need it move-in ready. No judgment, I've seen both sides!

Today, on Memorial Day, may we all take a moment to remember what this day truly represents. 🇺🇸It is not simply the unof...
05/25/2026

Today, on Memorial Day, may we all take a moment to remember what this day truly represents. 🇺🇸

It is not simply the unofficial start of summer, a long weekend, or a backyard barbecue. It is a day of remembrance for the men and women who fought, sacrificed, and gave their lives for this country and the freedoms we so often take for granted.

While many families across America gather together laughing, grilling, and making memories, there are also homes with empty seats at the table. Seats once filled by sons, daughters, husbands, wives, mothers, fathers, brothers, sisters, and friends who never made it home.

We honor them. 🎖️
We remember them. 🕯️

And we extend our deepest gratitude 🙏🏼 not only to those who made the ultimate sacrifice, but also to the families who continue carrying that loss every single day.

Freedom has never been free.

Thinking about investing in real estate, but worried your personal income may not qualify for another mortgage? A DSCR l...
05/20/2026

Thinking about investing in real estate, but worried your personal income may not qualify for another mortgage? A DSCR loan could be a game changer. 👇

A DSCR (Debt Service Coverage Ratio) loan is designed specifically for investment properties. Instead of focusing heavily on your personal income, tax returns, or W2s, lenders primarily look at whether the property itself generates enough income to cover the mortgage payment.

✅ Popular with:
• Real estate investors
• Self-employed buyers
• LLC purchases
• Buyers with multiple properties
• Short-term & long-term rental investors

Typical qualification factors may include:
🏡 Down payment (often 20-25%+)
🏡 Credit score requirements
🏡 Property cash flow potential
🏡 Reserves/assets in the bank
🏡 Rental income from the property

One of the biggest advantages? Many investors can continue scaling their portfolio without the same limitations that come with conventional financing.

DSCR loans can often be used for:
✔️ Single-family rentals
✔️ Multi-family properties
✔️ Condos
✔️ Airbnb/short-term rentals (with some lenders)

Of course, every lender and program is different, and interest rates are typically higher than conventional loans — but for many investors, the flexibility is worth it.

If you’ve been considering purchasing an investment property in Florida and want to explore your options, feel free to reach out. I’m always happy to connect you with trusted lenders and help you strategize your next move. 📈🏡

Everyone says they’ll “take care of you”…But here’s what that actually means to me 👇✔️ I won’t push you into a deal that...
04/23/2026

Everyone says they’ll “take care of you”…
But here’s what that actually means to me 👇

✔️ I won’t push you into a deal that doesn’t make sense
✔️ I’ll tell you the truth, even when it’s not what you want to hear
✔️ I’ll make sure you fully understand every step (no surprises at the closing table)
✔️ I’ll protect your time, your money, and your peace of mind
✔️ And yes… I will follow up (because being ghosted by your agent? Not happening)

While you’re living your life, I’m behind the scenes making sure everything runs smoothly. I'm handling the details, solving problems before they become problems, and keeping your deal on track.

Real estate is one of the biggest financial decisions you’ll ever make.
You deserve more than just someone who can unlock doors.

You deserve someone who shows up, tells it like it is, and actually has your back.

📩 Thinking about buying or selling?
Let’s talk strategy, no pressure, just real answers:

Jamie Lucena, MBA, ABR®
REALTOR® - Coldwell Banker Realty
📞 (386) 999-1148
📧 [email protected]
🌐 www.jamielucena.com

💰 Thinking about buying in Volusia County? Don’t guess your property taxes… KNOW them.One of the biggest surprises for b...
04/14/2026

💰 Thinking about buying in Volusia County? Don’t guess your property taxes… KNOW them.

One of the biggest surprises for buyers (especially those relocating) is how much property taxes can vary from city to city and how much you can save with the right exemptions.

This tool from the Volusia County Property Appraiser makes it ridiculously easy to estimate your taxes based on:
✔️ Purchase price
✔️ Homestead exemption
✔️ Veteran, senior & other qualifying exemptions
✔️ Location within Volusia County

👉 Check it out here: https://vcpa.vcgov.org/tools/estimate-taxes

Here’s why this matters 👇
Property taxes in Volusia County are based on your assessed value minus exemptions, multiplied by the local millage rate and that rate can change depending on the city.

If this will be your primary residence, you could qualify for up to $50,000 in homestead exemption savings (plus additional benefits depending on your situation)

Translation? That “dream home” might be more affordable than you think… or not 😅 (better to know upfront than at closing).

If you want help running numbers or comparing areas, I’ve got you.

Jamie Lucena, MBA, ABR®
REALTOR® - Coldwell Banker Realty
(386)999-1148
[email protected]
🔗 https://beacons.ai/jamielucena

You might be sitting on a LOT more equity than you think 💰If selling has crossed your mind, even a little, it’s time to ...
04/06/2026

You might be sitting on a LOT more equity than you think 💰

If selling has crossed your mind, even a little, it’s time to find out what your home is really worth.

No guesswork. No pressure. Just real numbers.
📩 DM me and let’s unlock your home’s value.


The power of fresh paint never ceases to amaze me 🤩This transformation cost next to nothing—I mixed two leftover colors ...
04/02/2026

The power of fresh paint never ceases to amaze me 🤩
This transformation cost next to nothing—I mixed two leftover colors and ended up with this bold, custom blue… and WOW did it deliver!

Small, strategic updates like this can completely change how a home feels—and how buyers perceive it. First impressions matter, and curb appeal starts before they ever walk through the door.

If you’re thinking about selling (or just want to fall back in love with your home), don’t underestimate what a little paint can do.
Curious what updates would give your home the biggest return? Let’s talk. 💙

🚨 REAL TALK: Renting is keeping you comfortable… not wealthy. If you’ve been on the fence about buying, this is your sig...
03/26/2026

🚨 REAL TALK: Renting is keeping you comfortable… not wealthy.

If you’ve been on the fence about buying, this is your sign 👇

🏡 Homeownership isn’t just about having a place to live — it’s about building a future.

✨ Every payment builds YOUR equity (not your landlord’s)
💸 Possible tax advantages that renters don’t get
🎨 Make your space actually yours (goodbye landlord rules 🙌)
📈 Potential boost to your credit & long-term financial health

Meanwhile… rent keeps going up ⬆️ and gives you zero return.

So the real question is:
👉 Are you ready to start building your wealth instead of someone else’s?

Drop a 🏡 in the comments or send me a message — I’ll walk you through exactly what it takes to get started (no pressure, no jargon, just real info).

📲 Jamie Lucena, MBA, ABR® REALTOR® - Coldwell Banker Realty
📞 (386) 999-1148
📧 [email protected]
🌐 www.jamielucena.com

🔥 Price Improvement – Now Offered at $425,000 🔥💰 What if your home could help pay for itself?This property is set up in ...
03/26/2026

🔥 Price Improvement – Now Offered at $425,000 🔥

💰 What if your home could help pay for itself?

This property is set up in a way most buyers don’t even realize exists…

🏡 Two completely separate living spaces:
✨ Live upstairs
✨ Rent downstairs (or keep it for family)

✔️ Private entrance
✔️ Kitchen + laundry on BOTH levels
✔️ Ideal for income or multi-generational living

Now full transparency—it’s on a flag lot…
…but that also means privacy you won’t get in most neighborhoods.

👉 At $425,000, this is the kind of opportunity that doesn’t sit around for long—especially this close to the water.

💡 Whether you’re looking to offset your mortgage or house extended family, this setup just makes sense.

👀 Want to run the rental numbers or take a look inside? Drop “INFO” or send me a message!

📲 Jamie Lucena, MBA, ABR®, REALTOR®
Coldwell Banker Realty
📞 (386) 999-1148
📧 [email protected]
🌐 www.jamielucena.com





Address

336 E New York Avenue #405
Deland, FL
32724

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Telephone

+13869991148

Website

Alerts

Be the first to know and let us send you an email when Jamie Lucena, MBA, ABR, Realtor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jamie Lucena, MBA, ABR, Realtor:

Shortcuts

Share

Category