Loans With Lisa

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Loans With Lisa Your lender partner in all 50 states! 🤝🏼🏠 As a proud Latina, wife of a U.S. My promise? Licensed Mortgage Banker – NYS Department
of Financial Services.

Marine Corps veteran, and Certified Veterans Lending Specialist, I am deeply committed to serving those who serve our country. I specialize in VA loans and am passionate about helping veterans, active-duty military, and their families navigate the home loan process with clarity, confidence, and care. My personal connection and experience to the military community gives me a unique perspective, allowing me to provide not just loan solutions — but understanding, respect, and advocacy for those who deserve it most. Beyond VA loans, I am a strong advocate for homeownership and financial education for all. I believe that building generational wealth and financial security often begins with owning real estate, whether it’s a first home, an investment property, or a forever home. I work closely with real estate investors and individuals from all walks of life, providing personalized guidance and education every step of the way. To empower my clients with the knowledge, tools, and resources they need to make confident, informed decisions about their financial future and o serve you with integrity, personalized guidance, and a commitment to making your loan experience as smooth and stress-free as possible.


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Lisa Holguin NMLS 1543216
Branch NMLS ID 1623515
Company NMLS 3029

CrossCountry Mortgage, LLC does business in the State of New York as
CrossCountry Financing. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution
and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.

We're saving my client AT LEAST $7,500 at closing. 🙌 (and counting 👀)Let me tell you how we got here.She'd moved out of ...
10/02/2026

We're saving my client AT LEAST $7,500 at closing. 🙌 (and counting 👀)

Let me tell you how we got here.

She'd moved out of state, was already under contract, and had been working with another lender for MONTHS and thought she had a great rate.

But, she wanted a second opinion so she sent me her numbers... and that "great rate" came with about $7,000 in costs nobody walked her through. 💔

Thank God she remembered I was a loan officer and called. (If this doesn’t tell me I gotta do better at staying in touch with y’all, I don’t know what will!)

We ran her numbers, and with a better rate AND lower fees, she's keeping at least $7,500 in her pocket at closing. 💸

And with rates where they are right now, every dollar matters. Every. Single. One.

✅ Ask for a Loan Estimate or Fee Sheet
✅ Ask "are there points or fees built into this?"
✅ Get a second opinion before you sign anything
✅ If it sounds too good to be true... ask more questions

And in case you forgot (because I didn’t remind you) I’m a MORTGAGE LENDER 🤭🏡

CCM is licensed in all 50 states 🇺🇸 so we can help you anywhere!

Lisa Holguin | NMLS #1543216 | CrossCountry Mortgage NMLS #3029

Ft me and my 2 loves: music and my latest haul of plants 🤓🤭🌱

POV: It’s 1985 and you just called me for a mortgage. 📞☎️ Me: “Absolutely! Let me just get your file started.”⌨️ aggress...
09/09/2026

POV: It’s 1985 and you just called me for a mortgage. 📞

☎️ Me: “Absolutely! Let me just get your file started.”
⌨️ aggressively hand writes your entire financial history on paper

📠 I fax underwriting your paystubs.
📠 The fax machine eats them.
📠 I fax them again.
📠 Underwriting calls and says they received a blank page and a picture of someone’s 🍑

📉 Rates are only 11%, but I promise you this is a GREAT rate!

📋 I need:
— 2 years of tax returns
— 6 months of bank statements
— A letter explaining why you deposited $47
— A handwritten note from your employer confirming you are, in fact, employed

🗄️ Your entire mortgage file is now somewhere in this filing cabinet. Thoughts and prayers.

📞 Please hold while I transfer you….to myself.

Honestly, I think I would have killed as a lender in the 80s 💅🏼✨

What started as a little hobby with Pothos has turned into a whole therapy session 😂 DAILY I have found such peace and r...
09/07/2026

What started as a little hobby with Pothos has turned into a whole therapy session 😂 DAILY

I have found such peace and relaxation playing in dirty and just simply taking care of my plants. Unless they’re being dramatic and trying to unalive themselves lol. But I have found that if I’m having a bad day, dealing with a tough file, or really any minor inconvenience, I’m playing with my plants like Barbie dolls 🤣

I hope whatever y’all are doing today, is bringing you rest and relaxation. I hope you were able to recharge during this long weekend. ✨

Happy Labor Day ☀️🌱

Was I sitting next to the teacher? Probably. Did my report cards say they had to move me multiple times around the class...
09/02/2026

Was I sitting next to the teacher? Probably.

Did my report cards say they had to move me multiple times around the classroom? Most likely.

Was “why” my favorite question? … let’s just stop there lol 😂

Because all of these traits that made me “a lot” or “too much” growing up, have allowed me to be the best loan officer I can be to my clients.

I’m relentless (sometimes to a fault)
I ask a lot of questions (remember how I got into the industry? 😂)

My “too much-ness” is just now aimed somewhere useful - helping y’all navigate the home buying process. Without bias. Purely educational. And fun, because sometimes you need to laugh or you’ll cry 😅🫂

Remember when I was pulling my hair out about appraisals and caught in the middle of negotiations between agents? 😬Yeah....
08/28/2026

Remember when I was pulling my hair out about appraisals and caught in the middle of negotiations between agents? 😬

Yeah. Glad that’s over 😂I won’t speak on the agent part but good Lorddddd we made it! This was a TOUGH one with appraisal issues, buyers selling a house and them moving half way across the country and just trying to get things to line up while keeping everyone sane!

It was a pleasure getting to help this family again and I’d do it 100 times over and over 🥹

Congrats, Phelps Fam! 🏡

Are you next?
📥 DM
📲 407-413-3005
📧 [email protected]
🪪 NMLS 1543216


Did you know you can buy a 2-4 unit property with just 5% down? Well, ya can! Conventional loans now allow for just 5% o...
08/27/2026

Did you know you can buy a 2-4 unit property with just 5% down?

Well, ya can! Conventional loans now allow for just 5% on multi families, which is a great way to build up your rental portfolio! It’s not often I get someone buying a multi family to live in but my girl Allison did just that!

She got in on a new construction duplex that covers more than half of her mortgage payment, leaving her with just a small housing expense every month 💸

Congrats, Allison! 🏡

Are you next?
📥 DM
📲 407-413-3005
📧 [email protected]
🪪 NMLS 1543216


Ever been told you can’t have more than one VA Loan at a time? Here’s proof you can! Our sweet friends trusted us to hel...
08/26/2026

Ever been told you can’t have more than one VA Loan at a time? Here’s proof you can!

Our sweet friends trusted us to help them close on their next home, which is great but sad because now they’re a little farther from us 😭 But nonetheless! A wonderful move for their family!

While this says “ no down payment” they did end up coming in with just a bit of cash to bridge the entitlement gap. Didn’t know you could do that, huh? 🤭

Congrats, McCarty Fam! 🏡

Are you next?
📥 DM
📲 407-413-3005
📧 [email protected]
🪪 NMLS 1543216


Address

900 NW 17th Avenue Unit 202
Delray Beach, FL
33445

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5:15pm

Telephone

+14074133005

Website

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