Robin Gerlach- Realtor

Robin Gerlach- Realtor My name is Robin Gerlach and I help folks in Denver/ Boulder metro with their home sale or purchase

11/11/2025

Here are 5 ways you can make your home purchase more affordable either on your cash to close or your monthly payment.

1.) 2-1 buydown. This is a seller subsidy on the rate of your loan that buys down your rate by 2% in year one and 1% in year two. It gets you two years of a more affordable payment however you need to qualify for the payment you would have in year 3 and you should prepare for that payment in year 3 by not expecting rates to go down. It’s a temporary relief on your monthly payment.

2.) Gift funds- Lenders allow “gift funds” from family as long as that family member signs an affidavit saying they don’t expect you to pay them back. This is common with today’s first time home buyers.

3.) Negotiate the Price Down- Surprise! Home prices are negotiable, you can negotiate down the price.

4.) Add a co-signer on the Mortgage- This is also very common for today’s first time home buyers, adding a family or friend as a co-signer. The co-signer has to qualify for that mortgage payment with their debt-to-income ratio and their credit. It’s an added payment responsibility for the co-signer if they wish to buy another home or car, this payment counts on their DTI ratio.

5.) There are down payment assistance programs that help first time home buyers get into home ownership. The most common one here in CO is CHFA. The mortgage rate might be higher but you can get into homeownership with less money down.

11/06/2025

Housing market update from in October 2025.

Although we saw appreciation in the market, it is still a top-heavy market and affordability remains a concern for first time home buyers.

As always, reach out with any questions if you’re thinking of making a move. I’m here to help you put together a strategy.

Testimonial Tuesday I’m thankful for having worked with this family and for their friendship. Click link in my bio to se...
07/22/2025

Testimonial Tuesday

I’m thankful for having worked with this family and for their friendship.

Click link in my bio to see more reviews on the Google or Zillow profiles. 🙏🏼

Two days without cell connection does the body good, a true reset for the nervous system and brain. We rented an RV and ...
07/07/2025

Two days without cell connection does the body good, a true reset for the nervous system and brain.

We rented an RV and headed to the mountains for the holiday weekend.

Thankful to my brother and his better half for reserving a great camping spot for us.

Paddle boarding, hiking through beautiful aspen forests, camp fires (my favorite), s’mores, watching Benny be overwhelmed by nature’s beauty, incredible views and good family time.

Colorado, you’re pretty remarkable!

Something special just hit the market in Athmar Park.951 S Osage is ready for a new homeowner. Here are some of the feat...
06/11/2025

Something special just hit the market in Athmar Park.

951 S Osage is ready for a new homeowner.

Here are some of the features of this charming home:

✅ New coat of paint on the exterior,
✅ Newly painted throughout the interior
✅ NEW furnace
✅ NEW A/C
✅ NEW carpet.
✅ 3 bedrooms
✅ 2 bathrooms (hard to find in Athmar Park)
✅ Detached 2-car garage
✅ Newly xeriscaped yard for easy maintenance and less water use.

List price: $525,000

Located just one block from and a quick run or bike ride over to Huston Lake Park (most underrated park in Denver in my opinion). Also quick access to South Broadway, downtown and 285 or 6th Ave. Schedule a showing or message me for more info.

City views from your primary bedroom, private deck, living room and kitchen?Sitting on a lot with open space in the fron...
05/16/2025

City views from your primary bedroom, private deck, living room and kitchen?

Sitting on a lot with open space in the front and back.

This is one of the rare ranch-style homes in Roxborough Ridge and comes with a walkout basement.

The basement was recently finished with a prewired home theater, wet bar, two additional bedrooms and full bathroom.

This is a 5 bedroom, 4 bathroom home with over 4,400 finished square feet and 5,500 total square feet on a 1/3 acre lot.

Quick access to Watertown Canyon Trail, Roxborough State Park and Chatfield Reservoir and Botanic Gardens.

This is 7120 Red Mesa Drive.

This is the Colorado lifestyle.

Snapshots of our time in Brazil with friends and family. Our hearts are full. I love that our kids get to see where thei...
05/09/2025

Snapshots of our time in Brazil with friends and family.

Our hearts are full.

I love that our kids get to see where their mamãe grew up and get to taste the Brazilian food, speak the language and experience a new culture.

Obrigado Brasil!! Sou tão grato por nossa conexão aqui e por os amigos e a família que a gente tem aqui. ❤️

Adoro que nossas crianças podem experimentar a comida, a cultura e a idioma nova aqui. Me faz a coração feliz. Até a próxima!! 🙏🏼❤️

Home values depreciating in the spring?The spring months are typically when we see the Denver metro housing market in th...
04/10/2025

Home values depreciating in the spring?

The spring months are typically when we see the Denver metro housing market in the appreciation trend, then prices flatten out and depreciate the back half of the year.

This year, the median and average home price dropped, albeit less than 1% from February to March.

Why?

The second slide here shows the spread between Active Listings at Month’s End (supply) and pending homes each month (demand). The spread between the supply and demand hasn’t been this far apart since 2011/2012.

The pressure of higher mortgage rates combined with the uncertainty of the economy, tariffs, jobs, etc. seems to have put enough pressure on the market for prices to depreciate when they typically appreciate. These dynamics are greater than the seasonal trends.

Home sellers need to come proper to the market and have a well defined value proposition and pricing strategy.

Home buyers have leverage and more options than they’ve had (at this time of year) in a long time.

Meanwhile, mortgage rates are about as volatile as the tariff news, because they’re interconnected. If rates drop significantly, it’s possible we see home prices perk back up with increasing demand. However, if rates stay in the 6-7% range I won’t be surprised to see more downward pressure on prices with the increasing supply.

Home buyers, you have options! You have 67% more homes to choose from than last year and 116% more homes to choose from than just two years ago.

Data source:

The cool thing about parenting is that you’re constantly learning about yourself. Our kids are always teaching us more a...
03/27/2025

The cool thing about parenting is that you’re constantly learning about yourself. Our kids are always teaching us more about ourselves, how we react, how we model our own parents and how we can be better for them.

Two of the best parenting books I’ve read, or am still reading, are “Good Inside” by Becky Kennedy (see second slide) and “The Whole-Brain Child” by Daniel Siegel and Tina Payne Bryson. I’m listening to Good Inside on Audible.

I think every parent should read these. Heck, even if you’re not a parent, you should read them. They help you understand yourself and your parents better.

is incredible at breaking down the challenges of parenting and how to just connect with our kids.

My main takeaways from this book are:

1.) Connection before convincing- we as parents often want to convince our kids to behave a certain way or do a certain thing or avoid a certain thing. Connecting with them first will help them overcome many of their struggles. Read the book for tips on connection and why it matters psychologically.

2.) Raising resilient kids > raising happy kids- The goal of parents should not be “to just make the kids happy”. Then you end up preventing them from learning how to overcome struggles. By raising resilient kids they’ll learn to overcome more and in turn have more joy from their strength and independence.

3.) Behavior is a window- this is true for all humans but when someone is acting out in an undesirable behavior, it’s just a window to a deeper problem. What’s really going on behind the window is the source of this behavior. Connection first then get to the root of the behavior.

There are so many more great pieces of wisdom in these two books. If you’ve already read them feel free to share what your takeaways were. It takes a village to raise little humans and the more we know ourselves, the better parents we can be, thus the better our future will be.

I once told myself I would post a testimonial every Tuesday because, well, it's  . It's been 37 Tuesdays since I've post...
03/04/2025

I once told myself I would post a testimonial every Tuesday because, well, it's .

It's been 37 Tuesdays since I've posted one of these. Talk about dropping the ball on marketing.

In the name of disclosure, it means things have slowed down when I start posting these testimonials. ;)

These were really fun clients to work with last summer. The kind of people that you want to keep hanging out with when it's all said and done. I sure do love that part of this career.

Now that you've seen my marketing piece, you can keep scrolling. Thanks for stopping by.

🏡 Welcome to the Beville House in Arapahoe Acres—a Mid-Century Modern gem! ✨ This historic neighborhood, with influences...
02/11/2025

🏡 Welcome to the Beville House in Arapahoe Acres—a Mid-Century Modern gem!

✨ This historic neighborhood, with influences by Frank Lloyd Wright & European International Style, is one of Denver Metro’s most prestigious.

Step inside to classic MCM charm—a brick fireplace, floor-to-ceiling windows, exposed beams, & brand-new cork plank flooring. The thoughtfully updated kitchen features Richlite countertops & eucalyptus cabinets for a sustainable touch.

With 3 bedrooms + a dedicated office/flex space, this home offers privacy & connection in a beautifully designed layout. The primary suite opens to a serene backyard oasis.

When you buy in Arapahoe Acres, you’re not just buying a home—you’re becoming part of history. Don’t miss your chance to own a piece of this iconic community!

📍 1313 E Cornell Ave
🔑 Schedule your showing today!

Getting our sight set on the new year. Bella’s latest character obsession is Merida from the movie Brave. This has creat...
01/02/2025

Getting our sight set on the new year.

Bella’s latest character obsession is Merida from the movie Brave. This has created a newfound passion for her, archery 🏹

May we all follow our passions or discover new passions in this new year.

Let’s be vibrant and thrive in 2025!

Address

200 Columbine Street Suite 500
Denver, CO
80002

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