John Denver Real Estate

04/02/2026

Where are we today on the 30-year mortgage rates? Clearly the Iran War (not a political statement) has had impacts on the 10-year Treasury / 30-year mortgage rate twins. The dip and rise and rates that had fallen below 6% and now back to 6.35% is clear in the graphs.

What does this mean for real estate? We had seen an inkling of renewed Buyer activity in February and March with the drop in interest rates. Mortgage refinance activity was up, new applications were up, and we saw a rise in closings. The return of Buyers to the market was notable - though not yet pronounced this early in the season.

With this recent rise in interest rates, we will likely see a delay in Buyer purchases further into the summer sales season even if rates drop gain. At this point, the hope is that the externalities of wars and other political or economic shock events get resolved quickly allowing Buyer confidence to return, which also has an impact on Seller confidence.

04/02/2026

What's happening in the Denver market? While the pulse rate of buyers went up a small notch, Sellers have gotten a bit shaky in the knees.

As of March 31st this year, the rate at which Seller's put their listings on the market was weaker than 2025. This is the first time in 5 years we have not seen the supply of listings increase over a prior year.

While this early in the season its difficult to peg a trend, given the flurry of political and economic events, Sellers may be:

> Giving up hope for lower interest rates to finance their next home
> Weary of previous years' attempts to sell with Buyers still in financial gridlock
> Reading the tea leaves on declining consumer confidence across the board
> Mired in the rollercoaster news cycles of war, stubborn inflation, and weak jobs reports.
> Building upon trends to age in place

Stay tuned...

03/24/2026

If you are struggling to find housing and can qualify, Elevate Community Land Trust offers some great options at "hyper competitive" prices. They have many options growing across the front range and in some rural locations. Check it out:

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03/14/2026

Active listings in the Denver Metro Core are on par with 2025. This means that for this time of year, in a seasonal market like Denver, options are strong for Buyers. Buyers are also likely to have advantages in a market that is now being framed by uncertainty (Mideast, interest rates, unemployment data, inflation). If you are a Buyer, you HAVE negotiating leverage for properties that have been re-listed in 2026 (i.e. didn't sell in 2025!).

03/13/2026

In February, it was starting to look like Buyers were responding a little more favorably to the market with a slight uptick in Pending Transactions through February 28th.

Consumer confidence seemed to be on a better path.

However, international events, interest rates that crept back up, and unclear unemployment and inflation data are likely to disrupt a further market recovery for Buyers in the first half of 2026. We'll be watching.

03/06/2026

Here are some sample rates from our preferred lender, Oxford Mortgage. They are easy too work with and always competitive. With strong credit, these rates can be much lower. Reach out for more info!

03/02/2026

Ever wonder why some homes simply don’t show well? Great post and advice from Kandice.

Proper lighting is essential in home staging, as consistency throughout the spaces is crucial. We suggest utilizing 3000 kelvin units or 60 watt bulbs to achieve a bright yet balanced ambiance, avoiding cold or overly warm tones. A valuable insider tip: Dollar Tree offers affordable options at $1.50 for a pack of two.

02/25/2026

Beautiful tour of this house....

02/19/2026

Looking forward to attending the Rocky Mountain Land Use Institute's conference coming up. Let's connect if you are planning on attending!

01/30/2026

If you've ever heard of "redlining" and never understood what that meant, this map of Denver is a great example. As a way out of the Great Depression, "Residential Security Mapping" (redlining) identified those areas that were “most desirable” for lending and investment. And as history would have it, it was largely based on the race and ethnicity. Areas of Denver adjacent to industrial uses were home to many working communities of color and were considered “hazardous”, restricting residents from obtaining financing for home or business purchases.

Meanwhile, what were the equivalent of CC&Rs in the day, race defined prohibitions were prevalent in neighborhoods outside the city core (i.e. Park Hill) which prohibited communities of color. It wasn't until the mid-1950s that racial covenants were lifted under then Mayor Quigg Newton.

As an example, with some of the restrictions eased, most Five Points residents jumped at the chance to move after decades of being confined to crowded conditions and increasing populations. From 1959 to 1974, the Five Points population dropped by almost two thirds - from 32,000 people 8,700.

This long term impacts this had on disadvantaging communities of color, let alone damage to the "economic infrastructure" of the neighborhoods, is why "redlining" is illegal today, a core tenant of why brokers must treat all customers as equals: its illegal to discriminate as well as unethical.