Janet Romero, Realtor

05/13/2024

Tips for Younger Homebuyers: How To Make Your Dream a Reality

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? Here are some helpful tips you may get from a pro.

1. Explore Your Options for a Down Payment

If a down payment is your #1 hurdle, you may have options to give your savings a boost. There are over 2,000 down payment assistance programs designed to make homeownership more achievable. And chances are you won’t need to put 20% down (unless specified by your loan type or lender).

2. Live with Loved Ones To Boost Your Savings

Another thing a number of Gen Z buyers are doing is ditching their rental and moving back in with friends or family. This can help cut down your housing costs so you can build your savings a whole lot faster.

3. Cast a Broad Net for Your Search

When you’ve saved up enough, here’s how a pro will help you approach your search. Since the supply of...

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home?

05/10/2024

Struggling to find a home within your budget? Builders might just have the solution you've been searching for.

With a focus on smaller, more affordable homes, they're catering to what buyers need most.

Ready to explore your options? Let's connect and discover what's available in and around our area.

05/09/2024

Did you know? Every home sale isn't just a milestone for you, it's an economic boost for your entire community. This is true for newly built and existing homes. If you're looking to move, reach out – let's not just change your life, but uplift our entire neighborhood together.

05/08/2024

Hey, Gen Z. While becoming a homeowner may seem out of reach right now, options like down payment assistance programs and more can help make it possible. With the right tips and the help of an expert like me, it may be more achievable than you think. Let's make it happen together.

05/07/2024

Considering making a move? According to Realtor.com, profit potential and family priorities are the top motivators for homeowners right now.
Let’s dive into the reasons driving your decision. With home values and inventory on the rise, it might just be the right time to make that change.

05/06/2024

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area runs the risk of pulling buyer attention away from...

The number of homes for sale is playing a big role in today’s housing market.

05/03/2024

Smaller Homes Are Coming to Market

Looking for smaller, more budget-friendly options? To find out what’s available locally and in other areas nearby, let’s connect and explore your options together.

05/02/2024

What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage rates. Inflation, inflation, inflation — that’s really the hub on the wheel.”

When...

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

05/01/2024

Now’s a Great Time To Sell Your House

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.

Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise.

Why Are Sellers Feeling so Optimistic?

One reason why is because right now is traditionally the best time of year to sell a house.
These are the seasons when most people move. That means buyer demand grows. And because there still aren’t enough homes for sale to meet that demand, sellers see some serious perks. According to Rocket Mortgage: “Homes that are listed at the end of spring and the beginning of summer typically sell faster at a higher sales price.”

What Does This Mean for You?

More sellers are coming to realize conditions are ripe for a move. And that’s...

Thinking about selling your house?

04/30/2024

More homeowners are saying it's a good time to sell. Want to know why?
The short answer is: this is the best time of year to list.
And if you get your home on the market now, you could see some serious perks.
Want to learn more? Let’s chat.

04/29/2024

Ever wonder what makes mortgage rates go up or down?

From economic trends to inflation, it's a complex web. And trying to keep up with the latest news on all those details can be stressful.

Instead, lean on the pros so you have someone to talk to about what’s going on and what changing rates mean for you.

04/26/2024

If you’ve been a homeowner for at least a couple of years, keep reading.

Because that means you may be sitting on a solid amount of equity. And if so, there are a few different ways you can use it to fuel your next move.

Wanna know what your equity might unlock for you? Let’s talk through it.