Rachel English Homes

05/07/2024

I'm overjoyed to have attained my Colorado Real Estate License! Empowering my clients to make well-informed decisions and find their dream properties in this dynamic state brings me immense satisfaction—Keller Williams Denver Southeast

04/05/2022

http://sites.listvt.com/6400kelseydrive

Enjoy the Charlotte lifestyle in this fabulous 2 bedroom, 2 bath home. Built in 1965 with a clean and well-planned 1400 sqft floorplan. This beautiful home will sell fast! Send an inquiry in the form below.

02/15/2021

Contact me for lender referrals🏡🏘

🚨🚨🚨PSA: When you get your Tax Refund Check this year DO NOT start paying things off on your Credit to buy you a Home‼️ DO IT THE RIGHT WAY....I’ve said it before and I’ll say it again if your goal is to buy a Home GO SPEAK TO A LENDER AND GET A SPECIFIC ACTION PLAN FOR YOU‼️You may not even have to pay off the things you think you have to pay🤯

🧐Did you know that if your collections are medical they are ❌NOT❌ required to be paid to purchase a Home❓

🧐Did you know that if your collections are NON-medical but total less than $2,000 they are ❌NOT❌ required to be paid to purchase a Home❓

🧐Did you know if you have a chargeoff or repossession (whether it was voluntary or involuntary) that it is ❌NOT❌ required to be paid to purchase a Home❓PEOPLE PURCHASE HOMES EVERYDAY WITH REPOSSESSIONS🤯

🧐Did you know that if you have a negative over 24 months it may not hurt your chances of purchasing a Home because the past two years are most important in Homebuying so ❌STOP❌ PAYING 4,5,6-year-old accounts off‼️

🧐Did you know that in SC if a debt is older than 3 years old then you cannot be sued for it and it may not be beneficial to pay it for you to get a Mortgage❓

🧐Did you know building positive credit is wayyyyy more important than getting rid of negatives❓ I.E pay down your credit cards b4 paying a collection or get a credit card if you don’t have one and keep the utilization low or add a positive installment loan.

🧐Did you know being added as an authorized user to someone’s account doesn’t help you get a Mortgage like you think it does and is actually frowned upon🙀

👉🏾👉🏾👉🏾A lot of people are waiting to even start the process because they do not truly know where they stand. 90% of the people I speak to have never even seen their Mortgage Scores, and probably 95% do not even know a Mortgage Score exists. Most are checking their scores and credit on Credit Karma and have no idea about where they really are so they put it off. RIGHT NOW IS THE TIME TO BUY‼️RATES ARE HISTORICALLY LOW AND WE DON’T KNOW FOR HOW LONG IF YOU WAIT YOU MAY BE VERY DISAPPOINTED IF YOU MISS OUT ON A CHANCE TO GET LOW RATE

🏡 If you truly want to know what you need to do to buy a Home speak with a Lender and more importantly don’t be afraid for them to run your Credit because that is the only way to truly know what you need to do. Inquiries ❌DO NOT❌ affect your MORTGAGE scores much (1-9 points at most) and sometimes NOT AT ALL, so get out of the fear of not wanting your Credit

01/26/2021

Closing Day: How to sell your home in a pandemic
rachelerealty.com
PM me for help on buying or selling

I'm on Instagram as
https://www.instagram.com/tshirtandhighheels/

01/20/2021

New listing Alert! Please DM me for details

12/21/2020

Just Listed! Near ballantyne and prices under 200k. Contact me to see.

$172,000 | 2 Beds 2 Baths - This a must see! Beautiful recently updated townhouse in the Treva Woods Community. Recent updates to include: Painting of interior, brand new white cabinetry and granite countertops. Home features a 2 story great room,