Kifle Leulseged

07/21/2026

Teaching Tuesday is here to boost your mortgage and real estate confidence!

This week’s tip: Small steps today can lead to big opportunities tomorrow. Start by knowing your numbers, focusing on your goals, and thinking long-term. Real estate isn't just about wealth—it's about stability and impact.

Ready to make your next move your best move? Let's connect and create the right plan together.

Kifle Leulseged, Mortgage Advisor | Real Estate Professional

📞 720.891.6979 | ✉️ [email protected]

07/14/2026

🏡 Join us for an exclusive Homebuyer Workshop on July 24th at 6:00 PM. Learn vital strategies for purchasing a home, with insights on FHA, VA, and conventional loan options. Reserve your spot today—space is limited to 50 participants!

🏡 FREE First-Time Home Buyer Masterclass
https://forms.gle/THnHb2XcUAj7uu7Y7

📧 [email protected]
📞 720.891.6979

Seize this chance with Kifle & Melat Home Strategy!

👉 REGISTER HERE: paste your Google Forms link
https://forms.gle/THnHb2XcUAj7uu7Y7

07/14/2026

INFLATION COOLED 📉
Could This Help Mortgage Rates?

📉 INFLATION COOLED MORE THAN EXPECTED — WHAT DOES THAT MEAN FOR MORTGAGE RATES? 🏡

The latest inflation report is in, and there is some encouraging news for prospective homebuyers.

📊 June 2026 Inflation Data:
Headline CPI:
⬇️ -0.4% for the month
📈 +3.5% compared with a year ago
Core CPI:
➡️ 0.0% for the month
📈 +2.6% compared with a year ago
The annual headline inflation rate declined from 4.2% in May to 3.5% in June and came in cooler than economists expected.

🏠 Why does this matter if you're buying a home?
Mortgage rates are heavily influenced by the bond market and expectations about future inflation.
Lower inflation → potentially less pressure on bond yields → potentially better conditions for mortgage rates.

But one inflation report does not guarantee significantly lower mortgage rates.

The better question isn't:
❌ “Should I wait until rates hit the bottom?”
It's:
✅ What can I comfortably afford today?
✅ What loan programs do I qualify for?
✅ Can seller concessions help reduce my costs or rate?
✅ What is my strategy if rates improve later?

The goal isn't to perfectly time the market. The goal is to be financially prepared when the right opportunity comes.

If you're considering buying, refinancing, or investing, let's look at the numbers and build a mortgage strategy around your actual goals and budget.

Kifle Leulseged
Mortgage Loan Originator
Zero Point Mortgage
NMLS #2744117
📞 720.891.6979
📧 [email protected]

Sources: U.S. Bureau of Labor Statistics • Federal Reserve • Freddie Mac Mortgage Market Survey. Market reaction and expectations were also reported by Reuters.

For educational purposes only. This is not a commitment to lend. Rates, terms, and program availability are subject to change and borrower qualification.

07/13/2026

INFLATION REPORT TUESDAY JULY 14
What Could It Mean for Mortgage Rates?
🏡 Thinking About Buying a Home? This Week Could Matter for Mortgage Rates.
One of the biggest economic reports affecting the housing and mortgage markets is coming this Tuesday: the Consumer Price Index (CPI).

Why should homebuyers care about inflation?
CPI is one of the key measures of inflation in the U.S. When inflation comes in hotter than expected, bond yields can rise and mortgage rates may face upward pressure. When inflation shows continued cooling, that can create a more favorable environment for rates.

But here’s the important part:
Trying to perfectly time the lowest mortgage rate can be just as difficult as trying to perfectly time the housing market.

A better strategy is to understand your numbers:
✅ What can you comfortably afford today?
✅ What loan programs do you qualify for?
✅ How much cash will you need to close?
✅ Would seller concessions or a temporary/permanent rate buydown help?
✅ If rates improve later, would refinancing make sense?

The interest rate is important—but the right mortgage strategy is about much more than one number.

If you're thinking about buying, refinancing, or investing, I can help you look at the numbers and understand your options before you make a decision.

📲 720.891.6979
📧 [email protected]
Mortgage Loan Originator | NMLS #2744117
Zero Point Mortgage

Apply here: Start Your Mortgage Application

Data sources: U.S. Bureau of Labor Statistics — Consumer Price Index; Federal Reserve — monetary policy information; Freddie Mac — Primary Mortgage Market Survey.

This is for educational purposes and is not a commitment to lend. Interest rates and loan terms are subject to change and borrower qualification.

02/26/2025

03/11/2024

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03/09/2024

Homeowners insurance premiums may be rising, but there are a few things you can do to limit the cost.

Homeowners should be expecting another big insurance premium hike, on top of last year's increase.

03/07/2024

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