10/22/2026
3 out of 100.
That's how many of the biggest US housing markets have a median home costing three times the median income or less. In 1990, it was 75.
Three times income was the old rule of thumb. The other 97 markets are why your parents' advice no longer pencils.
There's still a path in. It just looks different now: buying with a partner, house hacking or starting with a condo and trading up.
Money isn't everyone's priority, but it is for most people. I always make sure the house you buy is a good investment. That doesn't necessarily mean it has built-in equity, but it should always mean you won't lose money. The market can go down, and it happens. I use my 15+ years of experience to protect your goals.
Thinking about your first purchase? Let's map out what works for you.
Source: Harvard JCHS via The Washington Post, Oct. 18, 2026