http://www.adamsellsdenver.com/

Adam Sells Denver, Denver, CO (2026)

10/26/2026

🏡 𝗘𝗩𝗘𝗥 𝗡𝗢𝗧𝗜𝗖𝗘 𝗛𝗢𝗪 𝗗𝗜𝗙𝗙𝗘𝗥𝗘𝗡𝗧 𝗗𝗘𝗡𝗩𝗘𝗥'𝗦 𝗢𝗟𝗗𝗘𝗥 𝗛𝗢𝗠𝗘𝗦 𝗟𝗢𝗢𝗞?

There's actually a pretty cool reason for that.

Every home is a little snapshot of what Denver valued when it was built.

And after living in Colorado for more than 40 years, it's one of the things I love most about exploring our older neighborhoods.

Take a walk around Denver and you'll spot some incredible architectural history. 👇

🏰 𝗤𝗨𝗘𝗘𝗡 𝗔𝗡𝗡𝗘 𝗩𝗜𝗖𝗧𝗢𝗥𝗜𝗔𝗡𝗦
From Denver's early boom years. Decorative details, towers and elaborate rooflines.

🏠 𝗗𝗘𝗡𝗩𝗘𝗥 𝗦𝗤𝗨𝗔𝗥𝗘𝗦
Simple, practical and surprisingly spacious. Those big front porches are hard to beat.

🌿 𝗖𝗥𝗔𝗙𝗧𝗦𝗠𝗔𝗡 𝗕𝗨𝗡𝗚𝗔𝗟𝗢𝗪𝗦
Low-pitched roofs, exposed details and cozy covered porches. Some designs were even sold through catalogs!

🧱 𝗧𝗨𝗗𝗢𝗥 𝗥𝗘𝗩𝗜𝗩𝗔𝗟𝗦
Steep rooflines, brick exteriors and that unmistakable storybook character.

🏡 𝗠𝗜𝗗-𝗖𝗘𝗡𝗧𝗨𝗥𝗬 𝗥𝗔𝗡𝗖𝗛𝗘𝗦
Postwar living changed everything. Single-story layouts, wider footprints and a more modern approach.

And here's the fun part…

Some Denver homes combine TWO or more architectural styles.

Next time you're walking through an older neighborhood, see how many you recognize.

👇 YOUR TURN!

Which style do you live in, and what Denver neighborhood?

Bonus points if your house is a combination of styles!

Source: 150 Years of Denver Architecture, Denver Landmark Preservation.

10/25/2026

🏡 𝗦𝗘𝗘𝗜𝗡𝗚 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗥𝗔𝗧𝗘𝗦 𝗜𝗡 𝗧𝗛𝗘 𝗡𝗘𝗪𝗦 𝗔𝗡𝗗 𝗧𝗛𝗜𝗡𝗞𝗜𝗡𝗚 𝗔𝗕𝗢𝗨𝗧 𝗣𝗨𝗧𝗧𝗜𝗡𝗚 𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗦𝗘𝗔𝗥𝗖𝗛 𝗢𝗡 𝗛𝗢𝗟𝗗?

Here's something a LOT of Denver buyers don't realize…

The mortgage rate you see in the headlines isn't necessarily the rate YOU'LL get.

Those numbers are generally national averages.

Your actual mortgage rate depends on several factors, including:

💳 Your credit score
💰 Your down payment
📊 Your debt-to-income ratio
🏦 Your loan program
📉 Whether you're using discount points or a rate buydown

And those differences can really add up.

Here's an example. 👇

On a $600,000 Denver home with 10% down:

🏠 At 6.5%: Approximately $3,413/month
🏠 At 6.0%: Approximately $3,237/month

That's about $176 EVERY MONTH.

(Principal and interest only. Taxes, insurance and other costs are additional.)

And here's another thing…

Colorado buyers may have options that national headlines don't mention.

✅ CHFA programs for qualifying buyers
✅ Negotiated seller concessions
✅ Potential seller-paid mortgage rate buydowns

None of these are guaranteed, but they're worth exploring.

My advice?

Don't make a major financial decision based on a headline.

Talk with a lender, get pre-approved and understand YOUR numbers.

📲 Thinking about buying in Denver? Let's talk.

FREE 30-minute strategy call:
adamsellsdenver.com

10/24/2026

🏡 𝗛𝗢𝗪 𝗠𝗨𝗖𝗛 𝗠𝗢𝗡𝗘𝗬 𝗗𝗢 𝗬𝗢𝗨 𝗥𝗘𝗔𝗟𝗟𝗬 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗠𝗔𝗞𝗘 𝗧𝗢 𝗔𝗙𝗙𝗢𝗥𝗗 𝗔 𝗛𝗢𝗠𝗘 𝗜𝗡 𝗗𝗘𝗡𝗩𝗘𝗥 𝗜𝗡 𝟮𝟬𝟮𝟳? 💰👀

$75,000?

$100,000?

$150,000 or MORE?

I get this question all the time from people thinking about buying a home in the Denver area.

And here's what surprises a lot of buyers…

There's NO magic salary that automatically determines whether you can afford a house.

Two people making $100K a year could have COMPLETELY different buying power.

Why?

Because lenders look at more than your income.

Things like:

✅ Your monthly debt payments
✅ Your credit score
✅ How much you're putting down
✅ Current mortgage rates
✅ The type of loan you're using

And let's not forget LOCATION.

What your budget buys in Denver could look very different from what it buys in Aurora, Arvada or Littleton.

Here's the good news…

Depending on your situation, you may have options worth exploring:

💰 Down payment assistance programs
🏠 Different mortgage loan options
🤝 Seller concessions to help with eligible costs

None of these are guaranteed, but they can make a difference.

MY ADVICE?

Don't assume you can't afford a home based on your salary alone.

Get your numbers reviewed and build a realistic plan.

📲 Thinking about buying in 2027?

Let's talk! I offer a FREE 30-minute strategy call.

👉 www.adamsellsdenver.com

10/24/2026

💰 𝗬𝗢𝗨 𝗖𝗔𝗡 𝗠𝗔𝗞𝗘 $𝟮𝟬𝟬,𝟬𝟬𝟬 𝗔 𝗬𝗘𝗔𝗥 𝗔𝗡𝗗 𝗦𝗧𝗜𝗟𝗟 𝗦𝗧𝗥𝗨𝗚𝗚𝗟𝗘 𝗧𝗢 𝗕𝗨𝗜𝗟𝗗 𝗪𝗘𝗔𝗟𝗧𝗛.

Sounds crazy, right?

But think about it…

Someone earning $200K who spends nearly everything they make might have very little left to invest.

Meanwhile, someone earning $75K who consistently saves and invests could potentially build a stronger financial position over time.

The difference?

It's not always how much money you MAKE.

It's what you DO with it.

🎙️ In this week's episode of The Pursuit of Progress, Ben and I are talking about something I think more people should understand:

WHY OWNING ASSETS MATTERS MORE THAN EVER.

𝗪𝗲'𝗿𝗲 𝗱𝗶𝗴𝗴𝗶𝗻𝗴 𝗶𝗻𝘁𝗼:

🏡 𝘙𝘦𝘢𝘭 𝘦𝘴𝘵𝘢𝘵𝘦 𝘢𝘯𝘥 𝘭𝘰𝘯𝘨-𝘵𝘦𝘳𝘮 𝘸𝘦𝘢𝘭𝘵𝘩 𝘣𝘶𝘪𝘭𝘥𝘪𝘯𝘨
📈 𝘞𝘩𝘺 𝘺𝘰𝘶 𝘥𝘰𝘯'𝘵 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘳𝘪𝘤𝘩 𝘵𝘰 𝘴𝘵𝘢𝘳𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨
💵 𝘏𝘰𝘸 𝘪𝘯𝘧𝘭𝘢𝘵𝘪𝘰𝘯 𝘤𝘢𝘯 𝘦𝘳𝘰𝘥𝘦 𝘱𝘶𝘳𝘤𝘩𝘢𝘴𝘪𝘯𝘨 𝘱𝘰𝘸𝘦𝘳
🏢 𝘛𝘩𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘢𝘯𝘥 𝘤𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦𝘴 𝘰𝘧 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘰𝘸𝘯𝘦𝘳𝘴𝘩𝘪𝘱
🔑 𝘞𝘩𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘧𝘳𝘦𝘦𝘥𝘰𝘮 𝘪𝘴 𝘳𝘦𝘢𝘭𝘭𝘺 𝘢𝘣𝘰𝘶𝘵 𝘩𝘢𝘷𝘪𝘯𝘨 𝘖𝘗𝘛𝘐𝘖𝘕𝘚

Here's something I've learned from owning businesses and working in real estate…

Income is important.

But what you KEEP, SAVE and BUILD can matter just as much.

And no, that doesn't mean everyone needs to buy rental properties or start a business.

It means understanding how to put your money to work in ways that fit your goals and risk tolerance.

🎧 NEW EPISODE!

The Pursuit of Progress
Season 3, Episode 42
"Why Owning Assets Matters More Than Ever"

👇 What was the first asset you ever invested in?

10/23/2026

🍂 𝗖𝗢𝗟𝗢𝗥𝗔𝗗𝗢 𝗛𝗢𝗠𝗘𝗢𝗪𝗡𝗘𝗥𝗦… 𝗛𝗔𝗩𝗘 𝗬𝗢𝗨 𝗗𝗢𝗡𝗘 𝗧𝗛𝗘𝗦𝗘 𝗬𝗘𝗧?

You know how it goes around here.

One day it's 75° and sunny.

The next morning you're scraping ice off your windshield. 😂

And every year, somebody remembers they forgot to winterize their sprinklers AFTER the first freeze.

Don't be that person.

Here's your COLORADO FALL HOME CHECKLIST! 👇

🚰 𝗢𝗨𝗧𝗦𝗜𝗗𝗘
☐ Disconnect hoses
☐ Protect exterior faucets
☐ Winterize sprinklers
☐ Clean gutters
☐ Check drainage around your home

🏠 𝗥𝗢𝗢𝗙 + 𝗘𝗫𝗧𝗘𝗥𝗜𝗢𝗥
☐ Look for visible roof damage
☐ Check gutters and downspouts
☐ Inspect exterior caulking
☐ Check weather stripping
☐ Look for gaps around windows and doors

🔥 𝗛𝗘𝗔𝗧𝗜𝗡𝗚
☐ Test your furnace
☐ Replace/check the filter
☐ Make sure vents aren't blocked
☐ Schedule service if needed

🚨 𝗦𝗔𝗙𝗘𝗧𝗬
☐ Test smoke detectors
☐ Test carbon monoxide detectors
☐ Replace batteries if needed
☐ Inspect fireplace/chimney before use

❄️ 𝗪𝗜𝗡𝗧𝗘𝗥 𝗣𝗥𝗘𝗣
☐ Find your snow shovel
☐ Check your ice melt supply
☐ Locate your main water shutoff
☐ Prepare for freezing temperatures

A few simple tasks now could save you a BIG headache later.

📌 SAVE this post!

And TAG that Colorado homeowner friend who always waits until the first snowstorm. 😅

10/22/2026

You can make $200K a year and still struggle to build wealth. Meanwhile, someone earning $75K could potentially end up in a much stronger financial position.

So what's the difference? It's not necessarily how much you make — it's what you do with the money you earn.

In this week's episode of The Pursuit of Progress, Ben and Adam are talking about why owning assets like real estate, investments, and businesses can be a game changer for your financial future.

We cover how inflation impacts your money, why you don't need to be rich to start investing, and how building ownership can eventually give you something even more valuable than money: more freedom and more choices.

10/22/2026

🏡 𝗟𝗜𝗧𝗧𝗟𝗘𝗧𝗢𝗡 𝗢𝗥 𝗔𝗥𝗩𝗔𝗗𝗔… 𝗪𝗛𝗘𝗥𝗘 𝗪𝗢𝗨𝗟𝗗 𝗬𝗢𝗨 𝗥𝗔𝗧𝗛𝗘𝗥 𝗟𝗜𝗩𝗘?

This is a tough one for me because I genuinely love BOTH areas.

But they offer two pretty different lifestyles depending on what you're looking for.

Here's how I'd compare them. 👇

📍 𝗟𝗢𝗖𝗔𝗧𝗜𝗢𝗡

LITTLETON: South/southwest Denver metro, with convenient access toward the foothills and south Denver.

ARVADA: Northwest Denver metro, with access toward Golden, Boulder and Denver.

🏠 𝗧𝗛𝗘 𝗛𝗢𝗠𝗘𝗦

Both offer everything from established neighborhoods and older homes to newer communities.

And both can feel completely different depending on which neighborhood you're exploring.

🍻 𝗗𝗢𝗪𝗡𝗧𝗢𝗪𝗡 𝗩𝗜𝗕𝗘𝗦

Historic Downtown Littleton vs. Olde Town Arvada.

Restaurants, local businesses, events and plenty of character.

I'm a big fan of both!

🏔️ 𝗢𝗨𝗧𝗗𝗢𝗢𝗥 𝗟𝗜𝗙𝗘𝗦𝗧𝗬𝗟𝗘

Littleton: South Platte trails, Chatfield Reservoir and southwest foothills.

Arvada: Parks, trails, Golden and northwest foothill access.

HERE'S THE THING…

Neither is automatically better.

It really comes down to your commute, lifestyle, budget and what you want in a home.

👇 BUT YOU HAVE TO PICK ONE!

🏡 LITTLETON or ARVADA?

Drop your vote in the comments. I'm curious which one wins!

10/21/2026

🏡 "𝗦𝗛𝗢𝗨𝗟𝗗 𝗜 𝗕𝗨𝗬 𝗡𝗢𝗪… 𝗢𝗥 𝗪𝗔𝗜𝗧 𝗙𝗢𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗥𝗔𝗧𝗘𝗦 𝗧𝗢 𝗗𝗥𝗢𝗣?"

I get asked this ALL the time.

And I completely understand why.

Nobody wants to buy a house today and find out they could've had a lower payment six months later.

But here's the problem…

Nobody knows exactly where mortgage rates are headed.

Not next month.

Not six months from now.

Not next year.

And there's another piece people sometimes overlook. 👇

📉 IF RATES FALL…

Your payment could improve.

BUT lower rates could also bring more buyers back into the market, which may mean more competition.

🏠 IF YOU BUY NOW…

You can evaluate today's prices, payments, available homes and negotiating opportunities.

Here's my biggest piece of advice:

NEVER BUY A HOME BASED ON A REFINANCE YOU CAN'T GUARANTEE.

Ask yourself:

"Can I comfortably afford this house at TODAY'S payment?"

If the answer is no, don't rely on future rate drops to make the numbers work.

Have your lender run a few different scenarios.

Then make your decision based on YOUR finances and timeline.

👇 Curious what you think…

Would you rather buy at today's rates or wait and see?

10/20/2026

🏡 𝗟𝗢𝗩𝗘 𝗧𝗛𝗢𝗦𝗘 𝗖𝗛𝗔𝗥𝗠𝗜𝗡𝗚 𝗢𝗟𝗗 𝗗𝗘𝗡𝗩𝗘𝗥 𝗛𝗢𝗠𝗘𝗦?

𝙈𝙚 𝙩𝙤𝙤.

The brick bungalows, classic ranches, mature trees and established neighborhoods are some of my favorite things about Denver.

But here's something I always remind buyers…

Just because a home LOOKS beautiful doesn't mean everything behind the walls is in great shape. 👀

𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝟱 𝘁𝗵𝗶𝗻𝗴𝘀 𝗜'𝗱 𝗽𝗮𝘆 𝗰𝗹𝗼𝘀𝗲 𝗮𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝘁𝗼 𝘄𝗵𝗲𝗻 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮𝗻 𝗼𝗹𝗱𝗲𝗿 𝗗𝗲𝗻𝘃𝗲𝗿 𝗵𝗼𝗺𝗲:

🚽 1. 𝗦𝗘𝗪𝗘𝗥 𝗟𝗜𝗡𝗘
Older pipes can have roots, deterioration or damage. A sewer scope is worth considering.

⚡ 2. 𝗘𝗟𝗘𝗖𝗧𝗥𝗜𝗖𝗔𝗟
Updated light fixtures don't necessarily mean updated wiring or panels.

🚿 3. 𝗣𝗟𝗨𝗠𝗕𝗜𝗡𝗚
Know what kind of pipes you're dealing with and watch for leaks or pressure issues.

💧 4. 𝗙𝗢𝗨𝗡𝗗𝗔𝗧𝗜𝗢𝗡 + 𝗪𝗔𝗧𝗘𝗥
Cracks, moisture and drainage problems deserve a closer look.

⛈️ 5. 𝗥𝗢𝗢𝗙 + 𝗠𝗔𝗝𝗢𝗥 𝗦𝗬𝗦𝗧𝗘𝗠𝗦
Understand the condition of the roof, furnace, A/C and water heater.

Now, here's the good news…

An older home isn't automatically a risky purchase.

Some have been maintained beautifully for decades!

The key is knowing what you're buying BEFORE you close.

📌 SAVE this checklist for your next home tour!

What's your favorite older Denver home style? Bungalow, Tudor or mid-century ranch? 👇

10/19/2026

🏡 "𝗟𝗘𝗧'𝗦 𝗝𝗨𝗦𝗧 𝗟𝗜𝗦𝗧 𝗜𝗧 𝗛𝗜𝗚𝗛 𝗔𝗡𝗗 𝗦𝗘𝗘 𝗪𝗛𝗔𝗧 𝗛𝗔𝗣𝗣𝗘𝗡𝗦."

I hear this from sellers more often than you might think.

And I completely understand the logic.

Who wouldn't want to get the highest possible price for their home?

But here's where that strategy can backfire. 👇

WEEK 1:
Your home is brand new on the market.

Buyers are looking. They're comparing. They're deciding whether your home is worth seeing.

If the price doesn't make sense compared to other options, they may skip it.

THEN…

📉 𝘚𝘩𝘰𝘸𝘪𝘯𝘨𝘴 𝘴𝘭𝘰𝘸 𝘥𝘰𝘸𝘯.

📅 𝘋𝘢𝘺𝘴 𝘰𝘯 𝘮𝘢𝘳𝘬𝘦𝘵 𝘱𝘪𝘭𝘦 𝘶𝘱.

🏠 𝘕𝘦𝘸 𝘭𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘬𝘦𝘦𝘱 𝘤𝘰𝘮𝘪𝘯𝘨.

Eventually, you reduce the price.

But now some buyers start wondering:

"Why hasn't this sold?"

"Is something wrong with it?"

"How motivated is the seller?"

And suddenly, you're chasing the market instead of leading it.

Here's my philosophy:

𝗣𝗥𝗜𝗖𝗜𝗡𝗚 𝗜𝗦 𝗠𝗔𝗥𝗞𝗘𝗧𝗜𝗡𝗚.

A great listing strategy isn't about putting the biggest number on the sign.

It's about positioning your home to attract serious buyers and create opportunities.

Thinking about selling around Denver in the next 6–12 months?

DM me. Let's build the plan BEFORE your home hits the market.

Adam Sells Denver

10/26/2026

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