ReFind Realty DFW

ReFind Realty DFW Real Estate Agency servicing the greater Dallas and Houston areas.

New construction tours are back — every week.I just walked the Crockett floor plan from Coventry Homes in Myrtle Creek, ...
09/03/2026

New construction tours are back — every week.

I just walked the Crockett floor plan from Coventry Homes in Myrtle Creek, Waxahachie. Six builders are building in that one community, and every sales rep in every model home works for the builder — not for you.

In this video: what the house actually costs every month at today's rate, and the one thing to do before you tour any model home in that neighborhood on your own.

Grab the free New Construction Buyer's Guide before your next tour: stevenjthomas.com/new-construction-buyers-guide

Equal Housing Opportunity. Steven J. Thomas, Broker, Refind Realty DFW, TREC #0657467.

A year ago the 30-year fixed averaged 6.56%. Last week it averaged 6.66%.So everyone who sat still waiting for a better ...
09/02/2026

A year ago the 30-year fixed averaged 6.56%. Last week it averaged 6.66%.

So everyone who sat still waiting for a better rate got a tenth of a point worse.

Now look at what that year cost in Dallas. The median sale price hit $474,762 in July, up 2.1% over the year before. That is about $9,765 added to the same house. Homes are taking 45 days to sell and closing at 97.2% of list. Steady demand, patient buyers, and prices that keep grinding up while people wait for a signal that has not shown up.

If you own a home here and your next move is a bigger one, that gap gets wider every month you sit on it. Your equity is growing, sure. So is the price of the house you actually want, and in dollars it grows faster.

So before you put a price on your house, let me walk it with you. Thirty minutes, in person, and you get an honest readiness score. 85 or above and you are in shape to go after your number. Below that, I will tell you exactly what to fix first.

Get your Home Selling Score: stevenjthomas.com/get-your-home-selling-score

Based on current conditions. Sources: Redfin Data Center (Dallas, July 2026), Freddie Mac PMMS (Aug. 27, 2026).

Steven J. Thomas · Broker, Refind Realty DFW · TREC Broker License #0657467 · Loan Officer, Envision Home Lenders · NMLS #689220 · Equal Housing Opportunity

08/28/2026

The seller on this house is paying the rate down to 5.99%. It is open Saturday.

2311 Fatima Avenue, Dallas 75241, in Alameda Heights. Open house Saturday from 1:00 to 3:00.

Brand-new construction finished this year. Four bedrooms, 3.5 baths, 2,690 square feet on a quarter-acre lot. Quartz kitchen, two fireplaces, rainfall shower in the primary bath, two-car garage. No HOA, about nine miles from downtown Dallas.

$495,000, and $17,325 down on an FHA loan.

The seller is offering concessions toward closing costs or an interest rate buydown. Applied to the rate, that takes this from the 6.66% average (7.57% APR) down to 5.99% (6.91% APR), which is about $212 a month off the payment for as long as you own it.

One more thing on new construction: the first-year tax bill is usually assessed on land only, then jumps after the finished house is reassessed. The payment we published already uses the full value.

Steve will be there both hours Saturday.

Comment PLAN and I will send you the full payment breakdown and the open house details before then.

APRs: 5.99% rate / 6.91% APR. 6.66% rate / 7.57% APR. FHA 30-year fixed on a $477,675 base loan. APR assumes $1,495 in lender fees, 0 points, 15 days prepaid interest, financed upfront MIP and life-of-loan monthly MIP. Illustrative example, not a quoted rate, a rate lock, a loan offer, or a commitment to lend.
Estimates for educational purposes, based on current market conditions and subject to change.
Steven J. Thomas - Broker, Refind Realty DFW - TREC #0657467 - Loan Officer, Envision Home Lenders - NMLS #689220 - Equal Housing Opportunity

08/26/2026

New construction in Southern Dallas with no HOA — 2311 Fatima Ave, over in Alameda Heights.

4 bedrooms, 3.5 baths, 2,690 square feet across two stories. Chef's kitchen with quartz counters and a waterfall island. Flex room on the first floor that works as an office or a guest room. Game room and balcony upstairs, two fireplaces, extended two-car garage. Listed at $495,000.

The seller is offering help toward closing costs or a rate buy-down with an accepted offer, and all the appliances stay.

Alameda Heights is mid-rebuild right now — new streets, new sidewalks, and a new sewer system, expected to wrap by year end. You're minutes from downtown, Bishop Arts, and Trinity Groves.

No HOA on a new build this close in is rare. That's the part most people don't believe until they see the listing.

Comment HOME and I'll send you the details and the floor plan.

Steve Thomas · Broker, Refind Realty DFW · TREC #0657467 Information deemed reliable but not guaranteed. Seller concessions subject to terms and an accepted offer.

08/20/2026

The builder's website quotes $2,788 a month on this one.
The real payment is $5,003.

This is the Jackson by UnionMain Homes at 193 Mountain Laurel in Waxahachie. 4 bedrooms, 3.5 baths, 2,931 square feet, one story, 3-car garage. Listed at $519,000, about 30 miles from downtown Dallas. I ran it FHA, 3.5% down, at 6.67% on a 30-year fixed.

Down payment: $18,165
Loan amount: $509,600 (includes the FHA upfront premium financed in)
Principal and interest: $3,278
Property taxes: $1,147
Homeowners insurance: $240
Mortgage insurance: $230
HOA: $108
Total: $5,003 a month.

That builder number isn't a lie. It's principal and interest, and the asterisk says so. But nobody qualifies on principal and interest. Your lender qualifies you on all of it.

The part that catches people here: Myrtle Creek sits in a municipal management district that adds 0.600% on top of the city, county and school rate. On a $519,000 home that's $3,114 a year — $260 a month — that a buyer comparing this to a non-MMD Waxahachie subdivision would never see coming.

At a 45% debt-to-income ratio you'd need roughly $11,118 a month gross. About $133,416 a year.

Two other things worth knowing on new construction: first-year taxes are often assessed on land only, so the bill can jump once the finished home is reassessed. And conventional at 5% down actually beats FHA here by about $130 a month — worth running both before you sign anything.

Comment PLAN and I'll run your exact numbers on any home you're looking at.

Estimates only; confirm rates, taxes, insurance, PMI/MIP, HOA and income qualification with your lender and title company. Steven J. Thomas · Refind Realty DFW · NMLS #689220 · Equal Housing Opportunity

07/05/2026

We are missing a few but, ladies and gentlemen..... ReFind Realty DFW

06/29/2026

What a great time at Refind Realty DFW photoshoot!

Can't wait to see the results.

DFW homeowners are sitting on record equity right now — the average is over $300,000. The catch? Most have no idea what ...
06/26/2026

DFW homeowners are sitting on record equity right now — the average is over $300,000. The catch? Most have no idea what their number is in today's softer market.

Your equity isn't just a figure on a screen. It's what you carry into your next home, and it decides what you can move up into.

Three things set the real number: today's comps, your payoff, and the cost to sell.

See yours before you make a move → https://stevenjthomas.com/home-wealth-report

Equal Housing Opportunity.

06/24/2026

Everybody's waiting for rates to drop before they buy. Here's the part most buyers don't know — you might not have to wait.

On a $450,000 home with 3.5% down, today's rate runs about $4,028 a month. Drop it a half point to 5.625% and that same home is around $3,886 — that's $141 a month back in your pocket.

And you don't have to sit around hoping the market hands you that rate. You can buy it down now. It runs about $8,837 to drop the half point — and a lot of times, a good agent can get the seller to cover it. So instead of waiting for "someday," you're already in the house, at the lower payment, building equity.

Numbers are estimates and vary by buyer and market — not a rate quote. Want me to run your actual numbers? Comment "MEET" and we'll set up a time.

Address

128 S. Cockrell Hill Rd
Desoto, TX
75115

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