Molly Schulz

01/14/2023

Stop by tomorrow to see this beauty!
Everyone who stops by gets a chance to win a gift card drawing 🤍
Come see me at 6034 Walk Along Way In Crestview from 1:30-3:30 pm. ‼️‼️

09/22/2022

This is your sign to move to the Emerald Coast ☀️🌊 I’ve got my eye on some pretty great properties by the beach that are coming up for sale soon for a great and affordable price…let’s chat!! And just as a reminder - it costs $0 to talk to your local real estate expert ✨
💙 dms are always open
📱 267.285.3324
✉️ [email protected]

REALTOR® | Coldwell Banker Realty selling the Emerald coast & surrounding areas

07/09/2022

Come stop by and visit us! We are here until 1:30 today and 10-1:30 tomorrow! Kaylin Forbush, Home Loan Advisor NMLS #2192231

Linktree makes room for all of you. Get everything you create, curate and share, wherever it’s scattered online, and put it back together again in one place – your Linktree – where it can be discovered with ease.

07/08/2022

Come stop by and say hey 🤍
Can’t make it? Let’s schedule a private showing!
Drop a call/text 📱 267.285.3324
Send an email 📧 [email protected]
Bored and just looking? scroll through some listings on my site ➡️ mollyschulzrealtor.com
Looking for home loan info? Kaylin Forbush, Home Loan Advisor NMLS #2192231

06/30/2022

For many buyers, the news that mortgage interest rates will rise this year can be super disappointing. Experts project that standard interest rates will range from 3.3% to 5% in 2022.

But when we look back, those interest rates are actually AMAZING.

You probably hear a lot about the “good old days” of real estate, but back in the 1980, interest rates were around 12.7%. And the 70s weren’t much better with a rate of 8.86%. In fact, interest rates only really started to go down around 2010.

Even though interest rates are rising compared to last year, they’re still historically low.

So don’t let interest rates stop you from buying a new home!

Want to talk more about interest rates or see what your interest rate could end up being? Just send me a DM!

06/29/2022

This is the big one for most sellers–how much money are they going to walk away with in their pocket?

It’s actually pretty easy to figure out what the net proceeds will be.

First, get your numbers ready:
-selling price
-how much you owe on your current mortgage
-prep and repair costs
-closing costs (usually around 7-9% of the sale price)

Then you can use this simple equation to get your net proceeds.

[selling price] - [remaining mortgage] - [prep costs] - [closing costs] = your net proceeds!

There are also many free, online calculators that will do the math for you. Just Google “home sale calculator” for a shortcut.

If you want to sell your home for top dollar (and who doesn’t?!), just send me a DM and I’ll work my real estate magic!

06/28/2022

There’s more to a purchase offer than just the money… As a seller, you’ll probably get multiple offers on your home all with different things to consider.

But which one should you choose?

Here are 4 factors to keep in mind.

1. Financing method. Do you want the ease of a cash sale or are you okay with a financed mortgage? If you have a strong preference for how the house is financed, definitely consider that in your offers!

2. Earnest money deposit. The larger the earnest money deposit, the more serious the buyer typically is.

3. Contingencies. Some offers will have lots of contingencies–to make your life easier, you’ll want to consider the offers with fewer contingencies.

4. Timeline. Some buyers might want a lot of time before the closing day while others might request less. Choose the offer that best fits with your ideal timeline.

There’s so much more than just money when it comes to offers! But don’t worry: your agent will help you analyze and choose the best offer that fits all of your needs.

06/28/2022

‼️‼️EVERYONE STOP WHAT YOU ARE DOING‼️‼️ and please take a look at this GORGEOUS NEW LISTING! Ya'll I am completely floored by this beauty. Views of the bay from your master suite, Waterfront home, over an acre of property, private dock, 4 bedrooms, 4 bathrooms plus so much more. You cannot beat this price for what you've seen the last few months and you'll want to jump on this fast. Let's schedule a private showing so you can see all the beauty this home has to offer! 267-285-3324!

06/27/2022

Mortgages can be confusing and intimidating–especially if it’s your first time buying a home.

There are so many different home loan options out there, each with its different pros and cons.

Here’s a quick cheat sheet on the different types of home loans!

Fixed-rate mortgage: this is typically a 15 or 30 year mortgage with a fixed interest rate. Your monthly payment will stay the same through the entire term of the loan. These loans work well for many people, and they’re the most popular kind!

Adjustable-rate mortgage: These mortgages have interest rates that increase and decrease with the market. While this can be risky, it’s a good option for people who won’t be in their homes for years and years.

VA loans: If you or your spouse are a member of the military or are a veteran, this is a great loan option that’s guaranteed by the government.

FHA loan: This loan helps first-time or low-income buyers buy a home with a small down payment.

USDA loan: if you’re buying a home in a rural area, the USDA loan lets you put little to no money down and can get you a low interest rate as well.

Whatever your situation, there’s a home loan out there that can help you get into your perfect place.

If you want to learn more about mortgages, send me a DM and I’ll hook you up with one of my trusted lenders!