Refuge Property Resource Solutions

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Refuge Property Resource Solutions

Provides Professional Real Estate Services, whether you are buying your new home, or selling a home. I will assist you in getting the best deal.

I will market your home with advanced technology, assist you with qualifying for your new home.

10/28/2026

🏠 DETROIT METRO REAL ESTATE MARKET UPDATE 🏙️
Wednesday, October 28, 2026

📊 MARKET SNAPSHOT (Metro Detroit Tri-County Area)
• Michigan's typical home value sits near $266K, with median listing prices around $300K
• August saw 3,632 residential closings across Metro Detroit, averaging 27 days on market
• Sale-to-list ratio: sellers received 99.1% of asking price on average
• Inventory at roughly 3.1 months, with active listings up ~6.7% YoY while sales dipped ~2.1%
• A more balanced market: buyers have more choices, and well-priced homes still move

💰 MORTGAGE RATES (Freddie Mac PMMS, week of Oct 22, 2026)
• 30-Year Fixed: 7.32% (down from 7.40%, the first dip after two weeks at a 2026 high)
• 15-Year Fixed: 6.68% (down from 6.71%)
• Rates remain well above last year's 6.19%, but this week's drop brings some relief. Expect continued volatility as inflation data shapes the Fed's next moves.

📈 INVESTOR INSIGHTS
• Metro Detroit home prices are forecast to appreciate 2-4% through the end of 2026
• Detroit city home values have climbed 138.7% over the past decade (Zillow data), from about $31.5K to $75K
• Rising suburban rental demand is supporting stronger rental yields
• Turnkey and move-in-ready properties command premium demand as buyers grow more selective; redevelopment interest remains strong in Detroit's top neighborhoods

🔑 FOR BUYERS
With rates easing off 2026 highs and inventory up year over year, get fully pre-approved and negotiate from a position of strength. Don't wait for the "perfect" rate: today's financing can be refinanced later, but the right home won't wait.

🏡 FOR SELLERS
Buyers have options now, so ex*****on matters more than ever. Price at market value from day one and invest in presentation and marketing. Overpriced listings sit longer and invite bigger concessions in this balanced market.

📞 READY TO MAKE YOUR MOVE?
Refuge Property Resource Solutions is your Metro Detroit real estate partner!
📞 Phone: (586) 909-3748
🌐 Website: refuge-properties.com
✉️ Email: [email protected]
📍 Clinton Township, MI

10/27/2026

📊 DETROIT INVESTOR PULSE — Tuesday, October 27, 2026 📊
🚨 INVESTOR FOCUS EDITION 🚨

📈 INVESTOR MARKET PULSE
Detroit's investor landscape continues to reward those buying right. The city's median listing price sits near $100K, up roughly 4% year-over-year — still one of the most affordable entry points of any major U.S. metro. Inventory has climbed nearly 15% YoY and properties are sitting longer (around 74 days on market in the city), which means LESS competition and MORE negotiating power for cash-flow buyers. Metro Detroit submarkets like Grand River are seeing values climb over 5% in the past year. The window to acquire below replacement cost is still open — but tightening.

🏘️ RENTAL MARKET
Michigan's average rent now sits around $1,379, with Zillow forecasting single-family rents up 3.1% and multifamily rents up 2% in 2026. Metro Detroit researchers project 5-7% annual rent growth over the next few years thanks to a persistent supply-demand imbalance. Hot rental demand rings: Midtown, Corktown, Southwest Detroit, and the stable suburbs of Macomb and Oakland County. Tenant demand for quality single-family rentals remains strong as high mortgage rates keep would-be buyers renting.

💰 FINANCING CORNER
Freddie Mac's 30-year fixed average is hovering near 7.3-7.4%, but investors have options beyond conventional loans:
• DSCR loans: currently quoting roughly 6.1%-8.5% depending on credit, leverage, and cash-flow coverage — qualify on the PROPERTY'S income, not yours
• Cash-out refis: rising metro values mean many landlords are sitting on untapped equity
• Pro tip: a DSCR ratio above 1.25 unlocks the best pricing
Rate cuts on the horizon could reprice both acquisition debt and refis — investors who lock relationships with lenders NOW will move fastest when rates dip.

📍 NEIGHBORHOOD SPOTLIGHT
1) CORKTOWN — Three new mixed-use developments totaling $67M are bringing 188 housing units to the neighborhood, plus a $30M federal grant for affordable housing nearby. Momentum, densification, and strong rental demand make this Detroit's premier appreciation play.
2) SOUTHWEST DETROIT — Commercial corridors continue attracting investment, anchor businesses remain strong, and residential values are rising off a low base. Solid cash flow today with genuine upside as the corridor develops.

💡 INVESTOR TIP OF THE DAY
With days on market climbing, make offers with an inspection contingency but a fast close. Motivated sellers in Detroit increasingly trade price for certainty — a 14-21 day close commitment is often worth 5-10% off asking. Run your numbers at TODAY's rents, underwrite improvements realistically, and never rely on appreciation to save a marginal deal. Cash flow first, upside second.

📞 READY TO BUILD YOUR DETROIT PORTFOLIO?
Whether you're hunting your first duplex or scaling to 50 doors, we'll help you find, analyze, and finance the right deals. Refuge Property Resource Solutions is your Metro Detroit investment partner.

📞 (586) 909-3748
🌐 refuge-properties.com
✉️ [email protected]
📍 Clinton Township, MI

10/27/2026

🏙️ DETROIT METRO REAL ESTATE MARKET UPDATE 🏙️
Tuesday, October 27, 2026

📊 MARKET SNAPSHOT (Tri-County Metro Detroit)
• Oakland County median: ~$395,000 (up ~2% YoY)
• Macomb County median: ~$280,000 (holding steady YoY)
• Wayne County median: ~$230,000
• Metro median list price (~$275,000) remains far BELOW the national median (~$429,000)
• Active listings (~10,700) are up and new listings rose ~5% YoY = more choices for buyers
• Homes are selling close to list price (roughly 96-99% sale-to-list), with suburban move-in-ready homes still moving fastest
• Sales pace has cooled slightly vs. last year - a more balanced market with real negotiating room

💸 MORTGAGE RATES (Freddie Mac PMMS, Oct 22, 2026)
• 30-Year Fixed: 7.32% (down from 7.40% last week)
• 15-Year Fixed: 6.68% (down from 6.71% last week)
• A year ago the 30-yr averaged 6.19% - rates ticked down this week, offering buyers some relief. Analysts expect rates to stay in the low-to-mid 7% range near term, so budget for today's payment, not a hopeful one.

📈 INVESTOR INSIGHTS
• Metro Detroit's affordability gap vs. the national market keeps investor demand strong
• Select hot zips are seeing standout appreciation (e.g., Detroit's 48216 up over 20% YoY), while metro-wide forecasts point to modest single-digit gains into 2027
• Rental demand stays solid: downtown Detroit median rents near $2,175/mo, with suburban rental yields rising alongside tenant demand
• Industrial vacancy sits tight at ~4.4%, below its 20-year average - continued development and redevelopment activity downtown supports long-term values

🔑 FOR BUYERS
Inventory is up and competition is down - that's leverage. Get pre-approved at today's rate, negotiate price AND concessions (rate buydowns, closing costs), and refinance later if rates fall. Waiting for the perfect rate could cost you the negotiating power you have right now.

🏠 FOR SELLERS
Homes priced right are still selling near list. Overpricing in this market means sitting and cutting later. Price to the current comps, market aggressively, and let the extra inventory remind buyers your home is the well-prepared one.

📞 READY TO MAKE YOUR MOVE?
Whether you're buying, selling, or investing in Metro Detroit, we're here to help you navigate it all.
📞 Phone: (586) 909-3748
🌐 Website: refuge-properties.com
📧 Email: [email protected]
📍 Located in Clinton Township, MI

10/26/2026

📈 DETROIT INVESTOR PULSE — Monday, October 26, 2026 📈
🔑 INVESTOR FOCUS EDITION 🔑

Your evening briefing on where the numbers are moving and where the money is flowing in Metro Detroit. 🏙️

📊 INVESTOR MARKET PULSE
• Detroit median home sale price holds near $100K, up roughly 4% year-over-year — one of the most affordable entry points of any major U.S. metro
• Fall 2026 has shifted the Metro Detroit market toward BALANCED: more inventory means negotiating power is back for buyers and investors
• Forecast models still project 3–6% annual home-value growth in Detroit through the coming cycle, driven by tight supply and sustained investor demand
• Fastest-appreciating suburbs: Birmingham (+6.4%) and Bloomfield Hills (+4.9%) year-over-year

🏘️ RENTAL MARKET
• Metro Detroit multifamily effective rents averaged about $1,350/month in H1 2026, up ~1.4% year-over-year
• Suburban submarkets continue to post the strongest rent growth as demand shifts outward from the core
• Vacancy rates remain stable and low — steady occupancy keeps cash flow predictable for landlords
• Hot rental demand: Downtown/Midtown for young professionals, Southwest Detroit for value-driven yields, and Macomb County suburbs for family rentals

💰 FINANCING CORNER
• DSCR loans: starting rates currently quoted around 7.0% at 55% LTV, roughly 7.6% for max cash-out — with some lenders offering sub-7% on strong files
• Conventional 30-year refinance rates average about 7.4%, and investment property rates typically run 0.5–1% above primary residence rates
• Cash-out refi tip: with equity built up since 2023, many investors are pulling capital out of appreciated properties to fund the next acquisition
• Underwriting on DSCR loans is driven by the property's rent covering the debt — strong rent rolls mean better pricing and higher leverage

📍 NEIGHBORHOOD SPOTLIGHT
🌟 Gratiot-Grand (East Detroit): Home prices up a staggering 28.5% year-over-year with a median around $321K — revitalization momentum along the Gratiot corridor is rewards early movers, and nearby sub-$80K pockets (Denby) offer deep-value plays with strong rental yields.
🌟 Southwest Detroit: Ongoing neighborhood investment, cultural appeal, and rising rental demand make it one of the city's best cash-flow markets — diverse tenant base and improving infrastructure support both appreciation and rent growth.

💡 INVESTOR TIP OF THE DAY
With the market tilting toward balanced, the deals are won in the negotiating room again. Run your numbers on properties sitting 30+ days on market — motivated sellers are increasingly open to price reductions and terms. Lock your DSCR pre-approval BEFORE you make offers so you can close fast when a seller gets flexible.

📞 Ready to build or expand your Metro Detroit portfolio?
Call/Text: (586) 909-3748
🌐 refuge-properties.com
📧 [email protected]
📍 Clinton Township, MI

Refuge Property Resource Solutions — your partner in Metro Detroit real estate investing. Let's find your next cash-flowing property! 🏠

10/26/2026

🏠 DETROIT METRO REAL ESTATE MARKET UPDATE 📊
Monday, October 26, 2026

Your daily guide to the Metro Detroit housing market — powered by Refuge Property Resource Solutions.

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📈 MARKET SNAPSHOT
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• Tri-county median sale price: ~$295,000 (Oakland ~$410K | Macomb ~$279K | Wayne ~$232K)
• Prices still climbing: +4.3% year-over-year despite cooler fall activity
• Sale-to-list ratio: ~99.7% — well-priced homes still fetch nearly full asking price
• Inventory at a 5-year high, up roughly 12%+ YoY; months of supply climbing toward 3.0–3.5
• Pending sales down ~15% YoY — buyers have more room to compare and negotiate
• Average days on market: ~25–26 days (Royal Oak homes moving in just 17)

Translation: values are still growing, but buyers finally have choices again.

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💰 MORTGAGE RATES (Freddie Mac PMMS, Oct 22, 2026)
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• 30-Year Fixed: 7.32% (down from 7.40% last week)
• 15-Year Fixed: 6.68% (down from 6.71%)
• Rates eased for the second straight week — forecasters expect gradual improvement heading into 2027, so today's pre-approval still beats waiting on the sidelines.

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🔑 INVESTOR INSIGHTS
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• Metro Detroit home values projected to appreciate up to ~9.5% this year, with the City of Detroit leading at 10%+ and suburbs at 6–8%
• Rental demand stays steady: avg Detroit rent ~$1,316/mo, with Downtown commanding ~$1,807/mo
• Rising inventory = more negotiating leverage on rental portfolio acquisitions before winter slowdown
• Development pipeline remains hot: greater downtown has capacity for ~17,000 new housing units annually, with continued state investment in employer-assisted housing

Metro Detroit remains one of the Midwest's strongest cash-flow-plus-growth markets.

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🏡 FOR BUYERS
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Inventory is at a 5-year high and sellers are negotiating again. Use it! Get fully pre-approved at today's rates, then ask for price adjustments, rate buydowns, or closing cost credits. The fall market rewards prepared buyers who move while others wait for spring.

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📋 FOR SELLERS
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Homes are taking a bit longer and buyers are comparing more options — but well-priced homes still sell near 99.7% of list. Price it right on Day One, make it show-ready, and don't chase the market down with reductions. Equity gains are still yours.

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📞 LET'S TALK STRATEGY
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Whether you're buying, selling, or building your investment portfolio, we'll put this data to work for YOU.

☎️ Call/Text: (586) 909-3748
🌐 refuge-properties.com
✉️ [email protected]
📍 Clinton Township, MI

Refuge Property Resource Solutions — Your data-driven partner in Metro Detroit real estate.

10/25/2026

📈 DETROIT INVESTOR PULSE — Sunday, October 25, 2026 🔑 [INVESTOR FOCUS]

Your evening brief on where the money's moving in Metro Detroit real estate.

📊 INVESTOR MARKET PULSE
• Metro Detroit home prices are projected up as much as 9.5% in 2026 per local forecasts, with more conservative estimates (Zillow) around 1–2% city proper — a market rewarding picky, data-driven buyers
• Redfin data shows Detroit's median sale price near $100K citywide (down ~3% YoY) — a discount window for investors while metro appreciates
• Inventory is climbing (+13% projected), giving investors negotiating leverage for the first time in years
• Detroit offers some of the highest single-family and multifamily cap rates in the nation — roughly 8–10% on rentals, with averages near 11% on value-add plays

🏘️ RENTAL MARKET
• Median Detroit rents: ~$1,300–$1,316/month (avg. apartment), effective multifamily rents near $1,265/unit
• Detroit led the nation in multifamily rent growth (3.2%) and continues to outpace the national average
• Midwest vacancy rates sit at a healthy 4–5% — well below Sun Belt markets (8–10%)
• Hot rental areas: Corktown, Midtown, Southwest Detroit, and the Woodward Corridor

💰 FINANCING CORNER
• 30-year fixed mortgage APR averages ~7.43%; investment property rates run 0.5–1 point higher (~7.0%–8.5%)
• DSCR loan rates are competitive right now — par rates from ~6.87% (as low as ~6.1% for strong profiles) with no tax returns or W-2s required
• Cash-out refi activity is picking up as investors pull equity from appreciating metro properties to fund the next deal
• Cash-flow buyers: underwrite to a 1.25+ DSCR to keep room for rate breaks and vacancy

🔦 NEIGHBORHOOD SPOTLIGHT
1) CORKTOWN — $84M investment is bringing 150+ new mixed-income homes (rents from $600), plus the Detroit City FC stadium project anchoring the Michigan Ave corridor. The city is also issuing RFPs for 20+ new homes on vacant North Corktown lots — value is moving west.
2) SOUTHWEST DETROIT / MICHIGAN CORRIDOR — Longtime cash-flow king with strong tenant demand, affordable acquisition prices, and rising rents as development pressure spreads from Corktown and the new stadium.

💡 INVESTOR TIP OF THE DAY
With metro appreciation running ahead of city-wide price growth, the spread between metro values and discounted Detroit inventory is your margin. Buy in the path of the $84M Corktown momentum BEFORE the stadium opens — run your numbers on both stabilized rent AND a 12–24 month value-add exit. And if you're financing, get a DSCR quote today; rates in the 6s are shrinking the gap between leveraged and all-cash returns.

📞 READY TO BUILD YOUR DETROIT PORTFOLIO?
Refuge Property Resource Solutions helps investors find, analyze, and close cash-flowing properties across Metro Detroit — from single-family rentals to multifamily value-adds.
📞 Phone: (586) 909-3748
🌐 Website: refuge-properties.com
✉️ Email: [email protected]
📍 Location: Clinton Township, MI

10/25/2026

🏠 DETROIT METRO REAL ESTATE MARKET UPDATE — Sunday, October 25, 2026 🏙️

📊 MARKET SNAPSHOT
• Metro Detroit regional median sale price: $331,000 — prices rose in EVERY county in September
• Median prices up ~5.6% year over year, holding strong through the fall
• Sale-to-list ratio: ~97% — sellers are still getting close to asking price
• September closed sales cooled ~4.3% YoY as the autumn slowdown sets in
• Active listings ~10,967 with average days on market around 26 — buyers have more room to negotiate than in years past

💰 MORTGAGE RATES (Freddie Mac PMMS, Oct 22, 2026)
• 30-Year Fixed: 7.32% ⬇️ (down from 7.40% last week)
• 15-Year Fixed: 6.68% ⬇️ (down from 6.71%)
• Forecast: Rates are expected to ease gradually heading into 2027, but expect week-to-week volatility — every fraction of a percent matters on your monthly payment.

📈 INVESTOR INSIGHTS
• Metro Detroit home values projected to rise ~9.5% in 2026 — Detroit proper near 10%, suburbs 6–8%
• Months of supply still tight at 2.0–2.8 — limited competition for quality inventory
• National inventory at a decade high (up 5.9% YoY) = motivated sellers and off-market deal opportunities
• Detroit rents averaging ~$1,316/month with steady tenant demand — cash-flow plays still pencil here
• Continued downtown revitalization and development momentum make Metro Detroit one of the top Midwest markets to watch

🔑 FOR BUYERS
Rates dipped this week and inventory is the best it's been in years. Get fully pre-approved NOW and negotiate — with homes selling at ~97% of list and slower fall traffic, well-priced homes that sit even 30+ days give you real leverage. Don't wait for the "perfect" rate

10/24/2026

Detroit Investor Pulse Saturday, October 24, 2026

Detroit Investor Pulse Saturday, October 24, 2026

📊 INVESTOR MARKET PULSE
• Metro Detroit values projected to appreciate 1%–4% in 2026, with Detroit among national leaders in price growth per local market analysts
• City of Detroit median sale price sits near $100K per Redfin, while the metro median list price (~$268K) remains one of the most affordable major metros in the country — a wide value-add window
• New apartment starts down roughly 37% metro-wide, tightening future supply while demand holds steady
• Investor takeaway: softer short-term pricing + constrained new supply = a classic accumulation window for patient capital

🏠 RENTAL MARKET
• Average advertised asking rent in Detroit: ~$1,363 (Yardi Matrix), with metro average rents near $1,339
• Citywide median rent: $1,200–$1,320 across all property types; 1-bedrooms run $1,085–$1,545
• Rents up ~1.6% YoY with multifamily rent growth around 1.9% — steady, sustainable growth
• Metro vacancy near 6.2% and trending tighter as construction slows — favorable for landlords holding quality units
• Hot rental areas: Midtown, Downtown, Corktown, and Eastside stabilize-and-rent plays

💰 FINANCING CORNER
• National 30-year fixed average: 7.43% (Bankrate, 10/24/2026); investment property loans typically price 0.5%–1.5% above primary-residence rates
• DSCR loans: baseline par rates starting near 6.87% for domestic investors — often more competitive than conventional investment financing
• Cash-out DSCR refinances price ~0.25%–0.5% higher than purchases, maxing out around 75% LTV
• DSCR refi planning range currently ~6.7%–8.7% — strong deals still pencil where rents cover PITIA at 1.25x+
• Tip: rates are projected to drift toward the mid-4s through 2026 — lock short-term leverage now, refi on the descent

📍 NEIGHBORHOOD SPOTLIGHT
1️⃣ GRANDMONT ROSEDALE — Detroit's largest collection of intact brick colonials, strong block club culture, landlords' association on site, and rents that consistently cover DSCR financing. A proven cash-flow submarket with rising owner-occupancy pressure pushing values up.
2️⃣ ISLANDVIEW — Minutes from Downtown and Belle Isle with Grand Boulevard corridor investment spilling over from West Village. Entry prices still lag neighboring East English Village significantly, making it one of the strongest appreciation-plus-cash-flow combos in the city.

💡 INVESTOR TIP OF THE DAY
In a market where prices have cooled but rents haven't, the spread is your friend. Run your numbers at TODAY's DSCR rates — if the deal clears a 1.25x DSCR at ~7%, you're protected on cash flow NOW and you get a free rate-drop bonus when refinancing into the mid-5s later. Buy the cash flow; let the rate cut be upside.

📞 Ready to build or expand your Detroit metro portfolio?
• Phone: (586) 909-3748
• Website: refuge-properties.com
• Email: [email protected]
• Location: Clinton Township, MI

Refuge Property Resource Solutions — your local partner for investment-grade deals, DSCR-ready analysis, and property management that protects your returns.

10/24/2026

🏡 DETROIT METRO REAL ESTATE MARKET UPDATE 🏙️
📅 Saturday, October 24, 2026

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📊 MARKET SNAPSHOT
• Metro Detroit tri-county median sale price: ~$331K, up in all three counties year-over-year (Realcomp MLS)
• Regional median up ~4.3% YoY while sales dipped 4.3% — prices holding steady as the market rebalances
• Months of supply jumped 21% to 3.5 — more choices for buyers
• Median sale-to-list ratio holding right at ~100% — well-priced homes still fetch asking
• Pending sales down ~16% YoY as buyers take a bit more time to decide

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💳 MORTGAGE RATES (Freddie Mac PMMS, week of 10/22/26)
• 30-Year Fixed: 7.32% ⬇️ (down from 7.40% last week)
• 15-Year Fixed: 6.68% ⬇️ (down from 6.71% last week)
• Two consecutive weeks of declines — forecasts point to gradual easing continuing into 2027

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📈 INVESTOR INSIGHTS
• 2026 appreciation forecast: Metro Detroit values projected up ~9.5%, with the City of Detroit near 10% and suburbs at 6-8%
• Inventory rising (active listings up ~9% YoY) = better negotiating room on off-market and renovated properties
• High rates keep renting attractive — steady rental demand across the tri-county area
• Watch: rising months of supply creating buy-side opportunities heading into the slower winter season

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🔑 FOR BUYERS
Supply is at its healthiest level in years and rates are easing. Get pre-approved NOW so you can move fast when the right home hits — and don't be afraid to negotiate on homes with longer days on market.

🏠 FOR SELLERS
Buyers have more options today, so pricing right from day one is critical. Well-priced homes are still selling at list — overpriced listings are sitting. Partner with a pro who knows your neighborhood's numbers.

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📞 Want a free market analysis or investment strategy for YOUR property?

☎️ Phone: (586) 909-3748
🌐 Website: refuge-properties.com
✉️ Email: [email protected]
📍 Clinton Township, MI

Refuge Property Resource Solutions — Your Metro Detroit Real Estate Resource!

10/23/2026

📊 DETROIT INVESTOR PULSE — Friday, October 23, 2026 📊
(INVESTOR FOCUS EDITION)

📈 INVESTOR MARKET PULSE
• Metro Detroit home values projected to climb ~9.5% in 2026 — Detroit proper trending 10%+, suburbs 6–8%
• City median sold price sits near $100K vs. metro median around $268K — the cash-flow spread is still wide
• Metro average days on market: ~19 days

Address

16241 Harper
Detroit, MI
48224

Website

http://www.refugepropertyresource.solutions/, http://www.refuge-properties.com/

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