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RE with TEE "Here to service all your real estate and financial literacy needs. Helping to make your dreams come true!"

10/20/2026

Can Your Rent Buy?

Paying $1,100 in rent? Let’s explore what buying could actually cost. 🏡

In this hypothetical $100,000 Detroit purchase:
• Mortgage payment with taxes, homeowners insurance, and PMI: about $1,189
• With maintenance and emergency savings: about $1,372 before utilities
• Purchase cash budget: about $9,500, plus reserves

Your income, debts, credit, loan options, and the property itself determine what works for YOU.

I help Detroit buyers turn “maybe one day” into a practical plan.

Comment NUMBERS if you want help estimating your personal buying range, or join Pathway to Keys Wednesday.

Save this for your homebuying planning.

Illustrative example; actual costs and eligibility vary.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

10/15/2026

Your Rent Could Be Your Wake-Up Call!

You pay your rent EVERY month. 💸🏡

$1,500… $1,800… maybe even $2,000!

But when someone mentions buying a home, your first response is, “I don’t think I qualify.”

Here’s what I want you to know: You might be closer to homeownership than you think!

Your income, credit, debt, and savings all tell a story. And sometimes you just need someone to help you understand that story.

🏡 I’m helping Metro Detroit renters create a REAL plan to become homeowners.

🔑 Comment KEYS, and let’s talk about your next move!

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

Paying rent. Still waiting?You pay rent every month—but buying still feels out of reach. What’s standing between you and...
10/13/2026

Paying rent. Still waiting?

You pay rent every month—but buying still feels out of reach. What’s standing between you and your keys? 🏡

Credit? Savings? The monthly payment? Or simply not knowing where to start?

Let’s talk about it Wednesday, October 14, at 7 PM ET.

LIVE: “You Make Enough to Pay Rent—So What’s Keeping You From Buying?”

We’ll discuss:
🔑 What lenders look at beyond your credit score
🔑 How to prepare your money before applying
🔑 The costs to consider beyond the mortgage
🔑 How to identify your next step toward homeownership

I worked my way back to homeownership. Now I’m helping Detroit and Metro Detroit buyers build their own plan.

Comment READY if you want to schedule a complimentary homebuyer consultation. Save this post and send it to someone who’s been talking about buying!

Watch live on Instagram, Facebook, or YouTube.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

10/12/2026

🏡 Southfield Buyers, This One Deserves a Look! 👀

🏡 What if the home you’ve been searching for is right here in Southfield? 🔑✨

I had the opportunity to tour this beautiful ranch in Pinewood Manor, and there are several features worth putting on your radar!

📍 Southfield, Michigan
💰 Listed at $325,000
🛏️ 3 Bedrooms | 🛁 1.5 Bathrooms
🏡 2,261 Total Finished Sq. Ft., including basement space

✨ Open-concept living and dining
🔥 Cozy fireplace
🍽️ Granite countertops
🚗 Attached two-car garage
🧺 First-floor laundry
🏠 Finished basement space
🎓 Birmingham Public Schools district

Imagine entertaining friends, relaxing by the fireplace, and having extra room for hobbies, guests, or your next creative project.

I’m collaborating with a fellow Realtor to bring more attention to this property, and I’d love to connect with buyers looking in Southfield!

💬 DM SOUTHFIELD for property details, current availability, and assistance with your next move.

📌 SAVE this home tour and SEND it to someone who needs to see it!

Listing courtesy of James Saunders Jr-Keller Williams Advantage

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

10/06/2026

A discount isn’t enough.

That price drop caught your attention—but does the PAYMENT still fit? 👀🏡

Last week, we talked about Metro Detroit’s best buying week. This week, higher rates make updating your numbers essential.

Before you offer, check:
• Your full monthly payment
• Your cash to close
• Your savings AFTER closing

A lower price and lender-approved seller concessions can help in different ways. Let’s look at the whole picture.

Comment PAYMENT to start a conversation about your buying plan. You can also join Pathway to Keys Wednesday, October 7, at 7 PM ET—registration through the link in my bio.

Save this before your next showing.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

09/30/2026

Detroit sellers: “We can always lower the price later” deserves a closer look. 👀

Every extra month can add mortgage payments, taxes, insurance, and upkeep. Those costs affect what you actually keep from your sale.

Before listing, I look at recent comparable sales, competing homes, and your property’s condition. Your asking price needs to make sense for your neighborhood.

🏡 Planning to sell within 90 days? DM me “PRICE” for a complimentary seller consultation. Let’s review your home’s numbers.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

09/29/2026

Detroit’s best buying week starts October 4. Are you ready?

Metro Detroit may have more homes to choose from October 4–10—but a good opportunity only helps when your money and paperwork are ready. 🏡

Before you tour, know your comfortable payment, gather your lender documents, review your bank activity, and decide what you’d ask for after an inspection. Then look at the total cost of the home, not just the list price.

I became a homeowner again by putting the preparation first. If you want help figuring out your next move, comment READY. I’ll tell you how to join Wednesday’s Pathway to Keys session.

Comment READY or tune into my Real Eastpointe Thursday Live for more information on my Pathway to Keys system.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

09/23/2026

My past delayed the dream—but it didn’t cancel the keys. 🔑🏡

I experienced bad credit, a short sale, divorce and the challenge of starting over. But I made a decision that I would become a homeowner again.

I rebuilt my credit. I prepared my finances. I made sacrifices. Most importantly, I applied the same strategies I’ve been teaching other people—and they worked for me too.

This Thursday at 7 PM ET, I’m going LIVE to share:

“I Became a Homeowner Again: The 5 Moves That Took Me From Bad Credit & a Short Sale Back to the Closing Table”

This won’t be the polished social-media version of the journey. I’m sharing the real moves, mindset changes and financial preparation that helped me receive my keys again.

If you’re trying to purchase your first home, become a homeowner again or recover from a financial setback, this conversation is for you.

📅 Thursday, September 24
⏰ 7 PM ET
📍 Live on Facebook, Instagram and YouTube

Comment “I’M JOINING” below, tag a future homeowner and share this flyer with someone who needs to know that starting over is possible.

If you’re ready to discuss your own pathway to homeownership, message me “KEYS” for a complimentary consultation.

Toria Howard | Barrett Real Estate
📱 901-450-1134
🌐 10000cards.com/card/toria

09/22/2026

🚨 DETROIT BUYERS: Our best week to buy is NOT the same as the national market.

You may have heard me talking about September 27–October 3 being the best homebuying week nationally.

But here’s what Metro Detroit buyers need to know:

🏡 Realtor.com identifies October 4–10 as Metro Detroit’s best homebuying week of 2026.

And the numbers behind it caught my attention:

📈 More homes to choose from
👀 Less buyer competition
⏳ Homes spending more time on the market
💰 Listing prices historically lower than the seasonal peak

That doesn’t mean you wait until October 4 to START.

It means you need to be preparing NOW.

I know what it feels like to wonder whether homeownership is really possible. I recently became a homeowner again myself after rebuilding my credit and working through my own financial obstacles.

That’s one reason I’m so passionate about helping other families get to the closing table.

🎯 I’m looking for buyers who are serious about becoming homeowners.

If you’ve been saying:

“I need to fix my credit first.”

“I don’t know how much money I need.”

“I’m not sure I can qualify.”

“I want to buy, but I don’t know where to start.”

Don’t count yourself out before we look at your situation.

🏡 DM me “OCTOBER” and let’s talk about what you need to do to position yourself to buy in Metro Detroit.

And if you know somebody who keeps saying they want a house, SEND THEM THIS VIDEO.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

09/08/2026

I became a homeowner…and still lost my house.

Buying the house is only HALF the battle. 🏡

I became a homeowner in 2010. I did everything I thought I was supposed to do to get into the house.

What I wasn’t prepared for was what came AFTER the closing table.

No real plan for emergency repairs.
No real homeowner financial strategy.

Eventually, I ended up selling my home through a short sale.

That experience is one of the reasons I’m so passionate about educating buyers today.

I don’t just want to help you BUY a house. I want to help you be financially prepared to KEEP it and build wealth with it.

If you’re thinking about buying or selling in Detroit or Metro Detroit within the next 12 months, comment 🏡 or DM me HOME.

Let’s figure out your next move.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

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Detroit, MI

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