RE with TEE

RE with TEE "Here to service all your real estate and financial literacy needs. Helping to make your dreams come true!"

🏡 The mortgage is NOT $2,056. Here’s the real number. 😳This $324,900 renovated Tudor in Bagley is beautiful… but I need ...
08/12/2026

🏡 The mortgage is NOT $2,056. Here’s the real number. 😳

This $324,900 renovated Tudor in Bagley is beautiful… but I need buyers to stop asking only:

“What’s the mortgage payment?” 🏡💰

Because that’s only ONE number.

Once I estimate the mortgage, Detroit property taxes, insurance, FHA mortgage insurance, maintenance and utilities, I’m budgeting closer to $4,100/month for the complete cost of ownership. 😳

And there’s another number buyers need to understand:

This property sold for $150,000 in October 2025 before being renovated and returning to the market at more than twice that price.

That’s why you have to think like an investor—even when you’re buying your HOME. 🧠🏠

What did they buy it for?
What did they improve?
What could the taxes become?
What’s the neighborhood doing?
What’s my maintenance reserve?
What could it be worth in five years?

Using a conservative 4% appreciation scenario, $324,900 could become roughly $395K in five years.

That’s nearly $70K in potential appreciation—before including mortgage paydown.

📘 This is exactly what I teach in Keys to Your Castle.

🏡 Want to see if you qualify for this Bagley home? DM me “BAGLEY.”

🔑 Want to learn how to analyze YOUR purchase this way? DM “KEYS.”

Listing courtesy of Heather Dell-RE/MAX Leading Edge

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

08/10/2026

Listing courtesy of Fadol Awada-Own It Realty

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/30/2026

✨ I lost my homeownership dream… then I rebuilt it.

There was a time when…
💔 Divorce changed everything.
📉 My credit score fell into the high 400s.
😔 I wondered if I’d ever own a home again.

Instead of giving up…

I created a plan.

For over a year, I’ve worked step by step toward homeownership again.

Today…

🏡 I’m officially pre-approved.

The best part?

The same strategies that helped me get here are the exact ones I teach my clients every day.

Your story isn’t over.

Whether your obstacle is:
✔️ Credit
✔️ Debt
✔️ Saving money
✔️ Fear of getting denied

You CAN overcome it with the right strategy.

That’s why I created Keys to Your Castle and my Pathway to Keys Program—to help you stop guessing and start preparing.

You are closer than you think.

📚 Tap the link in my bio to grab Keys to Your Castle and enroll in the Pathway to Keys Program. Your comeback starts today! 🏡✨

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

🚨 This $199,900 Detroit home could really cost nearly $2,900 a month!The listing price is only the beginning. 🏡💰This ren...
07/28/2026

🚨 This $199,900 Detroit home could really cost nearly $2,900 a month!

The listing price is only the beginning. 🏡💰

This renovated Warrendale home is listed at $199,900, but a smart buyer needs to calculate the total cost—not just the mortgage.

Here is the estimated monthly breakdown:

🏦 Principal and interest: $1,229
🏛️ Property taxes: $566
🛡️ Homeowners insurance: $175
📋 FHA mortgage insurance: $88
🧾 Estimated PITI: $2,058
🔧 Maintenance reserve: $167
💡 Utilities: $420–$620
🛠️ Optional home warranty: $55–$85

That brings the possible total ownership cost to approximately:

$2,700–$2,930 per month

There is another important detail buyers should investigate: older public records reportedly showed fewer bedrooms and less square footage than the current listing.

Before submitting an offer, verify:

✅ Permits
✅ Legal square footage
✅ Bedroom and bathroom count
✅ Post-purchase property taxes
✅ Appraisal-supported value
✅ Renovation quality

A beautiful renovation may get your attention, but the numbers determine whether the home truly fits your financial goals. 🧠🔑

📘 Comment “KEYS” to learn how my book, Keys to Your Castle, can help you analyze the real cost of homeownership.

🏠 DM “QUALIFY” to find out whether you may qualify to purchase this home.

Listing courtesy of Hassan Scheib-Own It Realty

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/27/2026

🏡 This $199K home costs MORE than you think… 👀

The listing price is only the beginning.

I break down every monthly expense buyers should know BEFORE making an offer.

💰 Mortgage
🏡 Taxes
⚡ Utilities
🔨 Maintenance
📈 Equity Growth

This is how smart buyers think.

📘 Grab Keys to Your Castle and learn how to analyze every home before you buy.

✨ DM me HOME to find out if you qualify and start your journey to homeownership! 🏡

Listing courtesy of Hassan Scheib-Own It Realty

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/24/2026

🚨 Detroit is investing nearly $20 million into 11 neighborhood parks—and smart buyers should understand why that matters. 🌳🏡

Park improvements can support:

✨ Recreation
👨‍👩‍👧‍👦 Family appeal
🤝 Community gathering
🏃🏾 Health and wellness
🏡 Resident retention
📈 Future home marketability

But investor-minded buyers do not purchase based on one announcement.

Before buying near a park, ask:

📍 Is the exact block maintained?
🌳 Is the park funded and actively used?
🔧 Are the roof, furnace, plumbing and electrical serviceable?
💵 What is the payment after taxes and insurance?
🏠 Do nearby sales support the asking price?
✨ Can cosmetic upgrades improve future appeal?

East English Village, Bagley, Morningside, East Village and Southwest Detroit remain areas worth screening inside the $130,000–$300,000 buy box.

Qualified buyers may also investigate Detroit assistance of up to $25,000.

📩 DM PARK MAP for today’s neighborhood strategy or DETROIT25K for the assistance checklist.

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/22/2026

🏡 You are not stuck—you just need a strategy.

You have watched the home tours.
You have saved the buying tips.
You have imagined yourself holding the keys. 🔑

But when it is time to take the first step, fear, credit concerns, rising costs, and information overload may leave you feeling stuck.

Here is the truth: You do not have to know everything before you begin.

You need a realistic plan, the right information, and someone who can help you understand your next move.

Follow me for real estate education that helps you stop scrolling, start preparing, and move closer to ownership. 🏡✨

📲 Follow for practical homebuying and wealth-building strategies.

Comment “START” if you are ready to learn your first step.

Ready for a deeper plan? Grab your copy of Keys to Your Castle or book your Pathway to Keys Consultation. 🔑

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/20/2026

The mortgage isn’t the real monthly payment 👀🏡

🏡 This College Park home was listed at $219,900—but owning it could cost approximately $2,800 every month.

Here is the estimated breakdown:

💰 Principal and interest: approximately $1,372
🏙️ Taxes: approximately $420–$475
🛡️ Insurance and FHA mortgage insurance: approximately $275–$325
💡 Utilities: approximately $360–$510
🔧 Maintenance reserve: approximately $183
📋 Home warranty reserve: approximately $55–$75

Estimated PITI may be around $2,120, but the more complete monthly ownership cost could approach $2,800.

That is why I teach buyers to analyze homes like investors—even when they plan to live in them. Look past the finishes, verify the taxes, inspect the major systems, study comparable sales, and calculate the full cost before making an offer.

📚 My book, Keys to Your Castle, teaches you how to prepare for homeownership without becoming house poor.

🔑 Comment “RUTHERFORD” for a personal home-cost breakdown, or book your Pathway to Keys Consultation to see what you may qualify for.

Listing courtesy of Jazmine Collin-ICON Realty Experts, LLC

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

07/13/2026

🏡 The REAL monthly cost might surprise you…

Everyone looks at the listing price.

Smart buyers calculate EVERYTHING.

Today I’m breaking down:

✔ Mortgage
✔ Taxes
✔ Insurance
✔ Utilities
✔ Maintenance
✔ Appreciation

Buying smarter starts before you submit an offer.

📖 Learn my full strategy inside Keys to Your Castle.

💬 Comment HOME for your personalized affordability strategy!

Listing courtesy of Hassan Scheib-Own It Realty

Barrett Real Estate
2545 N. Opdyke Rd. Suite 106
Auburn Hills, MI 48326
901-450-1134
http://10000cards.com/card/toria

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Detroit, MI

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