Jake Kolen at Prosperity Home Mortgage

06/16/2026

Mortgage rate movement isn’t unusual — it’s part of the market cycle.

Since 1972, the average annual range in the 30-year fixed mortgage rate has been 1.40 percentage points. Since 2001, that average range has been 1.08 percentage points.

For buyers, sellers, and real estate professionals, context matters. Rate changes can feel big in the moment, but history shows movement happens every year.

That’s why having the right mortgage guidance matters — especially in a market where timing, strategy, and perspective can make all the difference.

06/15/2026

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.

Major housing and mortgage economists all project mortgage rates near the 6.2%–6.5% range through 2027. For agents, that's a reminder that today's conversations should focus less on waiting for a magic number and more on helping clients understand their options in the market that's in front of them.

06/14/2026

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡

Happy Flag Day! ❤️🤍💙

06/12/2026

5.0 star review received on Experience.com for Jake Kolen by Hyunjun K - The process was smooth and efficient. The team was always responsive and professional in answering all my questions.

Click to see all 746 reviews of Jake Kolen at Prosperity Home Mortgage - Malvern, Mortgage Consultant | NMLS # 195390

06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

06/10/2026

5.0 star review received on Experience.com for Jake Kolen by Tara H - great experience working with Jake and his team!

Click to see all 744 reviews of Jake Kolen at Prosperity Home Mortgage - Malvern, Mortgage Consultant | NMLS # 195390

06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

06/08/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

06/05/2026

I’m proud to share that Prosperity Home Mortgage has been named one of America’s Top Mortgage Lenders by Scotsman Guide!

This recognition reflects the dedication of our teams, the trust of our clients, and the collaboration of the real estate professionals we work alongside every day. I’m grateful to be part of a company committed to clear communication, personalized service, and helping clients feel confident throughout their home financing journey.

Thank you to my clients, colleagues, and real estate connections for your continued support.

Read more: https://bit.ly/43hCeWs

Prosperity Home Mortgage is proud to be recognized by Scotsman Guide as one of the nation's top mortgage lenders, earning the #18 spot on the 2026 Top Mortgage Lenders list.

06/04/2026

5.0 star review received on Experience.com for Jake Kolen by Melissa H - Jake cares about his clients, he has a good work ethic. We are very pleased with all of Jake's hard work to see us through this proces.

Click to see all 740 reviews of Jake Kolen at Prosperity Home Mortgage - Malvern, Mortgage Consultant | NMLS # 195390