Colleen Cushman

11/25/2025

The Top 2 Things Homeowners Need To Know Before Selling

If you’re thinking about selling, don’t let the market discourage you, let it guide you. The listings that didn’t sell this year weren’t doomed. They just started with the wrong strategy.

You can still win if you price right, are patient, and work with a local agent who knows how to position your home from the start.

Because in today’s market, success isn’t about waiting for conditions to change. It’s about getting your expectations right from day one.

Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back.

11/24/2025

There are real shifts happening in the housing market right now. And these three signs stand out.

1. Mortgage rates have been coming down from their peak earlier this year. And that’s helping affordability.

2. More sellers are listing. And that’s adding to the number of homes for sale.

3. Buyers are re-entering the market. Purchase applications are up 20% compared to last year.

It all points to a market that’s finally turning a corner heading into 2026.

Want to know what this means locally? Let’s talk.

11/21/2025

Home Affordability Hits 2.5 Year High

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.

11/20/2025

Most Experts Are Not Worried About a Recession

Most Americans think a recession is coming. But most experts don’t.

So, you don’t necessarily have to put your moving plans on hold. If your finances are solid, your job is stable, and you have a real need to move, you can still make it happen.

What’s holding you back from making your next move? Let’s talk it over.

Homebuyers are watching the economy closely, and for good reason.

11/19/2025

Here’s a stat every potential seller should know: 57% more homes have been pulled off the market compared to this time last year.

But that’s not because something’s wrong with the market. It’s because something was off with seller expectations.

In 2025, too many sellers overpriced their homes or gave up too soon when they didn’t go under contract right away.

But that doesn’t mean homes won’t sell anymore. They just need a different approach. Because the homes that are priced right today are selling, not sitting.

Want a strategy that actually gets results? DM me and we can walk through exactly what’s working for sellers in our area right now.

11/18/2025

You’ve probably noticed more new homes popping up lately. And maybe you’ve even wondered if builders are overdoing it.

But here’s why you don't need to worry about that.

The truth is, even though we have been building more lately, data shows builders are already pulling back.

Permits to start construction on additional new single-family homes have fallen for eight straight months.

And when you look at the regional data, you’ll see permits are down in almost every part of the country.

That means builders are paying attention to the economy and demand and being intentional right now. And that’s just one reason we’re not going to overbuild nationally.

Of course, inventory is going to vary by area. So, let’s talk if you want to know what builders are working on here.

Does that surprise you after all the online chatter about “too much building”? Drop a comment below.

11/17/2025

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’re a Veteran, a VA home loan is one of the most valuable benefits you’ve earned through your service. It offers options for no down payment, limited closing costs, and more.

Want to learn more? Talk to a lender so you can take full advantage of the benefits you’ve earned.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there.

11/14/2025

Would You Let $80 a Month Hold You Back from Buying a Home?

You don’t have to wait for 5.99%. You have the chance to move (and save) right now. So, ask yourself: Would you let $80 hold you back from buying a home?

If you find a home you love and the math makes sense, getting ahead may be the best strategy. Let’s run your numbers so you can see what you’re working with in our market.

A lot of buyers are stuck in “wait and see” mode right now.

11/13/2025

Are Builders Overbuilding Again? Let’s Look at the Facts.

Seeing more new homes for sale doesn’t mean builders are overdoing it. Since building permits have been declining for eight straight months, it’s clear this isn’t an out-of-control boom. It’s a measured recovery.

If you want to know more about what builders are doing in our area, let’s connect.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong.

11/12/2025

Consider Fixer Uppers

Trying to break into the market without breaking the bank? The list price for fixer uppers is about 54% lower. Let’s connect and see if a house with potential could be your way in.

11/11/2025

Trying to break into the market without breaking the bank? You may want to look at fixer-uppers.

The median listing price for the typical single-family home is $436,000.

But for fixer-uppers? It’s only around $200,000.

And if you’re doing the math, that’s about 54% difference.

Now, a house that needs elbow grease isn’t going to be right for everyone. Repairs and updates cost time and money.

But for handy buyers, that price gap could be what gets their foot in the door.

Would you take on a house with potential if it helped you become a homeowner? DM me or drop a comment below.

11/10/2025

7 in 10 Veterans aren't aware they may be able to buy a home with no down payment.

That’s one of the biggest advantages of the VA home loan, and it’s still available right now. It may just take more time for it to process due to the government shutdown.

If you’ve served, you’ve earned this benefit. It’s time to make sure you’re getting everything you qualify for.

Want to find out what’s possible? Talk to a trusted lender.