Laverne Garland Realtor Page

06/18/2026

From cutting down on utility costs to saving money on every purchase, here are our best-ever ways (more than 90!) to save money.

From cutting down on utility costs to saving money on every purchase, here are the best tips (more than 90!) we've offered over the past 25 years to help you save money.

06/17/2026

Contact me to find out if you qualify for a First Time Homebuyer loan! I'm here to help

06/16/2026

There are pros and cons to buying your first home instead of continuing to rent. Here are some benefits of homeownership to consider when making the decision!

A starter home can give you homeownership experience and the financial benefits that come with it.

06/15/2026

💡 Tip of the Day: Set Up Instant Property Alerts

Don’t miss out on your dream home! Get notified the moment new listings hit the market.

Be the first to know, first to act. 🏡📲

06/14/2026

From Art Deco to Victorian, learn about the history and key elements of the most popular home styles.

Explore the history and key features of the most popular home styles, from Art Deco to Victorian.

06/13/2026

Mortgage Term of the Day:
Mortgage refinance means replacing your current mortgage with a new one, usually to:

🔹 Lower your interest rate
🔹 Reduce monthly payments
🔹 Change loan terms (like switching from adjustable to fixed rate)
🔹 Tap into home equity for cash

💡 Tip: Refinancing can save you money—but be sure to consider closing costs and how long you plan to stay in the home!

06/12/2026

The costs don’t stop when you get the keys to your new home. It’s essential to plan for the expenses that come after you move in:

✅ Furniture & Appliances 🛋️
Even if your new home comes fully equipped, there’s a chance you’ll need to buy new furniture, appliances, or décor to suit your style and needs. Set aside funds for those purchases.

✅ Home Maintenance & Tools 🛠️
Homeownership means upkeep! From yard tools to a toolbox, your home might require maintenance you hadn’t anticipated. Be ready for costs like lawn care equipment, cleaning supplies, or even specialized tools.

✅ Moving Costs 🚚
Packing supplies, movers, utility setup fees, and any additional moving-related expenses can add up quickly. Be sure to set a budget for a smooth transition without financial stress.

✅ Home Improvement Projects 🛠️
It’s not uncommon to want to make immediate upgrades after moving in, such as painting, landscaping, or remodeling. Factor in these costs into your post-move-in budget.

✅ Higher Utility Costs 💡
The size of your home and its energy efficiency can affect your monthly utilities. Be ready for potential increases in electricity, heating/cooling, water, and internet bills.

✅ Insurance & Taxes 🏠
Make sure you’ve reviewed your homeowners insurance policy and budgeted for any adjustments. Property taxes may also shift depending on the value and location of your home.

Buying a home is an exciting step, but always remember to plan for these post-move-in expenses to ensure you're financially prepared. Let’s make sure you're ready for both the moving day and beyond!

06/11/2026

Long day? This setup looks like the perfect way to relax and recharge.

06/10/2026

Imagine living on the water with incredible views and a unique lifestyle—sounds dreamy, right? Or is the idea of a floating home a bit too adventurous for you? 🤔💭

06/09/2026

Mortgage Term of the Day:
A home inspection is a professional evaluation of a property’s condition — including the structure, roof, plumbing, electrical, HVAC, and more — typically done after an offer is accepted.

🔎 It helps buyers make informed decisions
⚠️ Reveals issues that may need repairs or renegotiation
💡 Peace of mind before closing day

Never skip it — a solid inspection can save you thousands!