Real Realty Services

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09/25/2024

You can visit or call one of the 11 Intake Centers to pick up a home repair application. When you have completed the application and compiled all of the required documents, please contact an Intake Center to schedule an appointment to submit your application.

The Detroit 0% Home Repair Loans Program provides interest-free loans ranging from $5,000 to $25,000 for homeowners in D...
09/25/2024

The Detroit 0% Home Repair Loans Program provides interest-free loans ranging from $5,000 to $25,000 for homeowners in Detroit to fix up their homes.

You can visit or call one of the 11 Intake Centers to pick up a home repair application. When you have completed the application and compiled all of the required documents, please contact an Intake Center to schedule an appointment to submit your application.

FHA loans offer lenient credit score requirements, a low minimum down payment, and reasonable closing costs. However, du...
07/31/2024

FHA loans offer lenient credit score requirements, a low minimum down payment, and reasonable closing costs. However, due to the borrowers' higher risk, they require mortgage insurance premiums (MIP).

When considering conventional and FHA loans, it's important to note that traditional loans also have mortgage insurance. For instance, if you make a down payment of less than 20%, you'll typically need to pay for Private Mortgage Insurance (PMI).

Unlike FHA MIP, PMI is not permanent and can be canceled once your loan balance reaches 80% of the home's purchase price.

In 2023, the Biden-Harris Administration successfully reduced FHA Mortgage Insurance from 85% to 55%.

As sellers have the upper hand, get ready for a wild ride in the real estate market. In this sellers' market, the deman...
07/28/2024

As sellers have the upper hand, get ready for a wild ride in the real estate market. In this sellers' market, the demand for homes surpasses the supply, presenting a prime opportunity for sellers to take the lead in setting terms and prices. Embrace this chance to sell your home swiftly and at a premium price. 🏡

07/23/2024
Suppose you're unable to pay your taxes due to financial hardship. In that case, you qualify for the Homeowners Property...
07/05/2024

Suppose you're unable to pay your taxes due to financial hardship. In that case, you qualify for the Homeowners Property Exemption (HOPE), which can reduce or even eliminate your property tax liability for the current year. Those who receive approval for HOPE may also qualify for the Pay as You Stay (PAYS) program, which can decrease the amount of overdue property taxes owed to the Wayne County Treasurer. https://detroitmi.gov/government/boards/property-assessment-board-review/homeowners-property-exemption-hope

Please note the following update: Detroit's bulk pickup is now scheduled for every week instead of every two weeks.
07/05/2024

Please note the following update: Detroit's bulk pickup is now scheduled for every week instead of every two weeks.

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Downtown Detroit, MI
48226

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 5pm

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