Joshua Luis Pereira - Pereira Family Realty

01/02/2025

ANOTHER ONE CLOSED!!!

12/17/2024

12/16/2024

05/01/2024

COME CHECK THIS HOUSE OUT!

This Residential listing has 2 Beds, 1 Full Bath. Schedule a showing for 104 Main Street in Lincoln, RI.. MLS ID 1358023

04/19/2024

When it comes to the current housing market, there’s a lot of misinformation out there right now.

And you may be confused about what’s fact and what’s fiction.

That’s why I’m busting some of the biggest myths and misconceptions in real estate today. Swipe to see.

04/18/2024

Is It Getting More Affordable To Buy a Home?

Over the past year or so, a lot of people have been talking about how tough it is to buy a home. And while there’s no arguing affordability is still tight, there are signs it’s starting to get a bit better and may improve even more throughout the year.

1. Mortgage Rates

Despite the recent volatility, rates are still lower than they were last fall when they reached nearly 8%. On top of that, most experts still think they’ll come down some over the course of the year.

Any drop in rates can make a difference for you. When rates go down, you can afford the home you really want more easily because your monthly payment would be lower.

2. Home Prices

The second big factor to think about is home prices. Most experts project they'll keep going up this year, but at a more normal pace. That’s because there are more homes on the market this year, but still not enough for everyone...

Over the past year or so, a lot of people have been talking about how tough it is to buy a home.

04/18/2024

If you’re looking to move, you know affordability is tight right now.

But there are some signs it’s starting to get a little bit better and may improve as the year goes on.

We’ve still got a long way to go. But if you want someone to keep you up to date on the latest, I can help.

04/17/2024

The Perks of Downsizing for Retirees

Just retired or about to soon? Let’s talk about your goals and explore the latest options that fit your changing needs.

04/17/2024

Is It Better To Rent Than Buy a Home Right Now?

You may have seen reports in the news recently saying it’s more affordable to rent right now than it is to buy a home.

How Equity Changes the Game

If you rent, your monthly rental payments only go toward covering your housing costs and your landlord’s expenses. So other than saving a bit more per month and maybe getting your rental deposit back when you move, the money you spent on housing each month is gone – forever.

When you buy, your monthly mortgage payment pays for your shelter, but it also acts as an investment. That investment grows in the form of equity as you make your mortgage payment each month and chip away at what you owe on your home loan. Your equity gets an extra boost as home values climb – which they typically do.

Imagine you purchased a home for $400,000 at the start of this year. Chances are, since you bought, you plan to stay put for a while...

You may have seen reports in the news recently saying it’s more affordable to rent right now than it is to buy a home.