Marsh Bilby, Realtor - NextHome Luxe Coastal

Marsh Bilby, Realtor - NextHome Luxe Coastal 30 year real estate professional. Certified Appraiser and Top Producing Agent. Expert Witness.

09/25/2026

Debt-to-income ratio matters more than most buyers realize.

Lenders don’t just look at what you make… they look at what you already owe. Car payments, credit cards, and other debt can shrink your buying power fast.

Your DTI sets the ceiling. Let’s dial in your real number.

09/22/2026

Your credit score does more than qualify you it directly impacts your rate. Even a small increase can save you thousands over time. Lenders reward consistency, and a higher score leads to better terms, so make your credit work in your favor 💳

09/18/2026

Buying a home: True or False edition 🏡

A good credit score means a better interest rate: True
You can’t buy a home without a 650 credit score: False
You can receive a free home value: True

Are you ready to become a homeowner? DM me!

09/15/2026

Living room + fireplace inspiration.

Explore these 5 options.

Comment below which is your favorite 👇

09/11/2026

A lot of people are sitting on more equity than they realize 💰

That changes what you can buy next… or whether refinancing even makes sense.

Send me your address, I’ll break down the numbers & your best options.

09/09/2026

Did you know… you don’t need 20% down to buy a home? 🏡

Many buyers put down far less. Conventional can be around 10–14%, FHA as low as 3.5% for qualified buyers, and VA or USDA loans can be 0% down.

20% isn’t a requirement for everyone. Want to know what you can afford? DM me.

09/04/2026

Nothing feels better than finding the right place to call home. 🏡 Take a look at this beautiful home and imagine your life here. Ready to make your move? Let’s connect!

Listed for $614,900

5 Bedroom • 4 Bathroom • 2,906 Sqft

LA: Lisa S. White | Re/Max Realty Unlimited

09/01/2026

Start with the location. Then find the house that fits it. 📍

You can change the kitchen. You cannot change the commute the schools, or the neighborhood.

The right area shapes your daily life. The house just fills it in.

👇 Lets pinpoint your ideal home.

08/25/2026

You don’t need to remodel everything before selling. Smart updates can change how buyers see the home. Thinking about selling? Message me. Let’s get your home ready. 🏡

Address

3900 1st Street N
Downtown St. Petersburg, FL
33703

Telephone

+17276923118

Website

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