Howells & Company

10/16/2026

09/25/2026

What Closing Costs Are Included in a Mortgage? - Closing costs are the fees and prepaid items needed to complete a real estate purchase or refinance. Some closing costs may be included in your mortgage (rolled into the loan amount) depending on the loan program, the type of transaction, the property...

09/04/2026

Relocating with a Family: Housing Considerations - Relocating with a family is more than a change of address. Housing decisions can affect daily routines, school continuity, commuting time, childcare logistics, and long-term financial stability. The goal is to identify a home and neighborhood that.....

08/28/2026

Preparing Your Home for the Market: A Seller’s Guide - Selling a home is a process with many moving parts. Preparing the property thoughtfully can help reduce surprises, support a smoother transaction, and present the home clearly to buyers. This guide covers practical, seller-focused steps...

08/21/2026

What Buyers Should Know About Homeowners Associations - A homeowners association (HOA) is an organization that helps manage and maintain a community’s shared property and enforces certain rules designed to protect the neighborhood’s appearance, safety, and long-term upkeep. If you’re...

08/14/2026

What Lenders Look for When Approving a Mortgage - When you apply for a mortgage, a lender reviews your finances to determine two main things: whether you are likely to repay the loan as agreed, and whether the property meets basic requirements for the type of loan you are requesting. While every...