Howard Hanna Real Estate Services - Sandy Gould

12/12/2025

Wonderful to celebrate with others today! Congratulations to everyone involved especially the Dublin Chamber of Commerce who never disappoints! Celebrating 🍀 🥳💕🤗

11/30/2025

Highly recommend in ! Really tasty fresh food served with a smile 😃 give them a try 😋
BTW it’s not associated with Roots Local in Powell.

11/20/2025

11/20/2025

Congratulations Korea Taekwondo - KTKD celebrating 🥳 your today 11/20/2025! It was a fabulous event, conveniently located in !
Welcome to the neighborhood 🙌
Dublin Chamber of Commerce

11/19/2025

It's truly about the clients, helping them through the process. Meeting them where they are then roll up the sleeves and get busy. Big thank you to Andrew for his kind words, he was a real trooper!

09/19/2025

If You're One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, this is Required Reading By: Mathew Graham 09/18/2025

It's day two of mortgage rates surging higher--now back to the highest levels in 2 weeks (the day before the September 5th jobs report). The juxtaposition of Wednesdays Fed rate cut, and the sudden mortgage rate spike is incredibly confusing to most of the population, so let's clear it up.

SHORT VERSION:

The Fed Funds Rate (FFR) doesn't dictate mortgage rates
The FFR only changes on Fed announcement days, 8 times a year. It changes in response to various economic reports and events.
Mortgage rates change daily and the bonds that drive mortgage rates change in real-time throughout the day.
That means mortgage rates can drop for all the same reasons that drove Wednesday’s rate cut.
Because those reasons were already in play well before Wednesday, mortgage rates had already responded to them well before then.
Bottom line: the Fed Funds Rate and mortgage rates dropped for the same reasons, but mortgage rates got to do it sooner because they move more nimbly.

LONG VERSION:

SPECIAL NOTE REGARDING OTHER NEWS STORIES SAYING RATES ARE LOWER:

There are an unfortunate number of news articles out there today that claim mortgage rates are LOWER. This is due to Freddie Mac's weekly rate survey dropping to 6.26 from 6.35 last week. Freddie's rate is an average of the 5 days ending yesterday, so 80% of the input is comprised of the lowest rates in a long time. News organizations then quote the survey and give the impression that this week's rates are lower than last week's. But what the survey really means is that the average rate from Thursday the 11th through yesterday was lower than the average rate between Thursday the 4th and Wednesday the 10th. You can't go back to the first 3 days of this week and lock those rates, so unequivocally, undoubtedly, and incontrovertibly, the rates you can lock today are higher than last weeks and the average lender is at 2-week highs. There is no question, debate, or nuance to this fact. Anyone who tells you something else is wrong or misinformed. Period.

BOTTOM LINE: Mortgage rates are still lower than almost all the past 11 months. NOW is a great time to Buy!!

Thanks for sharing Michael Beatty - NMLS #496947!!!

09/02/2025

Renting vs buying in
Real Estate questions - dm me
Lending questions contact Mike Beatty

09/02/2025

is in the right direction! We are going back to the future of 2016!!!
dm me if you have questions

08/25/2025

7p, Tuesday, August 26, 2025, the will host a Zoom webinar about high school redistricting. Check the Schools website (link below) to find the link and listen in.

High School Redistricting - Dublin City Schools

08/21/2025

Should You Buy Now or Wait?

Waiting for lower interest rates may not save you money.

Home prices are expected to keep rising, so even if rates drop, the cost of the home may still be higher.

Buying now lets you start building equity immediately, while waiting means missing out on wealth growth.

What the Numbers Show

Today: A $500,000 home at 7% interest = ~$2,661/month.

If you wait 1 year: That same home might cost $525,000 at 6.5% interest = ~$2,655/month.

Payment is about the same, but you’ve lost $25,000 in appreciation.

If you wait 2 years: At 6% or 5.125% interest, the home could cost $551,000.

Even with lower rates, monthly payments are similar, and you’ve lost up to $51,000 in equity growth.

Why Buying Now Helps

Build equity sooner instead of paying rent or waiting on the sidelines.

Refinance later if interest rates drop — you still lock in today’s home price.

Avoid competition — if rates fall, more buyers may flood the market, driving prices up further.

Questions? Contact us (see below)

08/08/2025

It's been a busy year in !

Thank you Matt Glasgow for allowing me to step in and get this condo sold! It's always a pleasure to get new business, but when you receive a from a friend, Vick Kolli that you worked with, now that's priceless!

If you or someone you know has questions, please reach out to the get answers...