06/05/2026
🚨 Everyone is talking about rates. Few people are talking about readiness.
This week’s OHFA rates caught a lot of buyers by surprise.
Some jumped in and locked incredible opportunities.
Some waited.
Some assumed they’d have more time.
The reality? The best opportunities don’t usually send a calendar invite first.
If the last few weeks proved anything, it’s that trying to perfectly time the market is nearly impossible.
What you can do is be prepared:
âś… Know your buying power
âś… Have your financing lined up
âś… Understand your options
âś… Be ready when opportunity shows up
Whether rates go up, down, or sideways, the buyers who have a plan are always in the best position.
Current opportunities for many Ohio buyers include:
🏡 FHA rates significantly below market
🏡 Ohio Heroes programs for teachers, nurses, police, and firefighters
🏡 Down payment assistance options
🏡 Grants for Grads
Don’t wait until the next great program is announced to find out whether you qualify.
📩 Send me a message and let’s build your game plan before the next opportunity arrives.
GroveCityOhio HomeBuyingTips TheCarterGroup RealEstateEducation
