Kelsey Babineaux, exp Realty

07/09/2024

🗝 Ignoring Your Budget:
Don’t overshoot your budget. Stick to it to avoid financial strain and ensure a stress-free homeownership experience.

🗝 Skipping the Home Inspection:
Home inspections are critical for spotting hidden issues. Avoid future repair bills by investing in a thorough inspection.

🗝 Neglecting Additional Costs:
Remember, there’s more to the cost of a home than the purchase price. Consider closing costs, property taxes, home insurance, and maintenance to keep your budget balanced

Smart home buying is about more than finding the perfect property. It’s about making informed financial decisions, respecting your budget, ensuring the property’s good condition, and considering all additional costs. Happy house hunting!

07/08/2024

“Am I financially capable of affording a home?”

🗝 First, do the math!
Calculate your income and expenses. And don't forget to check your credit score. Need tips on increasing your credit score? Just ask!

🗝 Next, make sure yousave, save, save!
Embrace the art of frugality (yes, that means skipping a few lattes) and watch your down payment fund flourish.

🗝 Finally, grab your calculator, sharpen your budgeting skills, and embark on the great homeownership adventure with confidence!

Remember that the real estate rollercoaster can be thrilling, but only if you’re strapped in with a solid financial plan.

Have any questions? DM me and let’s chat. 😁

07/04/2024

Happy Independence Day! Let's cherish our freedom and the people who fought for it. 🇺🇸

07/03/2024

Let’s dive into the credit-boosting cheat sheet!

🔸How low can you go? Aim to keep your credit card balances under 30% of your total limit. It’s like the ‘less is more’ of credit scores!

🔸Treat bill payments like a dance-off! You’ve gotta be on time, every time. A smooth move for your credit score, right?

🔸Got old debt you’ve paid off? Don’t shy away from it. Showing you can handle debt over time can sparkle up your credit score!

And remember, boosting your credit score is a marathon, not a sprint! Every small step can lead to big leaps for your financial future! 🌟

07/02/2024

Buying your first home? 🏡 Here are 5 essential tips to guide you through the process:

- Get pre-approved for a mortgage.
-Know your budget.
- Research neighborhoods.
- Don't skip the home inspection.
- Work with a trusted real estate agent.

Ready to start your journey? Contact me today!
614-519-4582
[email protected]

# ColumbusOhioRealtor

05/27/2024