08/07/2026
Saving for the down payment and still wondering what else you need at closing?
• Loan costs from the lender
• Appraisal and credit report fees
• Title work, recording, and closing services
• Prepaid insurance, taxes, and daily interest
• Escrow funding for future taxes and insurance
Some line items vary a bit between Iowa and Illinois, and earnest money or seller credits can change the final total.
If you want, I can walk through a sample estimate with you in plain English.