Properties by Chelle

Name: Properties by Chelle
Address: Duluth, GA, 30096, US
Telephone: +16788878540
Price range: $$

Home
United States
Duluth, GA
Properties by Chelle

Licensed GA REALTOR®

02/13/2022

We are officially under contract 🙌🏽. I could not be more excited for my friends/clients and this next chapter in life. They were able to choose all their finishes and I can’t wait to see it all come together. Now the hard part…waiting for their beautiful home to be built. Thank you both for allowing me to go on this journey with you.

What are you doing to manifest your dream of homeownership? You got next!

Contact me today to discuss your goals and let’s get you on the path to making your dream a reality.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/27/2022

Let’s talk Market Value vs Appraised Value💰! But what does it all mean?

The value of a home can be based on the market or an appraisal. One is given by the demand of the housing market and potential buyers while the other is given by a professional appraisal.

Let’s explore further:
✔️Market Value:
The price a buyer is willing to pay for a property

✔️Appraised Value:
The professional opinion of an appraiser on the value of the property

Once a house goes under contract, the lender will order an appraisal to verify the home is worth the purchase price!

As a buyer, it’s important to understand the difference. Especially in this competitive market, because these homes are selling for well over the list price and buyers are waiving appraisal contingencies and paying appraisal gaps to get in homes.

Have additional questions, contact me today to discuss.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

HomeBuying

01/24/2022

Sometimes you gotta just smile through the BS! It’s been a day…that is all!!! Enjoy the rest of your Monday ❤️

01/21/2022

My clients always shine in my eyes, but it’s my job to make your offer shine to the seller!

Swipe right for tips on how to stand out as a serious buyer.

Inventory remains low, and with mortgage rates still in the low to mid 3%, competition for homes continues to be a challenge buyers face. A well-constructed offer can make you stand out as a serious buyer and give you the best chance at getting your dream home under contract.

These are only a few things that help you stand out from other buyers. Contact me today to discuss how my offer strategies can help you make your dream a reality.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/20/2022

We are officially under contract. It’s the details for me…my client was referred to me on Friday, I got her pre-approved with one of my preferred lenders on Saturday and our offer was submitted and accepted on Sunday. This property had 96 showings and received 40 offers, but ya girl worked her magic. This is no small feat in this insanely competitive market. When I called to give my client the news, she had a multitude of emotions - but, most of all she was grateful. This was this first home she looked at and immediately feel in love. Next stop, closing table to get her keys 🔑.

What are you doing to manifest your dream of homeownership? You got next!

Contact me today to discuss your goals and let’s get you on the path to making your dream a reality.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/20/2022

My expression when the listing agent called to let me know our offer was accepted out of 40 they received. YES…40 offers total and our offer WON! This market is insane, but my strategies helped my client seal the deal. So excited for her and so glad she trusted me to get it done.

This could be you!!! What are your 2022 goals? Despite it being a sellers market, you can still achieve your dream of homeownership and I have the keys to help you.

Contact me today to discuss your goals.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/11/2022

Have you ever heard the term PMI when it comes to mortgages? Here is a great term to know when it comes to financing a home.

Private Mortgage Insurance ( PMI) is an insurance premium that the buyer pays to the lender in order to protect the lender from default on the mortgage. These insurance payments typically end once the buyer builds up 20% equity in a home.

A potential home buyer will find this vocab helpful for understanding words and terms used in real estate transactions.

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/07/2022

First-time homebuyers typically have a lot of questions about the home buying process. Here are some top questions (and answers!) first-time buyers typically ask:

✅ How do I know if it’s time to buy instead of rent? If you know where you want to live, have a steady and secure income, and are ready for the responsibilities of homeownership, then it’s a great time to invest in property. Homeownership is a great way to build equity.   ✅ What does the lender need from me to give me a loan? A credit check will be required to determine how much you qualify for. In addition, you will need to provide your last month of pay stubs (some lenders request the last two years of tax returns) to show proof of income. You will also need to provide your two most recent bank statements and last two years of W-2s.

✅ How do I know if I qualify for a loan and how much I can afford? A mortgage lender pre-approves you for a loan. The lender will ask you some basic questions about your income and debts in order to tell you what amount you’re approved. They will also let you know how much your mortgage payments will be. Ask me for my lender recommendations!

✅ How much do I need to save up for a down payment? A conventional loan down payment is usually 20% of the sales price, but other types of financing require as little as 3.5%. A mortgage lender can tell you what types of loans you qualify for.

These are all important questions. Take the first step today and contact me if you have additional questions about this process. 😌

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/05/2022

Did you know that being pre-approved and pre-qualified are two different things?

Here’s a quick breakdown!
🔸 Pre-qualification ⬇️
🏠 First step in the mortgage process. 🏠 You’ll supply an overview of your financial history to the lender, including income, assets, debts, and credit score, but this doesn’t always require documentation, it can be self-reported. 🏠 The lender will then review this information to give you an estimate of what you would qualify for.

🔸 Pre-approval ⬇️
🏠 Comes after pre-qualification. 🏠 You will need to fill out a mortgage application with documentation of your financial history, and the lender will verify the information you provide. 🏠 The lender will also run a credit check and if you’re pre-approved, you’ll get a pre-approval letter, which is an offer to lend you a specific amount for 90 days.

Still have questions as far as pre-approval vs pre-qualification? Send me a DM and let’s chat about it!

Rochelle Simmons, REALTOR®
Chelle Marshae Properties - Affiliated with Maximum One Executive Realtors
_________________________________________
📧: [email protected]
📞: (678)887-8540

01/02/2022

✨SOLD & CLOSED✨ I’m sooooooo super excited for my client. Her new home had multiple offers, but ours was accepted (which is a blessing in this market🙌🏽🙌🏽🙌🏽). She and her husband wanted to upgrade to a larger home in their current subdivision and this baby came on the market just in time. They are now the proud owners of this beautiful 4bd/2.5 bath home with plenty of space for their twins to run around and entertain their family/friends. I’m excited for all the wonderful memories they will make and the joy this new beginning will bring. Thank you so much for trusting me to guide you throughout this process. Welcome Home 🏠🔑🙌🏽🤗
___________________________
Looking to purchase or sell your home. Contact me today!
__________________________
📧: [email protected]
📞: (678)887-8540

Address

Duluth, GA
30096

Telephone

+16788878540

Website

http://www.propertiesbychelle.com/

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