Laurie Miller

06/24/2024

True words…

06/11/2024

Loving what I do!

03/31/2024

08/13/2023

Whether you're planning a move soon or in the future, these tips will make the process smoother:

✅ Declutter & downsize - it's the perfect time to sort items to keep, donate, or sell
✅ Start early - give yourself ample time to pack thoughtfully and carefully
✅ Label boxes with detail - list the contents on the side for easy access
✅ Tackle one room at a time - begin packing non-essential items a few weeks ahead

Save these tips and refer back to them when you embark on your next moving adventure!

08/12/2023

Homebuyers, listen up! Understanding the difference between pre-qualification and pre-approval can make all the difference in your home-buying journey. 🏠

Pre-qualification happens during your initial conversation with a lender. They will ask about your finances and give you an estimate of how much you could qualify for. This is not the same as pre-approval!

Pre-approval comes after your lender checks your credit score, bank statements, employment status, and any assets or investments. Once they've done this, they will provide a pre-approval letter confirming how much they are willing to lend you.

In today's market, having a pre-approval letter can give you a competitive edge when making an offer. Ready to get pre-qualified or pre-approved? Send a DM, and let's kickstart your home-buying journey!

08/10/2023

When it comes to buying a home, several factors can determine your interest rate.

Here are the top four:

➡️ Loan Type - Different loan types come with varying interest rates, depending on the lender's risk level.
➡️ Credit Score - A higher credit score generally means a lower interest rate, showing that you are a responsible borrower.
➡️ Down Payment - Putting a larger down payment on your home can potentially lower your interest rate, as it shows the lender that you have a lower risk of default.
➡️ Loan Amount - Larger loan amounts can mean higher interest rates, as they present a greater risk to the lender.

Understanding these factors can help you get the best rate possible!

08/08/2023

This week's ...

🏗 The groundbreaking of 1072 West Peachtree marks Atlanta's tallest high-rise featuring luxury rentals, office space, and retail.

📈 Nearly 49% of U.S mortgaged homes were equity rich in Q2, the highest level in 4 years.

🏠 Atlanta ranks #2 based on median home and lot size according to StorageCafe.

Follow us for weekly news, , homebuying tips, and more.

08/06/2023

Summer is here... it's the perfect time to enjoy the great outdoors and spend more quality time outside!

Enhancing your outdoor space through home improvements is an effective way to boost your home's overall value. Are you considering any of these improvements or additions for your outdoor area?

08/05/2023

Purchasing a home can be a challenging journey... even with the guidance of a skilled agent by your side every step of the way.

From underwriting hurdles to inspection issues, it's all too common to encounter some bumps in the road during a home purchase.

What was the biggest challenge you faced when you bought your last home?

08/03/2023

Your home is likely the most significant investment you have.

Sometimes life happens and unforeseen circumstances may arise which could require you to tap into your investments.

A second mortgage provides you with an opportunity to leverage your home's equity to obtain cash, thereby enhancing the liquidity of your home investment. This option could allow you to settle high-interest credit card debt, pursue further education, or finance home improvements. Utilizing a second mortgage is a great strategy to achieve any of these objectives.

A second mortgage involves obtaining an additional loan based on the equity of your home, allowing you to access a portion of that equity. The specific amount you can borrow will vary depending on the lender's criteria and terms.

However, be careful because having a second mortgage can heighten the risk of foreclosure if you are unable to repay the loan. It is important to carefully evaluate your options and make informed decisions to safeguard your financial well-being.

Send a message for more information on second mortgages! 📲

08/01/2023

This week's ...

🌳 Biophilic design is trending as it integrates natural elements with interior living spaces, enhancing well-being and creating a seamless connection with nature.

🏠 Georgia is one of the states with the highest proportion of new property listings.

🏭 Yakult USA will build a new production facility in Bartow County, creating jobs and expanding its presence in the U.S. market.

Follow us for weekly news, , homebuying tips, and more.