John Kozman Mortgage Advisor

John Kozman Mortgage Advisor We serve you with all of your mortgage needs. FHA, USDA, VA, Conventional Loans. NMLS: 1641411 Ready to take the next step?

Home Loans Made Human

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your

family is my ultimate goal. Use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders fr...
06/03/2024

Nations Lending is honored to be ranked for the 9th straight year on the most prestigious list of residential lenders from Scotsman Guide – recognition as a Top Mortgage Lender in America for 2024.

“Being honored with a place on the Scotsman Guide list for another year continues to fuel our daily passion to be the best in our industry. This recognition is only possible because of the tireless work of our dedicated sales partners, and collaboration from all our shared services teams. Despite the challenges in our industry in 2023, all of you brought your best every day, implementing rapidly changing technology and innovative ideas, and worked together to serve our customers in every community. Thank you for making Nations Lending a top mortgage lender!” - CEO Jeremy Sopko.

View full rankings here: https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2024-top-overall-lenders/

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and s...
05/27/2024

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our nation. Their courage and sacrifice remind us of the true meaning of freedom. This Memorial Day, Nations Lending pays tribute to our fallen heroes. As we reflect on their service, let's also cherish the freedoms they protected. Wishing everyone a safe and meaningful Memorial Day.

BREAKING NEWS from Nations Lending: Did you hear?Area Median Income (AMI) limits are going up in just a few days – possi...
05/09/2024

BREAKING NEWS from Nations Lending: Did you hear?

Area Median Income (AMI) limits are going up in just a few days – possibly giving you that extra purchase power you need to retaliate against rising home prices.

Whether you’re a first-time homebuyer or looking for that next great home – this is an opportunity you must unlock.

Give me a call and let’s take a look at these new possibilities together and determine if we can help give you the keys to your dream home.

We are proud to be included as a Top 50 Mortgage Company in America for 2023 -- published by Mortgage Executive Magazine...
05/02/2024

We are proud to be included as a Top 50 Mortgage Company in America for 2023 -- published by Mortgage Executive Magazine.

It’s the 7th year in a row for Nations Lending on this list, ranked #34.

“This recognition is more inspiring proof we continue to go above and beyond to serve our customers and our communities across the country with passion. This honor is only made possible because of all of you – working together to make the American dream a reality for so many families – by always looking to improve, and always willing to move the needle forward with new and innovative ideas. Bill (Osborne, Nations Lending President) and I applaud each and every one of you. Making the Mortgage Executive Magazine list for top mortgage companies is as humbling as it is awesome. Thank you and congratulations!” – Jeremy Sopko, CEO

View rankings here: mastermindsummit.com/wp-content/uploads/magazine/mem2024-spring/mobile/index.html?doc=A0C3F32008972A04201F343D42638CA4 #{"docid":"9990688E295A10A0F9221942FE81A4D9","page":32}

“To be recognized alongside so many fantastic Northeast Ohio companies for our undeniable culture at Nations Lending is ...
04/09/2024

“To be recognized alongside so many fantastic Northeast Ohio companies for our undeniable culture at Nations Lending is a result of our employees embracing our core values. Our employees preach, promote, and practice our company culture which is supportive and caring for each other and our customers in every community. Thank you to each one of you and congratulations!” – Bill Osborne, President.

We are honored and proud to be named a Top Workplace USA for 2024 – for the second straight year!Nations Lending is rank...
03/20/2024

We are honored and proud to be named a Top Workplace USA for 2024 – for the second straight year!

Nations Lending is ranked 20th out of 100 companies with less than 1,000 employees.

“This honor confirms everything Jeremy and I have prioritized since the first day we got into the mortgage business. Nations Lending is a company where we put our employees first with everything we do – from building an inclusive and caring workplace culture to empowering our team members to have a voice in growing the company’s success. We appreciate all you do for Nations. Thank you!” - Bill Osborne, Co-owner and President.

View full ranking here: https://www.usatoday.com/story/money/2024/03/19/best-places-to-work-2024-employers/72843732007/

Here are the Top Workplaces in the U.S., ranked in a survey by Energage, along with USA TODAY.

Take advantage of this extra day in the year to learn more about the benefits of partnering with Nations Lending. Contac...
02/29/2024

Take advantage of this extra day in the year to learn more about the benefits of partnering with Nations Lending. Contact us today!

A Cashout Refinance presents you with a valuable opportunity to make use of the equity you have built in your property. ...
02/27/2024

A Cashout Refinance presents you with a valuable opportunity to make use of the equity you have built in your property. By refinancing your mortgage for a sum greater than your current loan balance, you can receive the excess in cash. This influx of funds can be a game-changer, enabling you to tackle a range of financial goals.

By leveraging the equity in your home, a Cashout Refinance allows you to consolidate high-interest debts into one manage...
02/21/2024

By leveraging the equity in your home, a Cashout Refinance allows you to consolidate high-interest debts into one manageable payment. Gain access to the funds necessary to eliminate high-interest credit card balances and other outstanding debts weighing you down.

Reach out to learn more!

Nations Lending is one of the first mortgage lenders to offer a new down payment assistance program for very low-income ...
02/21/2024

Nations Lending is one of the first mortgage lenders to offer a new down payment assistance program for very low-income borrowers (income less than or equal to 50% of the area median income). The VLIP (Very Low-Income Purchase) program provides a $2,500 grant to qualified borrowers who need support in making a down payment. Consider a career move to Nations Lending if you’re looking for a lender who stays ahead of the curve in implementing new solutions to make homeownership possible for all.

Elect to go with Nations Lending and we’ll treat you like a Commander-in-Chief – putting you in charge.We’re voting for ...
02/19/2024

Elect to go with Nations Lending and we’ll treat you like a Commander-in-Chief – putting you in charge.
We’re voting for all your homebuying dreams to come true!
From all of us at Nations Lending – Happy Presidents Day!

Utilize home equity with a Cashout Refinance. Not only can it help you consolidate your debts into one manageable paymen...
02/15/2024

Utilize home equity with a Cashout Refinance. Not only can it help you consolidate your debts into one manageable payment, but it also offers the potential to save compared to paying high interest credit cards.

Reach out today to explore your options!

Address

East Brunswick, NJ
08816

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