New Dawn Title Agency, LLC

New Dawn Title Agency, LLC New Dawn Title Agency is a full service Title Agency Servicing New Jersey. What is Title Insurance ? That is what a title search and title insurance are for.

When you purchase your home, how can you be sure that there are no problems with the home's title and that the seller really owns the property? Problems with the title can limit your use and enjoyment of the property, as well as bring financial loss. After your sales contract has been accepted, a title professional will search the public records to look for any problems with the home's title. This

search typically involves a review of land records going back many years. More than 1/3 of all title searches reveal a title problem that title professionals fix before you go to closing. For instance, a previous owner may have had minor construction done on the property, but never fully paid the contractor. Or the previous owner may have failed to pay local or state taxes. Title professionals seek to resolve problems like these before you go to closing. Sometimes title problems occur that could not be found in the public records or are inadvertently missed in the title search process. To help protect you in these events, it is recommended that you obtain an Owner's Policy of Title Insurance to insure you against the most unforeseen problems. Owner's Title Insurance, called an Owner's Policy, is usually issued in the amount of the real estate purchase. It is purchased for a one-time fee at closing and lasts for as long as you or your heirs have an interest in the property. Only an Owner's Policy fully protects the buyer should a covered title problem arise with the title that was not found during the title search. Possible hidden title problems can include:
•Errors or omissions in deeds
•Mistakes in examining records
•Forgery
•Undisclosed heirs

An Owner's Policy provides assurance that your title company will stand behind you — monetarily and with legal defense if needed — if a covered title problem arises after you buy your home. The bottom line is that your title company will be there to help pay valid claims and cover the costs of defending an attack on your title. Receiving an Owner's Policy isn't always an automatic part of the closing process, and is paid for by different people in different parts of the country. Be sure you request an Owner's Policy and ask how it is paid for where you live. No matter who pays for the Owner's Policy, the fee is a one-time fee paid at closing. The Owner's Policy protects you for as long as you or your heirs have an interest in the property. You also have the option of purchasing a policy with expanded coverage. It's called the Homeowner's Policy and it covers more things than the Owner's Policy. Ask your local title company for an explanation of the expanded Homeowner's Policy so you can decide which policy is the best one for you.

To everyone we know and those that share the table with friends and family from afar, we wish you a Blessed and Happy Th...
11/28/2024

To everyone we know and those that share the table with friends and family from afar, we wish you a Blessed and Happy Thanksgiving!!

To all our friends and colleagues, may 2024 be filled with success and happiness!!
01/01/2024

To all our friends and colleagues, may 2024 be filled with success and happiness!!

Today may your hearts be open and grateful for all the blessings around us.We thank our friends and clients for your con...
11/23/2023

Today may your hearts be open and grateful for all the blessings around us.

We thank our friends and clients for your continued support.

May everyone have a wonderful day of family and friends celebrating America!!!
07/04/2023

May everyone have a wonderful day of family and friends celebrating America!!!

Happy Father's Day to all the dads out there!! Hope you are having a special day!!
06/18/2023

Happy Father's Day to all the dads out there!! Hope you are having a special day!!

May we all remember the reason for the holiday that we celebrate with family and friends because of those that sacrifice...
05/28/2023

May we all remember the reason for the holiday that we celebrate with family and friends because of those that sacrificed for us.

To all our friends and colleagues, may you have a happy and healthy Merry Christmas !!
12/25/2022

To all our friends and colleagues, may you have a happy and healthy Merry Christmas !!

To all our colleagues and friends, Happy Thanksgiving to you and yours, with our thanks and gratitude!!
11/24/2022

To all our colleagues and friends, Happy Thanksgiving to you and yours, with our thanks and gratitude!!

We hope everyone is enjoying this amazing day with family and friends!!
07/04/2022

We hope everyone is enjoying this amazing day with family and friends!!

Good article to read. Market changes are here, but buying may still be a good move!
06/22/2022

Good article to read. Market changes are here, but buying may still be a good move!

Being a renter is problematic because wage growth is being eaten up by rent inflation and higher gas prices.

Wishing all our friends of very happy and healthy new year, stay safe
12/31/2020

Wishing all our friends of very happy and healthy new year, stay safe

Address

East Brunswick, NJ
08816

Telephone

856-356-2044

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