Brad Wilson - Realtor - Jones Hollow Realty Group Inc.

Brad Wilson - Realtor - Jones Hollow Realty Group Inc. Brad Wilson is the owner-broker of Jones Hollow Realty Group and a seasoned real estate investor. His team is more than sales agents.

Brad began his career in finance where he spent 25 years on Wall Street in senior positions with investment banks, equity research, and trading firms. During his tenure, Brad was Senior Managing Director responsible for raising the firms' visibility, elevating product offerings, managing the day-to-day trading operations and commission generation. He co-managed 95 employees throughout New York, Boston, Chicago, and San Francisco, before stepping down to pursue his passion in Real Estate. In 2005, Brad began investing in real estate and launched Jones Hollow Management Co and then later Jones Hollow Contracting Services. Jones Hollow Contracting performs all phases of construction services but retains the right to offer these services exclusively to clients and customers of Jones Hollow Realty Group. They are highly knowledgeable in all facets of the real estate industry and have the resources to apply their expertise to any real estate transaction or project ranging from minor renovations to complete home remodels. Brad’s diverse background in design, construction, and finance has helped to establish Jones Hollow as one of Long Island’s premier real estate brokerages. Jones Hollow extends beyond a traditional real estate brokerage by offering a full complement of services to their commercial and residential clients which include contracting, staging, and alternative home buyer solutions. Jones Hollow Realty Group works hard to provide its clients with the most positive real estate experience possible and that begins by fully understanding their needs and then working hard to offer nothing but the highest quality service possible. We’d like to earn your business so call us today and we’ll work extra hard to make sure your real estate experience is a complete success.

09/21/2026
09/21/2026
Let’s cut through the 50-year mortgage talk.Lower payment… or a lifetime of debt? That’s the real question.They’re float...
09/19/2026

Let’s cut through the 50-year mortgage talk.
Lower payment… or a lifetime of debt? That’s the real question.

They’re floating a 50-year mortgage as the magic fix for affordability. Stretch the loan another 20 years, drop the monthly, more people qualify. Sounds great — until you actually run the numbers.

A lower payment does not mean a cheaper house. It just means you get to pay for it longer.

Same $500,000 loan. Today’s rate, call it 7%:
• 30-year: about $3,327/month and $698,000 in interest
• 50-year: about $3,008/month and $1.31 million in interest
You save about $319 a month.

Congratulations. You just signed up for more than $600,000 extra in interest.

After 10 years you’ve paid down about $16,000 of principal on the 50-year. On the 30-year you’ve knocked off about $71,000.
Better short-term cash flow. Equity that crawls. Debt that follows you into retirement.

This also doesn’t touch the real problems: high prices and not enough homes. It just makes the payment look smaller so more people can get in over their heads.

This is still just a proposal. Not something you can walk into a bank and get tomorrow. Numbers are hypothetical and don’t include taxes, insurance, or closing costs.

I’m not here to talk you into a bigger loan. I’m here so you don’t wake up 20 years from now still paying for a house you thought you already owned.

So… would you take the lower payment, or is that simply too much debt?

09/16/2026

Coming soon to Babylon Village

Our podcast is off to an awesome start.Stay tuned.
09/11/2026

Our podcast is off to an awesome start.
Stay tuned.

Address

136 Carleton Avenue
East Islip, NY
11730

Telephone

+16466708800

Website

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