Debbi Hornbrook, Sibcy Cline Realtors

03/17/2024

Happy St Patrick’s Day Friends. I’m lucky to have you in my life 🍀🍀🍀🍀🍀🍀🍀🍀🍀

02/14/2024

Since he was a child, I've always told him to reach for the stars. I'm glad he decided not to be an astronaut and found his dream job closer to earth.

02/01/2024

Thanks for all the birthday wishes to me, my 2 daughters and my grandson. January was a busy month for our family. But if I count back 9 months …… yea, that was busy too. 😉

12/31/2023

Friends and family, May 2024 bring you peace, happiness and good health. God bless 🥰

11/16/2021

One of the many reasons I’m affiliated with Sibcy Cline Realtors.
Our leadership is awesome!

Debbi Hornbrook, Sibcy Cline Realtors

Congrats to Sibcy Cline President Robin Sheakley, who was selected by Cincinnati Magazine as part of the "Cincinnati 300", an annual compilation of the region’s top 300 business leaders—the most influential, most powerful, and most impactful people shaping Cincinnati today. 👏👏👏

09/01/2021

Selling real estate can sometimes be stressful.
However, you know the stress was all worth it when a past client calls you to say “ I’ve missed your calls and texts everyday , just checking in to make sure you’re staying healthy”.

We build relationships and make friends. That’s why I can’t retire, it’s part of my social life🥰.

Thank you to all my clients. I’m blessed beyond measure to help you find a new home for your family !

08/11/2021

Yes, the real estate market is different than anything I’ve seen in my 30 years of selling real estate.

For anyone that does not understand the difference between a buyers market and a sellers market. This is a great analogy.

01/21/2021

Helpful Real Estate Info:

This affects ALL of us...Did you know Biden wants to get rid of something called "stepped up basis"??? How does this affect you!? When your parents pass and leave you the family house normally you would inherit that property at what it is worth today. If you were to sell that house you would only pay taxes on the gain from what it is worth today and what it sells for. If Biden does away with "stepped up basis" you will inherit the property for what your parents paid for the property. If you decide to sell you will pay taxes on the difference between the original purchase price and what it sells for today. Our kids need to be aware.
Here is what this looks like!
Current Policy
Inherited House at Current Value - $200,000
Sells for $205,000
Taxable income = $5000
Taxes Due - 20% of $5000 = $1000
Profit to you = $204,000
Biden Policy
Inherited House at original purchase price - $40,000
Sells for $205,000
Taxable income = $165,000
Taxes Due - 20% of $165,000 = $33,000
Profit to you = $172,000
If your parent were to have sold this property prior to passing they would have paid no taxes because it was their primary residence.
So much for helping the middle class get ahead.
***My educated guess would be that at least 95% of Americans don’t even know Biden has proposed this. We are talking tens of thousands of more tax dollars for the average sold after inheritance! Wow, google “Biden stepped up basis” and educate yourself because this is a biggie!
My guess is they will remove it from Farm and Ranch land as well..🤔
**Copied and pasted, please share

08/03/2020

I’m proud to be a part of Sibcy Cline Realtors!

Sibcy Cline Realtors is on the list of Cincinnati’s Largest Private Companies.

03/17/2020

Dear friends and clients,

I will be working from home for awhile. Sibcy Cline Realtors has electronic and virtual systems in place to make this more convenient and safe for our clients. I can put your home on the market, show it, write offers and get it closed. I can sell you one and close it with out exposing you, your family or your home to a lot of people.
If I am not familiar with how to work one of these cutting edge technology systems, Sibcy Cline has a very strong technology team that will assist us.

Together we will adapt, improvise and do things a little different so we can keep our economy strong and clients safe.

Sibcy Cline Realtors has and always will be on the cutting edge. We are very innovative and always looking for ways to service our clients.

If your plans were to make a move this year, let me explain how I can help you with that.
Message me or call me for the details.

I have appreciated your business during my 28 year career. Your business and referrals are the best compliments I have ever received. Thank you!

God Be With You, Your Families and the USA.

Debbi

06/07/2019

Good information for my friends & clients after the tornados.
We all may know someone whose home has declined in value as a result of the tornadoes.

There is some relief provided by the state of Ohio. "Application for Valuation Deduction for Destroyed or Damaged Property" is a form you can find online providing the opportunity to reduce the tax valuation of one's property for the year following the damage, so they are not paying property taxes on a property which, at least temporarily, is not worth what is was before. This State of Ohio form can be submitted to the Auditor's office in the county in which their home is located. It is applicable to all Ohio counties. Montgomery County Auditor's Office gave the following explanation:

Step 1 - Complete the form, sign it, and have it notarized.
Step 2 - Gather evidence of the damage to subject property (this could be insurance docs, repair/rebuild estimates from contractors, etc.)
Step 3 - Submit all information above to the Auditor's office of the proper county.
Step 4 - Auditor's office will then send appraiser out to verify damage to property. Once information is received from appraiser, Auditor's office will then determine the amount of the adjustment to subject property's valuation, and the property taxes for the following year will then be adjusted accordingly.

Please message me or email [email protected] if you need help with this.
As a Realtor, I don’t just sell houses, I help my clients with all their real estate needs. Knowing the value of your property in all markets is key for getting the best return on your investment. Email me and I will send you quarterly market updates so you will know when the best time is for you to get the best return on your investment.
Have a great summer😎