Cobblestone Realty NW LLC

Cobblestone Realty NW LLC Cobblestone Realty NW is a boutique real estate brokerage serving Pierce County, Washington with 33+ years of experience.

We provide strategic pricing, professional marketing and skilled negotiation for buyers, sellers, acreage and rural property.

I’ve been talking with more and more homeowners who are feeling squeezed by the rising cost of simply staying in their h...
09/15/2026

I’ve been talking with more and more homeowners who are feeling squeezed by the rising cost of simply staying in their homes. If you’re 61 or older, or living with a qualifying disability, there may be property tax relief available that could help make it easier to remain in the home you love.

This is not just a Pierce County program. Washington State law provides property tax relief for qualifying seniors and people with disabilities, but the program is administered by each individual county. That means income limits, forms, and application details can vary depending on where you live.

If you’re in Pierce County, you can start at piercecountywa.gov/702. If you live elsewhere in Washington, check your county assessor’s website for its Senior Citizen and Disabled Person Property Tax Exemption information.

I’m sharing this because sometimes one piece of information can make a real difference. If this doesn’t apply to you, it may help a parent, grandparent, neighbor, or friend who is trying to age in place and hold onto the home they’ve worked so hard for. Please pass it along.

September 2026 Local Real Estate UpdateThe market is changing—but home prices are not collapsing.Buyers in Pierce and So...
09/14/2026

September 2026 Local Real Estate Update

The market is changing—but home prices are not collapsing.

Buyers in Pierce and South King counties have substantially more homes to choose from than they did last year. At the same time, fewer homes are going under contract.

What does this mean?

🏡 For buyers: You have more negotiating power. Depending on the home, you may be able to negotiate closing costs, repairs or a lower price.

🔑 For sellers: Homes are still selling, but buyers can afford to be selective. Accurate pricing, good condition and strong presentation matter more than they did a year ago.

📍 Pierce County

Available homes increased 21.1%
Pending sales decreased 14.8%
Median selling price: $589,000

📍 South King County

Available homes increased 29.1%
Pending sales decreased 5.6%
Median prices range from approximately $615,000 to $700,000, depending on the area

Mortgage rates averaged 6.76% as of September 10. Higher borrowing costs remain one of the biggest reasons buyers are moving more cautiously.

The bottom line: Prices are holding, but buyers have more choices and more leverage. Sellers are starting to price for today’s competition—not last year’s market.

If you are considering buying or selling, I would be happy to explain what these numbers mean for your specific property or price range. Give me a call at 253-576-4100 and let's talk!

www.CobblestoneRealtyPNW.com

The Side of Real Estate We Don’t Talk About EnoughI debated whether to share this, but after having three separate homes...
08/05/2026

The Side of Real Estate We Don’t Talk About Enough

I debated whether to share this, but after having three separate homes fail to make it to closing for my 3 buyers in the past four months, I think it is worth discussing.

Real estate can be an incredibly rewarding career, but there is a difficult side to being self-employed that most people never see.

Agents can spend six months, a year, or even longer working with a buyer or seller. We invest countless hours, pay business and travel expenses, negotiate contracts, coordinate inspections, research properties, meet contractors, gather bids, and help our clients navigate difficult decisions.

Sometimes, despite everyone’s best efforts, the transaction does not close.

In each of these three cases, the buyers did not walk away because they were being unreasonable or because of minor cosmetic concerns. The inspections uncovered significant structural problems or potential health and safety hazards. The repairs were either too expensive to overcome, the sellers were unable to complete them, or there was not enough flexibility in the price for the buyers to responsibly take them on.

This is exactly why I cannot stress enough how important it is to have a thorough home inspection, and to listen when the inspector recommends bringing in a qualified specialist to investigate further and provide actual repair estimates.

I have no hard feelings about any of these transactions. I am grateful that my clients had the information they needed to make educated decisions and avoid purchasing homes that could have created financial problems for them.

That is the job.

But I would be dishonest if I said it was not discouraging to invest months of time, energy, and money into a transaction and receive no paycheck at the end. In real estate, agents are generally paid only when a sale successfully closes. We may go months without earning a commission while continuing to pay the expenses required to operate our businesses and properly serve our clients.

Being your own boss can absolutely be a dream, but it also comes with uncertainty, risk, and sacrifices that are rarely shown on social media.

Sometimes success means handing your clients the keys to their new home.

Other times, success means helping them recognize when it is safer to walk away, even when that means you do not get paid.
Terri Hisdahl

Absolutely Excited to bring you my New Listing in Eatonville!🗻Build Where the Valley Meets the Mountain Sky!So close to ...
07/23/2026

Absolutely Excited to bring you my New Listing in Eatonville!

🗻Build Where the Valley Meets the Mountain Sky!

So close to build-ready and waiting for your final house plans! This 20-acre Eatonville property offers unobstructed 180-degree views across the Nisqually Valley and unobstructed views of Mt. Rainier. A four-bedroom septic system is already installed, the private 60 gpm well has power, building envelope has power, geotechnical work is complete, and roughly two acres are cleared for your future homesite.

The open upper acreage leads into wooded lower acreage with stream access, while community bridle trails connect you to hundreds of acres of nearby forestland for riding, hiking, and exploring.

Twenty private acres! Hundreds more to explore!
Learn more:
https://www.cobblestonerealtypnw.com/featured-listings

🩵 When you know, you know, and sometimes the world has a way of bringing the right home back on the market at exactly th...
07/23/2026

🩵 When you know, you know, and sometimes the world has a way of bringing the right home back on the market at exactly the right time.

Congratulations to my buyer ... an amazing woman who is not only a rock star on the mountain trails but, also knows what she wants and is willing to push forward to make it happen. This lake front beauty went pending quickly, but it was clearly waiting for just the right woman to make it shine once again
Help me celebrate another strong, beautiful woman beginning her next chapter on the lake! 🏡

Just Sold!
07/18/2026

Just Sold!

Just Sold!
07/10/2026

Just Sold!

There has been a lot of positive news lately about the housing market, and overall, I believe much of it is supported by...
07/10/2026

There has been a lot of positive news lately about the housing market, and overall, I believe much of it is supported by the data. That said, I also think many of the headlines are written as marketing pieces designed to encourage buyers and sellers to jump back into the market.

Here are a few areas where I think the forecasts deserve a little more context:

• Mortgage rates are not driven by oil prices alone. While lower energy prices can help reduce inflation, mortgage rates are influenced much more by bond markets, inflation expectations, Federal Reserve policy, and the overall economy.

• Affordability remains the biggest challenge. Even if mortgage rates ease slightly, home prices are still historically high in many areas, so monthly payments will remain a hurdle for many buyers.

• Real estate is local. National headlines don't tell the whole story. Here in the Pacific Northwest, market conditions can vary significantly by county and even from one town to the next. That's why national averages should never be used to estimate the value of an individual home.

• Home prices are still expected to appreciate, just modestly. Most national forecasts call for home values to increase approximately 1.2% to 2% during 2026. While that's a healthy sign for the market, it's a far cry from the double-digit appreciation we experienced during the pandemic years.

• More buyers may return, but don't expect a frenzy. There is significant pent-up demand, and lower rates could bring more buyers into the market. However, today's buyers are more cautious, negotiate harder, and take longer to make decisions than they did a few years ago.

• Inventory is improving, but we're not back to a balanced market everywhere. More homes on the market means buyers have more choices, but inventory levels still vary greatly from one region to another.

My outlook for the second half of 2026 is cautiously optimistic. I expect a healthier, more balanced market than we've seen over the past couple of years, but not a return to the rapid appreciation and bidding wars of 2021.

As always, don't make real estate decisions based solely on national headlines. The best advice comes from understanding what's happening in your local market and how those conditions apply to your specific goals.

If you're curious about what the market looks like in Pierce, South King, North Thurston, or North Lewis County, I'd be happy to share what I'm seeing on the ground.

Call me at (253) 576-4100 or email [email protected]

New on the Market
06/24/2026

New on the Market

💰INCREASED STATE, LOCAL, AND PROPERTY TAX BREAKS FOR HOME OWNERSHIP!With rising rents and higher home prices, many peopl...
05/24/2026

💰INCREASED STATE, LOCAL, AND PROPERTY TAX BREAKS FOR HOME OWNERSHIP!

With rising rents and higher home prices, many people are questioning whether homeownership still makes financial sense. What many do not realize is that there is tax advantages tied to owning a home that can help offset part of the overall cost of homeownership.

Recent tax law changes may create additional opportunities for both current homeowners and future buyers to discuss with their accountant or tax professional, including:

• Increased SALT deduction limits for qualifying households
• Potential deductions for mortgage interest and property taxes
• Mortgage insurance premiums expected to become deductible again beginning with the 2026 tax year for qualifying buyers using lower down payment loan programs

For some homeowners, these deductions may make itemizing worthwhile again and could positively impact their overall financial picture.

If you are currently renting and wondering whether owning may be more affordable than you think, this is a conversation worth having.

If you already own a home, now may also be a good time to revisit your tax strategy with your accountant to make sure you are taking advantage of every benefit available to you.

I cannot give tax or legal advice, so please speak directly with your CPA or tax professional regarding your specific situation. If you do not currently have an accountant you trust, I am happy to share the contact information for mine.

If you have been sitting on the fence about buying a home because of monthly payments, down payment concerns, or simply not knowing where to start, give me a call. I am happy to walk you through the process, connect you with trusted local lenders, explain what it takes to buy a home, and help you explore whether homeownership may make more financial sense than you realized while these potential tax advantages are available.

Homeownership is not just about having a place to live. It is about building long-term stability, equity, and future opportunity.

Call me at 253-576-4100 if you have any questions!

Address

11118 428th Street E
Eatonville, WA
98328

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