David Ayers Real Estate

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David Ayers Real Estate REALTOR, Licensed in Washington State and Arizona with eXp Realty.

Two lenders quote the same mortgage rate. Why could the costs still differ?When you're ready to compare, ask for Loan Es...
10/21/2026

Two lenders quote the same mortgage rate. Why could the costs still differ?

When you're ready to compare, ask for Loan Estimates with matching loan details. Look at fees, points and credits, not just the rate.
I help buyers connect financing choices with their home search in Greater Seattle and Greater Phoenix.

This is a starting point. Review loan specifics with your lender, and contact me to discuss how financing fits your search.

Touring a home from another state? Put these 5 checks on your list.• Ask for a live walkthrough, not just listing photos...
10/19/2026

Touring a home from another state? Put these 5 checks on your list.

• Ask for a live walkthrough, not just listing photos.
• Get uncut views of the street, windows, storage and outdoor areas.
• Check light and noise at different times, if possible.
• Compare the layout and visible condition with floor plans, disclosures and permit records.
• Arrange an independent inspection and review financing and insurance fit within contract deadlines.

Two similar sale prices. Two different amounts left over?Start with a realistic price range, then subtract your payoff, ...
10/16/2026

Two similar sale prices. Two different amounts left over?

Start with a realistic price range, then subtract your payoff, liens, transaction costs, buyer credits, prorations, and prep or repairs. Compare the estimated net on each offer, including how timing changes it. In Seattle and Phoenix, I review terms as carefully as price. Closing costs, taxes, and local practices vary by property and state; this is an estimate, not a guaranteed net or tax advice.

Try an instant home valuation to start, then contact me for a property-specific net estimate.

A seller marks “unknown” on a disclosure. What would you check next?Compare that answer with inspection findings and rel...
10/14/2026

A seller marks “unknown” on a disclosure. What would you check next?

Compare that answer with inspection findings and relevant permits or repair records. Ask what’s known about the roof, water intrusion and major systems, then investigate important gaps within your contract deadlines.
Disclosure forms and requirements vary by state, so the right follow-up depends on the home and where it is.

If you want help assessing a home’s risks before you commit, message me.

That condo payment can look manageable until the insurance details show up.Start with 3 checks: what the HOA policy does...
10/05/2026

That condo payment can look manageable until the insurance details show up.

Start with 3 checks: what the HOA policy does not cover inside the unit, whether owners can be charged after a building claim, and who pays a large deductible. Review those before you compare monthly cost, not after. In Seattle and Phoenix, the answer can change a lot from one building to the next.

If you want help reviewing condo documents early, we can help.

An old insurance claim is not always the issue. Missing paperwork usually is.Start with three things: claim history, rep...
10/02/2026

An old insurance claim is not always the issue. Missing paperwork usually is.

Start with three things: claim history, repair invoices, and any roof or water-damage records you still have. Buyers usually want to know what happened, what was fixed, and whether the paperwork supports it. Pulling that together early can make questions easier to manage.

If you want, we can help you spot the gaps before your home goes on the market.

Your house can look great online and still stall once buyers start reviewing the details.Before listing an older home, g...
09/30/2026

Your house can look great online and still stall once buyers start reviewing the details.

Before listing an older home, gather proof of major work, system ages, service history, and any property-specific files like HOA, sewer, septic, solar, or survey documents. Clean records make buyer questions easier to answer and give you time to fill gaps before they turn into negotiation points.

We build this checklist before launch. If you want, we can help map yours out.

Thinking about a Seattle or Phoenix condo or second home you can enjoy now and rent later?Future flexibility can disappe...
09/28/2026

Thinking about a Seattle or Phoenix condo or second home you can enjoy now and rent later?

Future flexibility can disappear in the fine print. Before you focus on the view or the payment, verify HOA limits, financing and insurance fit, local rental rules, taxes or licenses, and whether the numbers still work with realistic costs.

These details can change your options fast in both markets. If you want a second set of eyes, we can help you review a property before you write.

Moving to Phoenix and not sure whether to keep the Seattle home or sell it?Use four tests. Run the rental numbers after ...
09/25/2026

Moving to Phoenix and not sure whether to keep the Seattle home or sell it?

Use four tests. Run the rental numbers after repairs, empty months, management, and reserves. Check how much cash the Arizona move needs, how long you want to hold the home, and how much landlord work you want from another state. In a Seattle-to-Phoenix move, distance belongs in the math too.

If you want, we can help you compare both paths before you move.

Fresh finishes can make any home feel move-in ready.If a recently renovated or flipped property in Seattle or Phoenix ca...
09/09/2026

Fresh finishes can make any home feel move-in ready.

If a recently renovated or flipped property in Seattle or Phoenix catches your eye, verify the work behind the design. Start with permits and final sign-offs, ask what was actually replaced versus refreshed, review the scope of work and invoices, and compare the price to nearby homes without the cosmetic lift. We see buyers avoid expensive surprises when they verify the work, not just the finish.

If you want, we can help you pressure-test a remodel before you move.

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Edmonds, WA

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