09/17/2026
🏡 EAGLE COUNTY REAL ESTATE UPDATE | September 17, 2026
Thinking about buying your first home—or making your next move? Here’s a look at mortgage rates, homebuyer assistance, and our local market.
🔑 WHERE ARE MORTGAGE RATES?
Freddie Mac’s national averages released today are:
• 30-year fixed: 6.95%
• 15-year fixed: 6.26%
These are weekly averages, not a personalized rate quote or APR. Your rate will depend on your credit, loan type, down payment, and lender. Source: Freddie Mac
💰 HELP WITH YOUR HOME PURCHASE
Eligible buyers may have options to help with upfront costs:
• Eagle County: The county’s FHA down payment assistance loan offers up to 5% of the purchase price, capped at $42,500. Other county assistance programs serve eligible buyers using different mortgage types. These are repayable loans, with borrower contributions and program requirements. Explore Eagle County assistance
• Colorado Housing and Finance Authority: CHFA offers eligible buyers using a qualifying CHFA mortgage a grant of up to 3% of the first mortgage amount, capped at $25,000, with no repayment required. Higher mortgage interest rates apply when using this assistance, so compare the total cost with your lender. Explore CHFA assistance
Eligibility, funding, and lender approval must be confirmed.
📍 WHAT’S HAPPENING LOCALLY?
Realtor.com’s August 2026 Eagle County data shows active listings up approximately 9% from a year earlier, with homes selling about 2.65% below asking price on average. That suggests potential negotiating opportunities for buyers—and reinforces the importance of thoughtful pricing for sellers. Conditions vary by neighborhood and price range. View the market report
Whether you’re buying or selling, let’s talk about your goals. I can help you explore local options and connect with a lender to understand which programs may fit your situation.
Leta Popa
📞 970-688-1269
Century 21–Top Dog Properties