Lisa Webb Real Estate Broker - Third Street Realty

01/03/2024

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Thinking About Buying a Home? Ask Yourself These Questions

If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. Here are the top two questions you need to ask yourself as you make your decision, including the data that helps cut through the noise.

1. Where Do I Think Home Prices Are Heading?

One reliable place you can turn to for information on home price forecasts is the Home Price Expectations Survey from Fannie Mae – a survey of over one hundred economists, real estate experts, and investment and market strategists.

According to the most recent release, the experts are projecting home prices will continue to rise at least through 2028. And home prices rising, even at a more moderate pace, is good news not just for the market, but for you too.

2. Where Do I Think Mortgage Rates Are Heading?

Over the past year, mortgage rates...

"Closing Homes With Lisa"

If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market.

01/03/2024

Investment Opportunity in Alton

MLS # 24000245 – Start the new year off in your own home or adding to your rental portfolio. This 3 bedroom ranch has great potential. Located just 24 miles from St. Louis Lambert airport - this ho...

01/02/2024

Retiring Soon? Why Moving Might Be the Perfect Next Step

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.
Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.

How Long You’ve Been in Your Home

When you live in a home for a significant period of time, it’s natural for you to experience a number of changes in your life while you’re in that house. As those life changes and milestones happen, your needs may change. And if your current home no longer meets them, you may have better options waiting for you.

How Much Equity You’ve Gained

Additionally, if you’ve been in your house for more than a few years, you’ve likely built-up significant equity that can fuel your next...

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

01/02/2024

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Pre-Approval Matters When Buying a Home

If you’re thinking about buying a home, getting pre-approved is an important first step. Want more information on buying a home? Let’s connect.

"Closing Homes With Lisa"

01/01/2024

3 Keys To Hitting Your Homeownership Goals in 2024

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.

1. Know Your Why

You’re dreaming about making a move for a reason – what is it? No matter what’s happening in the market, there are still many compelling reasons to buy a home today. Your needs may have changed in a way your current house can’t address, or you could be ready to step into homeownership for the first time. Use your why and your motivation as a guidepost in partnership with an expert advisor to make sure your move gives you a lasting sense of accomplishment.

2. Figure Out What Your Next Home Needs To Look Like

You know you want to move, but how would you describe your dream home? The number of homes for sale has grown recently, and...

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.

01/01/2024

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What You Need To Know About Saving for a Home in 2024

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be.
Here are just a few things experts say you should be thinking about.

1. Down Payment

Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you’ll need? While every buyer’s situation is different, there’s a common misconception that putting 20% of the purchase price down is required.

To understand your options, partner with trusted real estate professionals to go over the various loan types, down payment assistance programs, and what each one requires.

2. Closing Costs

Bankrate explains: “Closing costs are the fees you pay when finalizing a real estate transaction, whether you’re refinancing a mortgage or buying a new home. These costs can amount to 2 to 5 percent of...

"Closing Homes With Lisa"

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be.

12/31/2023

The average homeowner gained $20,265 in equity over the past year according to CoreLogic. You can use your equity to buy the right home for you, reinvest in your current house, or pursue your personal goals. If you’re curious about how much equity you have, DM me.

12/30/2023

Buying a home isn't just about having a roof over your head – it's a key strategy for building wealth and achieving financial stability. That’s because home equity does more to build the average household’s wealth than anything else. DM me today to discover how homeownership can be your key to a secure financial future.

12/29/2023

Homeownership remains the symbol of the American dream, valued above even a comfortable retirement, a thriving career, or a college degree. That’s because, for so many, your place doesn’t feel like “home” unless you own it. If you're ready to begin your journey to homeownership, let's connect.

12/29/2023

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The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]

When it comes to selling your house, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts and disclosures involved. DM me so you have expert advice throughout the entire process.

"Closing Homes With Lisa"

When it comes to selling your house, the expertise of a trusted real estate agent can make a big difference. 

12/28/2023

What You Need To Know About Saving for a Home in 2024

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be.
Here are just a few things experts say you should be thinking about.

1. Down Payment

Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you’ll need? While every buyer’s situation is different, there’s a common misconception that putting 20% of the purchase price down is required.

To understand your options, partner with trusted real estate professionals to go over the various loan types, down payment assistance programs, and what each one requires.

2. Closing Costs

Bankrate explains: “Closing costs are the fees you pay when finalizing a real estate transaction, whether you’re refinancing a mortgage or buying a new home. These costs can amount to 2 to 5 percent of the...

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be.

12/28/2023

We are here for you..

Get Ready To Buy a Home by Improving Your Credit Score

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate.

This means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability, especially today.

According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect.
If you’re looking for ways to improve your score, Experian highlights some things you may want to...

"Closing Homes With Lisa"

As the new year approaches, the idea of buying a home might be on your mind.