Keith Hartman - Re/Max Key Advantage - Effingham IL

05/28/2026

New on the Market - check out all the photos and see what’s all included with this amazing property!

05/25/2026

05/19/2026

Price Reduction now just $15,000 an acre!

05/16/2026

Upcoming Open House

05/11/2026

Just Sold! It was a pleasure to get to work with a high school classmate to get her Dad’s home sold. Bittersweet I’m sure.

05/01/2026

Just Sold!

05/01/2026

New on the Market - Tax Incentives in Prairie Ace - this plan is ready to build!

04/30/2026

The Federal Reserve met yesterday and decided to hold rates steady. The federal funds rate remains in the 3.5%–3.75% range.

What this means for mortgages
When the Fed holds rates steady, it limits big swings in the market. That's generally good news for anyone buying or refinancing.

Here's what's driving it all
Inflation picked back up: Prices rose 3.3% in March, driven largely by a spike in gas prices. That keeps the Fed cautious about cutting.

Leadership is changing: Jerome Powell is stepping out of the chair role and staying on the board, while Kevin Warsh moves closer to taking over.

The job market is holding steady: 178,000 jobs were added in March, with unemployment at 4.3%. Solid, but not slowing enough to force rate cuts.

Global tensions are fueling inflation: Uncertainty around the Iran conflict is keeping oil prices high, which puts upward pressure on inflation and keeps the Fed cautious.

I'm here experienced and ready to help you navigate through this process when you're ready. Call or text me at 217-821-7333.

04/28/2026

Just Sold!

04/17/2026

Price Reduction