Michael Jenkins - Real Estate

05/02/2026

Ideas for your child car safety

Are you searching for the best way to keep your child safe and cozy during car rides? Finding the perfect kids booster car seat can be a game changer for family road trips and everyday commutes.

04/22/2026

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Feeling overwhelmed by the digital world? You’re not alone. Digital Literacy for Everyday Life is a practical, easy-to-follow guide that helps you feel confident, capable, and safe when using everyday technology. Whether you’re navigating the internet, using social media, or just trying to stay ...

04/06/2026

Are you considering investing in a house, Condo, or Mobilehome in the San Diego or Riverside Communities ? If so I am available to assist you with the process.

I will check the MLS (Multiple Listing Service) to find your next home. I will also help you find the most favorable funding option that will fit your situation. Mobile Homes use a different funding protocols.

You may call or text me at 619-368-1673 or e-mail me at:
[email protected]

In some situations I may be able to help with find doen payment assistance programs if required to get you into your next home.

Michael Jenkins
TSG Realty
Lic #01157360

02/04/2026

Down Payment Assistance
When your in the market to purchase your first home you do not have to go at it alone. There are resources available to you to make the transaction less…

When your in the market to purchase your first home you do not have to go at it alone. There are resources available to you to make the transaction less stressful. You must ask your Realtor or loan officer questions. Not all lenders or Realtors are the same, not all of these professionals realize there are programs that will assist you with your financials. Keep in mind not all lenders will help you find the money, if their company does not support these programs, you need to find a lender that will. The same with a Realtor, not all Realtors know where to look, so you need to ask questions.

Most City’s in San Diego offer such programs. La Mesa, El Cajon, Lakeside and some counties in unincorporated areas in San Diego Like Ramona, Jamul offer different programs but they are all there to assist you with Down Payment and Closing Costa Assistance. Reach out to me if you need help locating these programs.

Thses programs do have income limitations tied to them As an example if you have a family of four and make less than $62,800 or you are a young couple of two as long as you do not make over $50,250 you still may qualify. Just keep in mind you need to search for these programs because not all professionals are aware of these programs.

Do you realize in todays Real Estate market with an interest rate over 6% than there are loans of under 3%. Mortgage rates are beginning to stabilize with more loans under the 6% range while the inventory of more homes on the market is starting to increase especially in good markets which is giving buyers more options in a variety of areas to purchase their homes.

Currently about half of people that currently have a mortgage slightly below the 4%-mark, buyer behavior is on an upswing. This is mainly due to buyers’ life events. Homeowners’ family is growing so they change from a condo to a single-family residence as just one example.

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11/27/2025

Sports Week in San Diego
Looking back at the Sports week in San Diego. The San Diego State Basketball & Football teams, The UCSD Basketball team and my favorite High School team. I want to…

Looking back at the Sports week in San Diego. The San Diego State Basketball & Football teams, The UCSD Basketball team and my favorite High School team.

I want to give a big applause to the Aztec football team and especially head coach Sean Lewis. The Aztecs beat San Jose State 25-3 this past Saturday to improve their home record to an impressive 6-0, never would have imagined this after a dismal year last year when they were 3-9. Their record was better than their performance in 2024. This week the Aztecs face New Mexico on the road, the Aztecs are 9-2 while New Mexico is doing very well at 8-3, the winner should win the conference. I was hard on Sean Lewis after his dismal first year, but I applaud his coaching style in this his second year as Aztec head coach.

The Aztec basketball team were a participant in the ERA basketball tournament. The good news is the Athletic Department gets a cool one million dollars for being in the tournament. Their performance on the court was less impressive. Losing by 40 to Michigan, but Gonzaga performed worse against this Michigan team. I was surprised the Aztecs beat a good Oregon team 97-80. But had a second half letdown against a good Baylor team. I was surprised that the Aztec team has been a good defensive team over the years, but this year they are a poor defensive team, buts its early in the year.

Hoover High Football is where I graduated many years ago, though being a sports fan I do watch for how their team does. This week they play Morse High School for the division 5 title. The cardinals of Hoover High are 7-6 on the year, I am more than surprised they made it to the title game, they produced a few upsets in the playoffs. I expect Morse High School to win in a lopsided game, but you never know. Congrats to Hoover Football for a good year.

Don’t forget to visit my gift store at: https://thgiftstore.com for some good shopping ideas. Just highlight the web address and paste into your browser.

Happy Thanksgiving

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11/22/2025

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11/20/2025

https://michaeljenkins.blog/31-2/

Padres for Sale The real season for the 2025-2026 San Diego Padres is about to begin. The Padres ownership has said they plan to sell their franchise. This really should not come as a major surprise ever since the death of the best owner in franchise history that passed away (Peter Seidler). Seidler...

08/21/2025

If your a cat lover look at this:

As a cat owner, keeping your indoor cat both entertained and physically active can sometimes be a challenge, especially when balancing the demands of daily life.