Fernando at Home Pros

10/23/2026

Why are more owners asking whether to rent out the house they’re leaving?

Two things. Just over half of homeowners with a mortgage are carrying a rate below 4%, while a new loan today costs closer to 6.7%. That old rate is an asset, and selling means handing it back.

And the market has loosened. There’s more unsold inventory than there’s been in over a decade, and homes are taking longer to move.

Put those together and you get what now has a name: the accidental landlord — someone who listed, didn’t get the number they wanted, and rented the place out instead. That group recently hit a three-year high.

It’s still a small slice of the market, and it isn’t the right answer for everyone. But it’s a real question now, and the owners who come out ahead are the ones who decide on purpose, before they list, with the numbers in front of them.

https://fernandohomepros.myagent.site/sell-it-or-rent-it-out-how-to-decide-what-to-do-with-your-home-when-you-move/

Fernando@HomePros
Home Pros Real Estate Group

10/22/2026

🎃👻 SPOOKY GOOD DEAL ALERT IN EAST EL PASO! 🏡💀
🕸️ What's scarier than Halloween? Paying MORE in mortgage interest than you have to! 😱
This Halloween season, don't let high interest rates HAUNT your dream of homeownership! 👻
🏡 14720 Tierra Escape Ave. | El Paso, TX 79938
💰 Offered at $389,000
🔥 ASSUMABLE MORTGAGE OPPORTUNITY! 🔥
Imagine potentially saving THOUSANDS OF DOLLARS in mortgage interest by taking advantage of an existing loan with a lower interest rate than today's market rates! 💸
🎃 A HOME SO GOOD, IT'S SCARY!
🛏️ 5 Spacious Bedrooms
🛁 3.5 Bathrooms
🔑 2 Primary Suites
🚪 Downstairs Bedroom with Full Bath
🌳 Walking Distance to a Park
🦇 HALLOWEEN OPEN HOUSE! 🦇
📅 Saturday, October 24
⏰ 12:00 PM – 3:00 PM
📍 14720 Tierra Escape Ave., El Paso, TX 79938
🍬 TRICK OR TREAT? THIS HOME COULD BE YOUR SWEETEST TREAT YET!
Don't let this opportunity disappear like a ghost! 👻 Come tour this beautiful home and learn how an assumable mortgage could help you save on interest.
📲 Call 915-317-1258 or DM "BOO" for more details!
🎃 The house isn't haunted… but today's higher interest rates might be! 👀
Fernando@HomePros
Home Pros Real Estate Group
⚠️ Assumable mortgage subject to lender approval and buyer qualification. Existing loan terms and interest rate must be verified. Buyer may need additional funds to cover the difference between the purchase price and existing loan balance. Interest savings are not guaranteed and depend on financing terms. Assumption is not guaranteed.

10/22/2026

10/22/2026

If you’ve been weighing whether to keep the house and rent it out, it’s worth hearing the other side: plenty of the time, selling is the clearer call.

You need equity. If the down payment on the next home depends on this one’s proceeds, that usually settles it. Stretching to carry two mortgages is where this decision goes wrong most often.

The numbers don’t work. Rent that doesn’t cover the carrying costs, with no strong case for appreciation, is a monthly subsidy to a house you no longer live in.

The house needs work. Deferred maintenance, an aging roof, old systems. Tenants don’t defer those costs — they surface them.

Your home sells well right now. A softer headline market doesn’t mean your specific house is sitting.

You don’t want the job. Being a landlord is ongoing work, not a one-time decision. Plenty of owners run the numbers, see a decent hold on paper, and sell anyway because they’d rather have a clean break and a simpler life.

Keeping the house isn’t a free option. It just doesn’t come with a monthly bill that makes the cost obvious.

10/18/2026

🚨 ¡OPORTUNIDAD PARA COMPRAR CASA EN EL ESTE DE EL PASO! 🏡🔑
📍 14720 Tierra Escape, El Paso, TX 79938�
💰 Precio: $389,000

💥 ¡OPORTUNIDAD DE ASUMIR UNA HIPOTECA EXISTENTE!
🔥 ¿TE INTERESA UNA TASA DE INTERÉS MÁS BAJA QUE LAS TASAS ACTUALES DEL MERCADO?�¡Esta podría ser tu oportunidad! Explora la posibilidad de asumir una hipoteca existente y descubre si puedes obtener una ventaja en tu financiamiento.

✨ Características de la propiedad:�🛏️ 5 recámaras | 🛁 3.5 baños�🔑 2 suites principales�🚪 Recámara en la planta baja con baño completo�🌳 ¡A poca distancia caminando de un parque!

💡 ¡No dejes pasar esta oportunidad! Conoce tus opciones de financiamiento y descubre si esta casa es ideal para ti y tu familia.

📲 ¡Llama hoy al 915-317-1258 para obtener más información y programar tu visita!

⚠️ Sujeto a la aprobación del prestamista y a la calificación del comprador. Los términos y condiciones del préstamo deben verificarse con el prestamista. Es posible que se requieran fondos adicionales para cubrir la diferencia entre el precio de compra y el saldo actual de la hipoteca. La aprobación de la transferencia del préstamo no está garantizada. La tasa y los términos existentes están sujetos a verificación.

10/13/2026

🚨 URGENT HOME BUYING OPPORTUNITY IN EAST EL PASO! 🏡
💥 14720 Tierra Escape, El Paso, TX 79938�💰 Offered at $389,000
🔑 LOOKING FOR AN ASSUMABLE MORTGAGE OPPORTUNITY?
This may be your chance to explore an assumable mortgage on a beautiful home in East El Paso!
✨ FEATURED HOME HIGHLIGHTS:�🛏️ 5 Bedrooms�🛁 3.5 Bathrooms�🏡 2 Primary Suites�🚪 Downstairs bedroom with a full bathroom — ideal for guest or in-law use�🌳 Walking distance to a park
💡 Why explore an assumable mortgage? Depending on the existing loan terms and lender approval, assuming an existing mortgage may offer financing advantages compared with obtaining a new loan.
📲 DON’T WAIT TO GET THE DETAILS!�Call 915-317-1258 for more information about this property and its assumable mortgage opportunity. Let’s discuss whether this option may work for you!
⚠️ Important Financing Disclaimer: Assumption is subject to lender approval and buyer qualification. Buyers must independently verify the existing loan balance, interest rate, remaining term, monthly payment, and all other loan terms. Additional funds may be required to cover the difference between the purchase price and the existing loan balance. Mortgage assumption is not guaranteed. All financing details must be confirmed with the lender.


Fernando@HomePros
Home Pros Real Estate Group
☎️ 317-1258

10/10/2026

What if you could save $383 a month on your mortgage?
On a $389,000 VA home loan, comparing a 7.25% interest rate with a 5.75% rate could mean:
✅ $383.57 less per month in principal and interest�✅ $4,603 in annual payment savings�✅ Approximately $138,084 less in total interest over 30 years
A lower interest rate can make homeownership more affordable and help you keep more money in your pocket.
📩 DM me “5.75” to learn more about the rate opportunity for 14720 Tierra Escape and how you may be able to lower your monthly payment.
Rates and terms are subject to lender approval and borrower qualification. Savings are estimates based on a $389,000, 30-year fixed-rate loan. Taxes, homeowners insurance, VA funding fee, and other costs are not included.

Contact us for more Info.
915-317-1258
Fernando@HomePros
Home Pros Real Estate Group

10/08/2026

🏡🔥 INCREDIBLE 5.75% RATE + OPEN HOUSE! 🔥🏡
Looking for a home that gives you more for your money? This could be the one!
📍 14720 Tierra Escape, El Paso, TX 79938�💰 5.75% Interest Rate — Ask me how!*�🗓️ OPEN HOUSE — This Saturday | 12 PM–3 PM
Come see this beautiful 5-bedroom, 3.5-bath home featuring 2 primary suites, including a downstairs bedroom with its own full bath — perfect for guests or multi-generational living!
💥 And with an incredible 5.75% rate, you may be able to lower your monthly payment and save on interest over the life of the loan.
👀 Come tour the home this Saturday from 12–3 PM! Walk through, ask questions, and see if this could be the right home for you.
📲 DM me “5.75” for more information or to learn how you may qualify.
Don’t just look at the rate — come see the home and see what your monthly payment could look like!
*Rate subject to qualification and lender/program requirements. Terms and conditions apply.