http://www.Lauren.joysullivanrealty.com/

Lauren Fagan, Joy Sullivan Realty, 25020 state Street, Elberta, AL (2026)

09/18/2026

𝗪𝗵𝗮𝘁 𝗶𝗳 𝘁𝗵𝗲 𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗬 𝗰𝗼𝘂𝗹𝗱 𝗵𝗲𝗹𝗽 𝗾𝘂𝗮𝗹𝗶𝗳𝘆 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗹𝗼𝗮𝗻… 𝗶𝗻𝘀𝘁𝗲𝗮𝗱 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗶𝗻𝗰𝗼𝗺𝗲 𝗱𝗼𝗶𝗻𝗴 𝗮𝗹𝗹 𝘁𝗵𝗲 𝘄𝗼𝗿𝗸?

That’s the basic idea behind a 𝗗𝗦𝗖𝗥 𝗹𝗼𝗮𝗻 ..
Debt Service Coverage Ratio financing.

Instead of qualifying primarily from your W-2s, tax returns or personal debt-to-income ratio, the lender looks heavily at whether the 𝗶𝗻𝗰𝗼𝗺𝗲-𝗽𝗿𝗼𝗱𝘂𝗰𝗶𝗻𝗴 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 can support its own monthly debt and operating expenses.

If you’re purchasing a 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗼𝗿 𝘀𝗵𝗼𝗿𝘁-𝘁𝗲𝗿𝗺 𝗿𝗲𝗻𝘁𝗮𝗹 and the qualifying rental income supports the required expenses, you may be able to qualify based largely on the property’s numbers rather than traditional income documentation.

𝗪𝗛𝗔𝗧 𝗗𝗢 𝗟𝗘𝗡𝗗𝗘𝗥𝗦 𝗟𝗢𝗢𝗞 𝗔𝗧?
• Expected or documented rental income
• Principal + interest
• Property taxes
• Insurance
• HOA dues, when applicable
• Other expenses required by the lender
• The property’s overall DSCR ratio

𝗔 𝟭.𝟬𝟬 𝗗𝗦𝗖𝗥 generally means the qualifying income is approximately equal to the qualifying debt obligation. A ratio above 1.00 means there is more qualifying income than debt expense. 𝘌𝘹𝘢𝘤𝘵 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴 𝘷𝘢𝘳𝘺 𝘣𝘺 𝘭𝘦𝘯𝘥𝘦𝘳 𝘢𝘯𝘥 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺.

𝗪𝗛𝗬 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥𝗦 𝗟𝗜𝗞𝗘 𝗗𝗦𝗖𝗥
• Less focus on personal income documentation
• Can be useful for self-employed buyers
• Personal DTI may be less important than with conventional financing
• Designed specifically for investment properties
• Can work for both long-term and qualifying short-term rentals
• Helpful for investors building a larger portfolio

𝗧𝗛𝗘 𝗗𝗢𝗪𝗡𝗦𝗜𝗗𝗘
• Rates and fees can be higher than conventional financing- BUT NOT ALWAYS
• Not every property will qualify
• Rental income has to be supportable and documented in the way that particular lender requires
• High HOA, insurance and taxes can quickly hurt the numbers
• Short-term rental income can be evaluated differently from lender to lender

And this is exactly why I don’t just look at the 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗽𝗿𝗶𝗰𝗲 when helping an investor.

I’m looking at the whole picture:
𝗥𝗲𝗻𝘁𝗮𝗹 𝗶𝗻𝗰𝗼𝗺𝗲 + 𝗛𝗢𝗔 + 𝘁𝗮𝘅𝗲𝘀 + 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 + 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 = 𝗱𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗺𝗮𝗸𝗲 𝘀𝗲𝗻𝘀𝗲?

💰 property with strong rental numbers can sometimes open financing options buyers didn’t even realize were available.

***𝗜𝗳 𝘆𝗼𝘂’𝘃𝗲 𝗯𝗲𝗲𝗻 𝘁𝗼𝗹𝗱 “𝗻𝗼” 𝗯𝘆 𝗮 𝘁𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗹𝗲𝗻𝗱𝗲𝗿, 𝗼𝗿 𝘆𝗼𝘂’𝗿𝗲 𝘁𝗿𝘆𝗶𝗻𝗴 𝘁𝗼 𝗴𝗿𝗼𝘄 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼, 𝗗𝗦𝗖𝗥 𝗺𝗮𝘆 𝗯𝗲 𝘄𝗼𝗿𝘁𝗵 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗮𝘁.

𝗜’𝘃𝗲 𝗰𝗹𝗼𝘀𝗲𝗱 𝗮 𝗵𝗮𝗻𝗱𝗳𝘂𝗹 𝗼𝗳 𝗗𝗦𝗖𝗥 𝗱𝗲𝗮𝗹𝘀 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿 ..
𝗶𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗰𝘂𝗿𝗶𝗼𝘂𝘀 𝗵𝗼𝘄 𝘁𝗵𝗲𝘆 𝘄𝗼𝗿𝗸, 𝗹𝗲𝘁’𝘀 𝗰𝗵𝗮𝘁.

I’ve got great DSCR lenders and can help you find properties with numbers that actually make sense.

𝗟𝗮𝘂𝗿𝗲𝗻 𝗙𝗮𝗴𝗮𝗻 | 𝗥𝗘𝗔𝗟𝗧𝗢𝗥®
Joy Sullivan Realty
📲 850-206-9774
📧 lauren@joysullivanrealty. com
𝗙𝘂𝗹𝗹 𝗠𝗟𝗦 𝗔𝗰𝗰𝗲𝘀𝘀: lauren.joysullivanrealty. com

09/16/2026

𝑺𝒆𝒂𝒃𝒓𝒆𝒆𝒛𝒆 𝑪𝒐𝒏𝒅𝒐𝒎𝒊𝒖𝒎𝒔 🌊🏖️
📍 952 West Beach Blvd | Gulf Shores, AL

𝗦𝗘𝗔𝗕𝗥𝗘𝗘𝗭𝗘 offers a combination that gets my attention from an investment standpoint:

• 𝗗𝗘𝗘𝗗𝗘𝗗 𝗕𝗘𝗔𝗖𝗛 𝗔𝗖𝗖𝗘𝗦𝗦 directly across the street
• 𝗛𝗢𝗔 𝗢𝗙 𝗝𝗨𝗦𝗧 $𝟰𝟯𝟱/𝗠𝗢𝗡𝗧𝗛
• Primarily 2-bedroom units
• 𝗟𝗢𝗪𝗘𝗥 𝗘𝗡𝗧𝗥𝗬 𝗣𝗥𝗜𝗖𝗘 than many direct Gulf-front condos
• Rental potential that can make sense at several different production levels

🚨 𝗔𝗡𝗗 𝗧𝗛𝗜𝗦 𝗜𝗦 𝗪𝗛𝗘𝗥𝗘 𝗜 𝗥𝗘𝗔𝗟𝗟𝗬 𝗪𝗔𝗡𝗧 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥𝗦 𝗧𝗢 𝗣𝗔𝗬 𝗔𝗧𝗧𝗘𝗡𝗧𝗜𝗢𝗡 ..
𝗧𝗛𝗘 𝗡𝗨𝗠𝗕𝗘𝗥𝗦.

💰 𝐇𝐘𝐏𝐎𝐓𝐇𝐄𝐓𝐈𝐂𝐀𝐋 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐒𝐍𝐀𝐏𝐒𝐇𝐎𝐓

• Purchase price: $285,000

📊 𝐄𝐒𝐓𝐈𝐌𝐀𝐓𝐄𝐃 𝐎𝐏𝐄𝐑𝐀𝐓𝐈𝐍𝐆 𝐄𝐗𝐏𝐄𝐍𝐒𝐄𝐒

• HOA: $435/month | $5,220/year
• Property/master insurance: approx. $3,000/year
• HO6 policy: approx. $1,100/year
• Property taxes: approx. $2,200/year
• Electric/power: approx. $960/year

𝐓𝐨𝐭𝐚𝐥 𝐟𝐢𝐱𝐞𝐝 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐧𝐠 𝐞𝐱𝐩𝐞𝐧𝐬𝐞𝐬: $12,480/year

Property management, if used, is estimated at 20% of gross rental income and is shown separately below.

💵 𝐑𝐄𝐍𝐓𝐀𝐋 𝐈𝐍𝐂𝐎𝐌𝐄 𝐂𝐎𝐌𝐏𝐀𝐑𝐈𝐒𝐎𝐍

𝐀𝐓 $𝟑𝟎,𝟎𝟎𝟎 𝐈𝐍 𝐀𝐍𝐍𝐔𝐀𝐋 𝐑𝐄𝐍𝐓
Self-managed:
• Gross rent: $30,000
• Fixed expenses: $12,480
• Estimated annual net: $17,520
• Estimated monthly net: $1,460
• Approx. cash ROI at $285K: 6.15%

With 20% management:
• Management: $6,000/year
• Total expenses: $18,480
• Estimated annual net: $11,520
• Estimated monthly net: $960
• Approx. cash ROI: 4.04%

𝐀𝐓 $𝟑𝟓,𝟎𝟎𝟎 𝐈𝐍 𝐀𝐍𝐍𝐔𝐀𝐋 𝐑𝐄𝐍𝐓
Self-managed:
• Gross rent: $35,000
• Fixed expenses: $12,480
• Estimated annual net: $22,520
• Estimated monthly net: $1,877
• Approx. cash ROI: 7.90%

With 20% management:
• Management: $7,000/year
• Total expenses: $19,480
• Estimated annual net: $15,520
• Estimated monthly net: $1,293
• Approx. cash ROI: 5.45%

𝐀𝐓 $𝟒𝟎,𝟎𝟎𝟎 𝐈𝐍 𝐀𝐍𝐍𝐔𝐀𝐋 𝐑𝐄𝐍𝐓
Self-managed:
• Gross rent: $40,000
• Fixed expenses: $12,480
• Estimated annual net: $27,520
• Estimated monthly net: $2,293
• Approx. cash ROI: 9.66%

With 20% management:
• Management: $8,000/year
• Total expenses: $20,480
• Estimated annual net: $19,520
• Estimated monthly net: $1,627
• Approx. cash ROI: 6.85%

🏷️ 𝐑𝐄𝐂𝐄𝐍𝐓 𝐒𝐄𝐀𝐁𝐑𝐄𝐄𝐙𝐄 𝐒𝐀𝐋𝐄𝐒
💡 𝗔𝗻𝗱 𝗿𝗲𝗺𝗲𝗺𝗯𝗲𝗿.. 𝗮𝘀𝗸𝗶𝗻𝗴 𝗽𝗿𝗶𝗰𝗲 𝗮𝗻𝗱 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗽𝗿𝗶𝗰𝗲 𝗮𝗿𝗲 𝗻𝗼𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗵𝗶𝗻𝗴.

• Unit 305 — $290,000 list → $280,000 SOLD | my listing
• Unit 312 — $297,000 list → $293,500 SOLD | my buyer
• Unit 314 — $319,000 list → $305,000 SOLD

𝐀𝐌𝐄𝐍𝐈𝐓𝐈𝐄𝐒
🏖️• Deeded beach access directly across the street
🏊‍♀️ • Outdoor pool
🌭 • Gazebo + BBQ area
2️⃣• Two elevators
🐶 • Pet-friendly for owners
🍴🛍️• Walkable West Beach location

🏢 𝐁𝐔𝐈𝐋𝐃𝐈𝐍𝐆 + 𝐏𝐀𝐑𝐊𝐈𝐍𝐆
• Approximately 60 units
• Primarily 2-bedroom floor plans
• 45 covered parking spaces underneath the building
• Remaining parking is outside
• Parking assignments are based on deed-date hierarchy

🏗️ 𝐁𝐔𝐈𝐋𝐃𝐈𝐍𝐆 𝐈𝐌𝐏𝐑𝐎𝐕𝐄𝐌𝐄𝐍𝐓𝐒
• Hurricane-resistant windows
• Metal roof installed after Hurricane Sally
• Post-storm HVAC improvements
• Significant capital improvements already addressed

📁 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝐈𝐍𝐅𝐎𝐑𝐌𝐀𝐓𝐈𝐎𝐍
• Insurance coverage information available upon request
• HOA financials as of November 30, 2025 available upon request
• Rental performance varies based on unit condition, updates, management strategy, owner usage, nightly rates and occupancy

For a buyer looking to get into the 𝗚𝘂𝗹𝗳 𝗦𝗵𝗼𝗿𝗲𝘀 𝘀𝗵𝗼𝗿𝘁-𝘁𝗲𝗿𝗺-𝗿𝗲𝗻𝘁𝗮𝗹 𝗺𝗮𝗿𝗸𝗲𝘁 without immediately jumping into a 𝗦𝟱𝟬𝟬𝗞+ 𝗚𝘂𝗹𝗳-𝗳𝗿𝗼𝗻𝘁 𝗰𝗼𝗻𝗱𝗼 𝘄𝗶𝘁𝗵 𝗮 𝗺𝘂𝗰𝗵 𝗹𝗮𝗿𝗴𝗲𝗿 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗛𝗢𝗔, this is exactly the type of property I like to break down.

Want to see 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗦𝗲𝗮𝗯𝗿𝗲𝗲𝘇𝗲 𝘂𝗻𝗶𝘁𝘀? Drop a 🏖️ below or 𝗰𝗮𝗹𝗹, 𝘁𝗲𝘅𝘁, 𝗲𝗺𝗮𝗶𝗹 𝗼𝗿 𝗗𝗠 𝗺𝗲 and I’ll send them your way.

Lauren Fagan, REALTOR®
Joy Sullivan Realty
📱 850-206-9774
📧 lauren@joysullivanrealty. com
🌐 Full MLS Access: ⬇️
lauren.joysullivanrealty. com

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

09/13/2026

🌴 𝑮𝑼𝑳𝑭 𝑭𝑹𝑶𝑵𝑻 𝑰𝑵 𝑮𝑼𝑳𝑭 𝑺𝑯𝑶𝑹𝑬𝑺 • 𝑼𝑵𝑫𝑬𝑹 $400𝑲 🌴

Let’s talk 𝗥𝗘𝗔𝗟 𝗡𝗨𝗠𝗕𝗘𝗥𝗦.

If you’ve been looking for an affordable entry point into a 𝗗𝗜𝗥𝗘𝗖𝗧 𝗚𝗨𝗟𝗙 𝗙𝗥𝗢𝗡𝗧 investment in Gulf Shores, Clearwater deserves a look.

💰 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗽𝗿𝗶𝗰𝗲: $399,000
🌊 Direct Gulf Front
🏖️ Low density • only 32 units
🛏️ 1BR/1BA + hallway bunks
💰 𝗢𝘄𝗻𝗲𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲

🌴 𝑳𝑬𝑻’𝑺 𝑹𝑼𝑵 𝑻𝑯𝑬 𝑵𝑼𝑴𝑩𝑬𝑹𝑺
•Based on a $399,000 all-cash purchase:
𝗥𝗲𝗻𝘁𝗮𝗹 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗴𝗲𝗻𝗲𝗿𝗮𝗹𝗹𝘆 𝗿𝗮𝗻𝗴𝗲 𝗳𝗿𝗼𝗺 $30,000–$40,000 𝗮𝗻𝗻𝘂𝗮𝗹𝗹𝘆, depending on the unit, management strategy and rental performance.

💰 𝗚𝗿𝗼𝘀𝘀 𝗿𝗲𝗻𝘁: $30,000
Management: $6,000
Estimated net: $10,344
𝗘𝘀𝘁. 𝗰𝗮𝘀𝗵 𝗥𝗢𝗜: 2.59%

💰 𝗚𝗿𝗼𝘀𝘀 𝗿𝗲𝗻𝘁: $35,000
Management: $7,000
Estimated net: $14,344
𝗘𝘀𝘁. 𝗰𝗮𝘀𝗵 𝗥𝗢𝗜: 3.59%

💰 𝗚𝗿𝗼𝘀𝘀 𝗿𝗲𝗻𝘁: $40,000
Management: $8,000
Estimated net: $18,344
𝗘𝘀𝘁. 𝗰𝗮𝘀𝗵 𝗥𝗢𝗜: 4.60%

🌴 𝑬𝑿𝑷𝑬𝑵𝑺𝑬𝑺 𝑼𝑺𝑬𝑫
• HOA: $688/month
• Property taxes: est. $3,000/year
• HO6 insurance: est. $1,400/year
• Utilities: est. $1,000/year
• Property management: average 20% of gross rent

Taxes, insurance and utilities are estimated. Self-managing could eliminate the 20% management expense and increase the net return.

𝑪𝑳𝑬𝑨𝑹𝑾𝑨𝑻𝑬𝑹 𝑨𝑴𝑬𝑵𝑰𝑻𝑰𝑬𝑺
🌊• Gulf-front pool + unobstructed Gulf views
🔐• Gated entrance + onsite parking
🌭 • BBQ grilling area
💰 • Short-term rental friendly
🗺️ • Walking distance to restaurants, festivals + Gulf Shores Public Beach

🏗️ 𝑴𝑨𝑱𝑶𝑹 𝑩𝑼𝑰𝑳𝑫𝑰𝑵𝑮 𝑰𝑴𝑷𝑹𝑶𝑽𝑬𝑴𝑬𝑵𝑻𝑺🚧
• Polybutylene plumbing replaced
• Hurricane-impact sliding glass doors
• New roof + stucco
• New elevator
• Updated grilling area + landscaping
• 𝗡𝗼 𝗮𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝘀𝘀𝗲𝘀𝘀𝗺𝗲𝗻𝘁𝘀

🚨𝗢𝘄𝗻𝗲𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗮𝗿𝗲 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲.‼️

🌴 𝑻𝑯𝑰𝑵𝑲 𝑩𝑰𝑮𝑮𝑬𝑹 𝑷𝑰𝑪𝑻𝑼𝑹𝑬
This can be a great 𝗲𝗻𝘁𝗿𝘆-𝗹𝗲𝘃𝗲𝗹 𝗚𝘂𝗹𝗳-𝗳𝗿𝗼𝗻𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁.

💰 ***You’re not just buying for cash flow. You’re buying a direct Gulf-front asset under $400K while rental income helps offset ownership costs and you build equity.***

Hold it, let it work, and when the time is right, you may be able to use a 𝗧𝗔𝗫-𝗗𝗘𝗙𝗘𝗥𝗥𝗘𝗗 1031 𝗘𝗫𝗖𝗛𝗔𝗡𝗚𝗘 to move into a larger or higher-value investment.

💡 𝗦𝘁𝗮𝗿𝘁 𝗵𝗲𝗿𝗲. 𝗟𝗲𝘁 𝗶𝘁 𝘄𝗼𝗿𝗸. 𝗧𝗵𝗲𝗻 𝘁𝗿𝗮𝗱𝗲 𝘂𝗽.

1031 exchanges are subject to IRS requirements. Consult a qualified tax professional.

𝗪𝗮𝗻𝘁 𝘁𝗵𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝘂𝗻𝗶𝘁𝘀 + 𝗼𝘄𝗻𝗲𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗱𝗲𝘁𝗮𝗶𝗹𝘀?

Call, text, email or DM me 𝗖𝗟𝗘𝗔𝗥𝗪𝗔𝗧𝗘𝗥.

Lauren Fagan, Realtor
📱 850-206-9774
📧 lauren@joysullivanrealty. com
📍 Joy Sullivan Realty

𝗙𝘂𝗹𝗹 𝗠𝗟𝗦 𝗮𝗰𝗰𝗲𝘀𝘀 ⬇️
Lauren.joysullivanrealty. com

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

09/12/2026

📍 𝑶𝒓𝒂𝒏𝒈𝒆 𝑩𝒆𝒂𝒄𝒉 𝑽𝒊𝒍𝒍𝒂𝒔 … 𝑷𝒓𝒊𝒎𝒆 𝑳𝒐𝒄𝒂𝒕𝒊𝒐𝒏 & 𝑺𝒕𝒓𝒐𝒏𝒈 𝑹𝒆𝒏𝒕𝒂𝒍 𝑷𝒐𝒕𝒆𝒏𝒕𝒊𝒂𝒍 💰
**𝑲𝒆𝒚 𝑾𝒆𝒔𝒕-𝒔𝒕𝒚𝒍𝒆 𝑪𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒚 🏝️

Welcome to 𝑶𝒓𝒂𝒏𝒈𝒆 𝑩𝒆𝒂𝒄𝒉 𝑽𝒊𝒍𝒍𝒂𝒔 …
a charming community just
𝗦𝗘𝗩𝗘𝗡 𝗠𝗜𝗡𝗨𝗧𝗘𝗦 from the beach 🌊
and positioned near everything that makes •𝘖𝘳𝘢𝘯𝘨𝘦 𝘉𝘦𝘢𝘤𝘩• so desirable

👉🏻Located close to the Sportsplex, The Wharf, top-rated schools, the Backcountry Trail, & a public boat launch only a few miles away 🚤

These 𝟑-𝒃𝒆𝒅𝒓𝒐𝒐𝒎, 𝟐-𝒃𝒂𝒕𝒉 villas are ideal for full-time living or short-term rentals. The community allows 3-night minimum rentals, with average rental income around $25K–$35K annually 💰
Low monthly POA dues help keep ownership costs efficient and investor-friendly.

Community amenities include:
• Pool
• Stocked pond with gazebo
• Pet-friendly for owners and renters
• Two assigned parking spaces
• Units often sold furnished

Whether you’re investing, relocating, or looking for a low-maintenance Gulf Coast property, Orange Beach Villas delivers location, lifestyle, and income potential 🌞

💵 Starting in the low $300,000s

🔗 Want to see more of the 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗟𝗘 𝗨𝗡𝗜𝗧𝗦?

Call, text, email, or DM me .. or drop 𝗢𝗕 “🍊”in the comments and I’ll send you the 𝗙𝗨𝗟𝗟 𝗟𝗜𝗡𝗞 + 𝗔𝗟𝗟 𝗧𝗛𝗘 𝗔𝗗𝗗𝗜𝗧𝗜𝗢𝗡𝗔𝗟 𝗜𝗡𝗙𝗢.

Lauren Fagan, your local Realtor
📱 850-206-9774
📧 lauren@joysullivanrealty. com
📍 Joy Sullivan Realty
Full MLS access: Lauren.joysullivanrealty. com

🚨 𝑰𝒇 𝒚𝒐𝒖’𝒓𝒆 𝒍𝒐𝒐𝒌𝒊𝒏𝒈 𝒇𝒐𝒓 𝒂 𝑹𝒆𝒂𝒍𝒕𝒐𝒓 𝒘𝒉𝒐:
breaks down the 𝒓𝒆𝒂𝒍 𝒏𝒖𝒎𝒃𝒆𝒓𝒔, 𝒎𝒂𝒓𝒌𝒆𝒕 𝒕𝒓𝒆𝒏𝒅𝒔, 𝒊𝒏𝒔𝒊𝒅𝒆𝒓 𝒕𝒊𝒑𝒔, and helps you
𝒃𝒖𝒚 𝒔𝒎𝒂𝒓𝒕𝒆𝒓 𝒂𝒏𝒅 𝒊𝒏𝒗𝒆𝒔𝒕 𝒃𝒆𝒕𝒕𝒆𝒓…
follow along .. I share 𝒆𝒙𝒕𝒓𝒆𝒎𝒆𝒍𝒚 𝒊𝒎𝒑𝒐𝒓𝒕𝒂𝒏𝒕 𝒊𝒏𝒔𝒊𝒈𝒉𝒕𝒔 𝒅𝒂𝒊𝒍𝒚 🌴📊

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

09/11/2026

𝟓–𝟏𝟎 𝑨𝑪𝑹𝑬𝑺 + 𝑨 𝑯𝑶𝑴𝑬 𝑼𝑵𝑫𝑬𝑹 $𝟕𝟎𝟎𝑲 🌳🏡

🔍 If you’ve been looking for 𝐦𝐨𝐫𝐞 𝐥𝐚𝐧𝐝,
𝐦𝐨𝐫𝐞 𝐩𝐫𝐢𝐯𝐚𝐜𝐲 𝐚𝐧𝐝 𝐦𝐨𝐫𝐞 𝐫𝐨𝐨𝐦 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐚 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧, I’ve already pulled a list of 2️⃣7️⃣ detached homes sitting on approximately
𝟓–𝟏𝟎 𝐚𝐜𝐫𝐞𝐬, 𝐚𝐥𝐥 𝐩𝐫𝐢𝐜𝐞𝐝 𝐮𝐧𝐝𝐞𝐫 $𝟕𝟎𝟎,𝟎𝟎𝟎.

🗺️ 𝑨𝑹𝑬𝑨𝑺 𝑰𝑵𝑪𝑳𝑼𝑫𝑬:
• Lillian
• Elberta
• Foley
• Robertsdale
• Silverhill
• Daphne
• Spanish Fort
• Fairhope
• Gulf Shores
• Orange Beach

𝑨𝑵𝑫 𝑯𝑬𝑹𝑬’𝑺 𝑨 𝑩𝑰𝑮 𝑷𝑳𝑼𝑺…

𝐒𝐨𝐦𝐞 𝐨𝐟 𝐭𝐡𝐞𝐬𝐞 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐢𝐞𝐬 𝐦𝐚𝐲 𝐪𝐮𝐚𝐥𝐢𝐟𝐲 𝐟𝐨𝐫 𝐔𝐒𝐃𝐀 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 for qualified buyers.

Whether your goal is:
• 𝐑𝐨𝐨𝐦 𝐟𝐨𝐫 𝐡𝐨𝐫𝐬𝐞𝐬 𝐨𝐫 𝐚𝐧𝐢𝐦𝐚𝐥𝐬 🐎
• 𝐀 𝐬𝐡𝐨𝐩 𝐨𝐫 𝐨𝐮𝐭𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 🔨
• 𝐁𝐨𝐚𝐭 + 𝐑𝐕 𝐬𝐭𝐨𝐫𝐚𝐠𝐞 🛥️
• A garden, pool or outdoor space
• More privacy and fewer neighbors
• Simply owning a little more land

There are some really good opportunities available right now.

𝑫𝑶𝑵’𝑻 𝑺𝑬𝑬 𝑻𝑯𝑬 𝑹𝑰𝑮𝑯𝑻 𝑶𝑵𝑬 𝑶𝑵 𝑴𝒀 𝑳𝑰𝑺𝑻?

🚨 𝐒𝐞𝐧𝐝 𝐦𝐞 𝐲𝐨𝐮𝐫 𝐛𝐮𝐝𝐠𝐞𝐭, 𝐩𝐫𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐚𝐫𝐞𝐚, 𝐚𝐜𝐫𝐞𝐚𝐠𝐞 𝐚𝐧𝐝 𝐦𝐮𝐬𝐭-𝐡𝐚𝐯𝐞𝐬. I’ll dig deeper and find the properties that actually fit what you’re looking for.

🫶If you’re looking for a Realtor who 𝐛𝐫𝐞𝐚𝐤𝐬 𝐝𝐨𝐰𝐧 𝐭𝐡𝐞 𝐫𝐞𝐚𝐥 𝐧𝐮𝐦𝐛𝐞𝐫𝐬, 𝐦𝐚𝐫𝐤𝐞𝐭 𝐭𝐫𝐞𝐧𝐝𝐬 𝐚𝐧𝐝 𝐢𝐧𝐬𝐢𝐝𝐞𝐫 𝐭𝐢𝐩𝐬 and helps you buy smarter and invest better, follow along. I share important Gulf Coast real estate opportunities and insight daily.

Lauren Fagan | Joy Sullivan Realty
📞 850-206-9774
✉️ lauren@joysullivanrealty .com
𝗙𝘂𝗹𝗹 𝗠𝗟𝗦 𝗔𝗰𝗰𝗲𝘀𝘀 Lauren.joysullivanrealty .com

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

2️⃣7️⃣ detached homes sitting on approximately
𝟓–𝟏𝟎 𝐚𝐜𝐫𝐞𝐬, 𝐚𝐥𝐥 𝐩𝐫𝐢𝐜𝐞𝐝 𝐮𝐧𝐝𝐞𝐫 $𝟕𝟎𝟎,𝟎𝟎𝟎.

09/10/2026

𝑰’𝑴 𝑵𝑶𝑻 𝑨 𝑶𝑵𝑬-𝑺𝑰𝒁𝑬-𝑭𝑰𝑻𝑺-𝑨𝑳𝑳 𝑹𝑬𝑨𝑳 𝑬𝑺𝑻𝑨𝑻𝑬 𝑨𝑮𝑬𝑵𝑻

And I’m okay with that.

I’m for the buyer who wants someone curious enough to question everything, persistent enough to keep digging and creative enough to find another way when the obvious answer is no.

I specialize in coastal real estate, investment properties, ROI + owner financing..but what I’m really good at is finding what other people overlook.

I’ll dissect the numbers. Read the documents. Question the rental projection. Dig into the HOA. Research the history. Track down an owner. Find financing that was never advertised. And compare the deal to what else your money could be doing.

I think about the questions you didn’t know you needed to ask.

And if I find something I don’t like? I’ll tell you..even if it means talking you out of the property.

I’m not here to sell you whatever is easiest.

I’m here to dig deeper, think differently and find the opportunity others might miss.

That’s how my brain works.
And that’s exactly how I do real estate.

This one feels the most you because it sells

Lauren Fagan | REALTOR®
Joy Sullivan Realty
📲 850-206-9774
📧 lauren@joysullivanrealty. com
🌐 lauren.joysullivanrealty. com

09/09/2026

𝑳𝑶𝑶𝑲𝑰𝑵𝑮 𝑭𝑶𝑹 𝑴𝑶𝑹𝑬 𝑳𝑨𝑵𝑫? 🌳🏡
I’ve already done the searching for you.

I just put together a list of 𝟮𝟰 𝗛𝗔𝗡𝗗-𝗣𝗜𝗖𝗞𝗘𝗗 𝗥𝗘𝗦𝗜𝗗𝗘𝗡𝗧𝗜𝗔𝗟 𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗜𝗘𝗦 sitting on 𝟯–𝟱 𝗔𝗖𝗥𝗘𝗦 throughout Baldwin County.

Whether you’re looking for 𝗺𝗼𝗿𝗲 𝗽𝗿𝗶𝘃𝗮𝗰𝘆, 𝗿𝗼𝗼𝗺 𝗳𝗼𝗿 𝗮 𝘀𝗵𝗼𝗽, 𝘀𝗽𝗮𝗰𝗲 𝗳𝗼𝗿 𝗮𝗻𝗶𝗺𝗮𝗹𝘀, or simply want a home with a little more room around you .. there are some really good options out there right now.

𝑨𝑹𝑬𝑨𝑺 𝑰𝑵𝑪𝑳𝑼𝑫𝑬 🗺️

• Lillian
• Elberta
• Foley
• Silverhill
• Robertsdale
• Gulf Shores
• Orange Beach
• Fairhope
• Daphne
• Spanish Fort

𝗧𝗛𝗘 𝗟𝗜𝗦𝗧 𝗜𝗦 𝗔𝗟𝗥𝗘𝗔𝗗𝗬 𝗣𝗨𝗟𝗟𝗘𝗗
& 𝗥𝗘𝗔𝗗𝗬 𝗧𝗢 𝗦𝗘𝗡𝗗..

Comment 𝗟𝗔𝗡𝗗, send me a DM, call or email me and I’ll send it straight over.

🚨 And if you don’t see exactly what you’re looking for on this list, send me your 𝗯𝘂𝗱𝗴𝗲𝘁 + 𝗮𝗿𝗲𝗮 + 𝗺𝘂𝘀𝘁-𝗵𝗮𝘃𝗲𝘀. I’ll dig deeper and find the properties that actually fit what you’re looking for.

𝗧𝗛𝗜𝗦 𝗜𝗦 𝗝𝗨𝗦𝗧 𝗪𝗛𝗔𝗧’𝗦 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗟𝗘 𝗥𝗜𝗚𝗛𝗧 𝗡𝗢𝗪.
‼️If 3–5 acres is on your wish list, reach out even if you’re just starting your search. I can keep an eye on the market and send you the right properties as they come up.

𝑳𝑨𝑼𝑹𝑬𝑵 𝑭𝑨𝑮𝑨𝑵
𝗥𝗘𝗔𝗟𝗧𝗢𝗥® | 𝗝𝗼𝘆 𝗦𝘂𝗹𝗹𝗶𝘃𝗮𝗻 𝗥𝗲𝗮𝗹𝘁𝘆
📲 850-206-9774
📧 lauren@joysullivanrealty. com

𝑭𝒖𝒍𝒍 𝑴𝑳𝑺 𝑨𝒄𝒄𝒆𝒔𝒔 ⬇️
🌐 lauren.joysullivanrealty .com

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

09/04/2026

𝗢𝗡𝗘 𝗣𝗨𝗥𝗖𝗛𝗔𝗦𝗘. 𝗧𝗪𝗢 𝗨𝗡𝗜𝗧𝗦.
𝗠𝗢𝗥𝗘 𝗢𝗣𝗧𝗜𝗢𝗡𝗦. 🏡
•𝑫𝑼𝑷𝑳𝑬𝑿𝑬𝑺 are one of those real estate opportunities I think more buyers should be paying attention to…

And there’s a much wider range of options along the Alabama Gulf Coast than you may think.

•𝑮𝒖𝒍𝒇-𝒔𝒊𝒅𝒆 𝒍𝒖𝒙𝒖𝒓𝒚 🌊
•𝑰𝒏-𝒕𝒐𝒘𝒏 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒊𝒆𝒔 🏬
•𝑭𝒊𝒙𝒆𝒓-𝒖𝒑𝒑𝒆𝒓𝒔 𝒘𝒊𝒕𝒉 𝒗𝒂𝒍𝒖𝒆-𝒂𝒅𝒅 𝒑𝒐𝒕𝒆𝒏𝒕𝒊𝒂𝒍 🔨

The common denominator?
**You own BOTH sides.

𝗪𝗛𝗔𝗧 𝗖𝗔𝗡 𝗬𝗢𝗨 𝗗𝗢 𝗪𝗜𝗧𝗛 𝗜𝗧?

• 𝗟𝗶𝘃𝗲 𝗶𝗻 𝗼𝗻𝗲 + 𝗿𝗲𝗻𝘁 𝘁𝗵𝗲 𝗼𝘁𝗵𝗲𝗿 to help offset your monthly cost of ownership.

• 𝗥𝗲𝗻𝘁 𝗯𝗼𝘁𝗵 𝘀𝗶𝗱𝗲𝘀 and create two potential income streams from one property.

• 𝗦𝘁𝗮𝗿𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗵𝗶𝗹𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗵𝗼𝗺𝗲. For the right first-time buyer, this can be a way to step into homeownership while beginning to build a real estate portfolio.

• 𝗞𝗲𝗲𝗽 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗼𝗽𝗲𝗻. Live in one now, rent both later, or have a separate space for family while the other unit produces income.

• 𝗟𝗼𝗼𝗸 𝗳𝗼𝗿 𝘃𝗮𝗹𝘂𝗲-𝗮𝗱𝗱 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹. Purchase a property that needs updating, improve both units and potentially increase rental income and overall property value.

• 𝗥𝗲𝗱𝘂𝗰𝗲 𝘁𝗵𝗲 𝗶𝗺𝗽𝗮𝗰𝘁 𝗼𝗳 𝗮 𝘃𝗮𝗰𝗮𝗻𝗰𝘆. With two rentable units, one side can potentially continue producing income even when the other is vacant.

𝗧𝗛𝗜𝗦 𝗜𝗦 𝗪𝗛𝗬 𝗜 𝗟𝗢𝗢𝗞 𝗣𝗔𝗦𝗧 𝗧𝗛𝗘 𝗟𝗜𝗦𝗧 𝗣𝗥𝗜𝗖𝗘…

For an investor, I want to know 𝘄𝗵𝗮𝘁 𝗲𝗮𝗰𝗵 𝘀𝗶𝗱𝗲 𝗰𝗮𝗻 𝗿𝗲𝗮𝗹𝗶𝘀𝘁𝗶𝗰𝗮𝗹𝗹𝘆 𝗿𝗲𝗻𝘁 𝗳𝗼𝗿, what the 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀 look like, where there may be 𝗿𝗼𝗼𝗺 𝘁𝗼 𝗮𝗱𝗱 𝘃𝗮𝗹𝘂𝗲 and whether 𝘁𝗵𝗲 𝗻𝘂𝗺𝗯𝗲𝗿𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗺𝗮𝗸𝗲 𝘀𝗲𝗻𝘀𝗲.

For an owner-occupant, I want to know 𝗵𝗼𝘄 𝗺𝘂𝗰𝗵 𝗶𝗻𝗰𝗼𝗺𝗲 𝘁𝗵𝗲 𝘀𝗲𝗰𝗼𝗻𝗱 𝘂𝗻𝗶𝘁 𝗰𝗼𝘂𝗹𝗱 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹𝗹𝘆 𝗰𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗲 toward the 𝗰𝗼𝘀𝘁 𝗼𝗳 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽..

A duplex isn’t the right move for every buyer…

But for the right buyer, owning two doors with one purchase can be a very smart way to approach real estate.

📍 Gulf Shores • Orange Beach • Foley • Baldwin County + surrounding areas

𝑾𝑨𝑵𝑻 𝑻𝑶 𝑺𝑬𝑬 𝑾𝑯𝑨𝑻’𝑺 𝑶𝑼𝑻 𝑻𝑯𝑬𝑹𝑬?

I’ve already pulled together a list of 𝗱𝘂𝗽𝗹𝗲𝘅 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 at different price points and in different areas…

𝗖𝗮𝗹𝗹, 𝗲𝗺𝗮𝗶𝗹, 𝗗𝗠 𝗺𝗲 𝗼𝗿 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 𝗯𝗲𝗹𝗼𝘄 and I’ll send you the list.

And that’s just the starting point. Tell me 𝗬𝗢𝗨𝗥 𝗯𝘂𝗱𝗴𝗲𝘁, 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘁𝗼 𝗱𝗼 𝗳𝗼𝗿 𝘆𝗼𝘂, and we can deep dive even further into what’s available and what actually makes sense for your goals.

And it doesn’t stop with duplexes…

𝗗𝘂𝗽𝗹𝗲𝘅𝗲𝘀 • 𝗧𝗿𝗶𝗽𝗹𝗲𝘅𝗲𝘀 • 𝗤𝘂𝗮𝗱𝗽𝗹𝗲𝘅𝗲𝘀 + 𝗺𝗼𝗿𝗲

There are more opportunities out there than what’s on my current list… sometimes it’s just a matter of knowing what you’re looking for and digging a little deeper to find it.

If you’re looking for an agent who 𝗯𝗿𝗲𝗮𝗸𝘀 𝗱𝗼𝘄𝗻 𝘁𝗵𝗲 𝗻𝘂𝗺𝗯𝗲𝗿𝘀, 𝗹𝗼𝗼𝗸𝘀 𝗮𝘁 𝗥𝗢𝗜, 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹, 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝗽𝗶𝗰𝘁𝘂𝗿𝗲 instead of simply sending you listings… that’s exactly what I love to do.

𝗟𝗔𝗨𝗥𝗘𝗡 𝗙𝗔𝗚𝗔𝗡
Joy Sullivan Realty
📲 850-206-9774
📧 lauren@joysullivanrealty. com
🌐 lauren.joysullivanrealty. com

***** FULL MLS ACCESS ⬇️
Lauren.joysullivanrealty. Com

Information provided by Baldwin County MLS. Listings may be represented by other brokerages. For complete details, including listing agent and brokerage information, please click on each property link.

09/03/2026

🌴 𝑮𝑼𝑳𝑭 𝑭𝑹𝑶𝑵𝑻 𝑰𝑵 𝑮𝑼𝑳𝑭 𝑺𝑯𝑶𝑹𝑬𝑺 • 𝑼𝑵𝑫𝑬𝑹 $400𝑲 🌴

If you’ve been waiting for an opportunity to own 𝗗𝗜𝗥𝗘𝗖𝗧 𝗚𝗨𝗟𝗙 𝗙𝗥𝗢𝗡𝗧 without stepping into the $500K+ price range, 𝗖𝗹𝗲𝗮𝗿𝘄𝗮𝘁𝗲𝗿 𝗖𝗼𝗻𝗱𝗼𝘀 deserves a look.

💰 𝗢𝗪𝗡𝗘𝗥 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗡𝗚 𝗢𝗣𝗧𝗜𝗢𝗡𝗦 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗟𝗘

📍 𝑮𝒖𝒍𝒇 𝑺𝒉𝒐𝒓𝒆𝒔, 𝑨𝒍𝒂𝒃𝒂𝒎𝒂

• 𝗣𝗿𝗶𝗰𝗲𝗱 𝗮𝘁 $399,000
• 𝗗𝗶𝗿𝗲𝗰𝘁 𝗚𝘂𝗹𝗳 𝗳𝗿𝗼𝗻𝘁
• Unobstructed Gulf views
• 𝗟𝗼𝘄 𝗱𝗲𝗻𝘀𝗶𝘁𝘆 — only 32 units
• 1 bedroom + hallway bunks
• Short-term rental friendly
• Gulf-front pool
• Walking distance to festivals, restaurants + Gulf Shores Public Beach

🌴 𝑴𝑨𝑱𝑶𝑹 𝑩𝑼𝑰𝑳𝑫𝑰𝑵𝑮 𝑰𝑴𝑷𝑹𝑶𝑽𝑬𝑴𝑬𝑵𝑻𝑺

• 𝗣𝗼𝗹𝘆𝗯𝘂𝘁𝘆𝗹𝗲𝗻𝗲 𝗽𝗹𝘂𝗺𝗯𝗶𝗻𝗴 𝗳𝘂𝗹𝗹𝘆 𝗿𝗲𝗽𝗹𝗮𝗰𝗲𝗱
• 𝗛𝘂𝗿𝗿𝗶𝗰𝗮𝗻𝗲-𝗶𝗺𝗽𝗮𝗰𝘁 𝘀𝗹𝗶𝗱𝗶𝗻𝗴 𝗴𝗹𝗮𝘀𝘀 𝗱𝗼𝗼𝗿𝘀
• New roof + stucco
• New elevator
• Updated grilling area + landscaping

*** 𝗡𝗼 𝗮𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝘀𝘀𝗲𝘀𝘀𝗺𝗲𝗻𝘁𝘀

💰 𝑰𝑵𝑽𝑬𝑺𝑻𝑴𝑬𝑵𝑻 𝑺𝑵𝑨𝑷𝑺𝑯𝑶𝑻

• 𝗛𝗢𝗔: $688/𝗺𝗼𝗻𝘁𝗵
• 1BR rental production approximately $30–$39K+ annually
• Hallway bunks provide additional sleeping capacity

𝑪𝒍𝒆𝒂𝒓𝒘𝒂𝒕𝒆𝒓 𝑨𝒎𝒆𝒏𝒊𝒕𝒊𝒆𝒔:
🏊‍♀️ Gulf Front Complex
🏊‍♂️ Outdoor Pool
🌭 BBQ Grilling Area (recently updated)
🛻 Onsite Parking
👮‍♂️ Gated Entrance
⬇️ Low-Density (32 Units)

For 𝗨𝗡𝗗𝗘𝗥 $400𝗞, this is an opportunity to own in a true Gulf-front building with a prime Gulf Shores location, low density and several major building improvements already completed.

𝗪𝗮𝗻𝘁 𝘁𝗵𝗲 𝗹𝗶𝘀𝘁𝗶𝗻𝗴 + 𝗳𝘂𝗹𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗯𝗿𝗲𝗮𝗸𝗱𝗼𝘄𝗻? 🌴
Text, call, email, OR DM me “𝗖𝗟𝗘𝗔𝗥𝗪𝗔𝗧𝗘𝗥” and I’ll send everything over.

💰 𝗢𝗪𝗡𝗘𝗥 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗡𝗚 𝗢𝗣𝗧𝗜𝗢𝗡𝗦 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗟𝗘

Lauren Fagan, your local Realtor
📱 850-206-9774
📧 [email protected]
📍 Joy Sullivan Realty

FULL MLS ACCESS
Lauren.joysullivanrealty. com

𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘣𝘺 𝘉𝘢𝘭𝘥𝘸𝘪𝘯 𝘊𝘰𝘶𝘯𝘵𝘺 𝘔𝘓𝘚. 𝘓𝘪𝘴𝘵𝘪𝘯𝘨𝘴 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘥 𝘣𝘺 𝘰𝘵𝘩𝘦𝘳 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦𝘴. 𝘍𝘰𝘳 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘥𝘦𝘵𝘢𝘪𝘭𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘭𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘣𝘳𝘰𝘬𝘦𝘳𝘢𝘨𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘱𝘭𝘦𝘢𝘴𝘦 𝘤𝘭𝘪𝘤𝘬 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘭𝘪𝘯𝘬.

Lauren Fagan, Joy Sullivan Realty

09/18/2026

09/16/2026

09/13/2026

09/12/2026

09/11/2026

09/10/2026

09/09/2026

09/04/2026

09/03/2026

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