Honest, tried and trusted and true, for over 25 years at the same location I have educated clients through the entire loan process from application to closing. My services are unique as my contact with former clients never ends, I am available long after the loan closes, becoming a friend and advisor in the mortgage industry. Offering services and pricing of large banks with the highest level of customer service available. No numbers to hit to speak with me or loan numbers to remember, I will know you by name 5 weeks or years after your loan has closed. I will become your friend in the mortgage industry with customized service to meet your specific needs because I understand, it’s not just a house, it is your home! Attending continuing education weekly to offer the knowledge and experience on all loan programs and changes in the market. As a mortgage broker I have the ability to shop your loan and offer some of the lowest interest rates and closing costs in the industry. Over the past 25 years I have helped hundreds of clients obtain the dream of homeownership. My job is to help you to determine your budget, meaning your first step is to complete my budget worksheet. In order for homeownership to be your dream, it should not be a burden but a joy. I will help you determine how much you should pay for a home and to stay within your budget to obtain your dream and maintain your lifestyle. I am honored former clients are now bringing their grown children to me to guide and educate them through the loan process. Communication and education are a must when looking to purchase or refinance a home. I am available to my clients and their agents 7 days a week by phone, email and text messaging. I am a highly experienced home loan specialist in all government and conforming loan programs. FHA, FHA 203K – rehabilitation loan (construction loan), VA, Conforming, Rural Development (100% purchase program), down payment assistance and home loan educating. Universal Lending Corporation NMLS #2996
Regulated by the Division of Real Estate
Equal Housing Opportunity
Link to individual NMLS Consumer Site http://www.nmlsconsumeraccess.org/
Licensing Statement https://www.ulc.com/aboutus/licensingstatement
