Deborah Sutherland/Highland Ridge Properties, LLC

Deborah Sutherland/Highland Ridge Properties, LLC Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Deborah Sutherland/Highland Ridge Properties, LLC, Real Estate, 263 Cole Hollow Road, Elizabethton, TN.

05/31/2026

Before and after renovation idea.

05/31/2026

The homeownership dream didn't die. It just got delayed by about 14 years.

In 1991, the average first-time homebuyer was 27 years old. In 2026, it's 41. A few things have changed over the years!

I bought my first home at 27. Looking back, that single decision probably did more for my financial future than any investment I made in my 20s.

Not because the house was perfect. Because it forced me to build equity instead of paying someone else's mortgage.

At 41, you're not just buying a home later. You're starting that equity clock a full 14 years behind where your parents started it.

Think about what that means for retirement. For passing wealth to your kids. For the financial headstart the next generation won't have because their parents spent an extra decade and a half renting.

This isn't about blaming younger generations for not buying sooner. The math genuinely doesn't work for a lot of people right now. Prices up. Rates up. Wages not keeping pace.

But the delay has a REAL cost. And most people don't add it up until it's too late.

05/31/2026

Beautiful Transformation 🤩

05/31/2026

The people who locked in at 2.7% in 2020 aren't selling.

The people waiting for 3% again aren't buying.

And somehow everyone's surprised the housing market is frozen.

I bought my first home in 2005 at 4.75%. Felt high at the time. Laughable by today's standards.

Here's what nobody wants to hear: 6.53% isn't a crisis. It's closer to the historical norm than most people realize.

1980: 14.4%
1990: 10.1%
2000: 8.0%
2010: 5.0%

We had ONE magical window from 2020 to 2021 where rates dropped to 2.7% and 3.1%. That wasn't normal. That was a once-in-a-generation anomaly that we all got spoiled by.

The buyers sitting on the sidelines waiting for that window to reopen could be waiting a very long time.

I moved to Nashville in 2017. Could I afford to buy my current home at today's prices AND today's rates? No way.

But I also know that people who waited for the "perfect" rate in every decade on that chart still ended up buying eventually... and they're glad they did.

The frozen market isn't a rate problem. It's a psychology problem.

6.53% isn't the villain here. Unrealistic expectations are.

05/30/2026

Home asking prices fell for the 19th straight week, with the national median down 2.4% year over year for the week ending May 23, the longest streak of annual price declines in at least a decade.

05/30/2026

Replace a worn, drafty front door with a stylish new energy-efficient one. Replacement doors come pre-hung in a weatherstripped frame.

05/30/2026

The average 30-year fixed mortgage rate rose to 6.53% for the week ending May 28, a new nine-month high, according to Freddie Mac. For a buyer purchasing the median-priced home of $415,000 with 20% down, the monthly principal and interest payment now runs about $2,105. Despite the uptick, rates remain below the 6.89% average from May 2025, saving today's buyers about $78 a month compared with a year ago.

05/30/2026

The housing market is shifting in buyers' favor. Active inventory is up 8.9% compared to last year, home prices have fallen 2.4%, the biggest weekly drop on record since Realtor.com started tracking in 2018, and homes are taking six days longer to sell.

It's the third straight week of price declines, and Realtor.com economists say the slowdown "goes beyond normal seasonality." Mortgage rates are also lower than they were a year ago, with the average 30-year fixed rate at 6.11% for the week ending Feb. 5, according to Freddie Mac.

Read: https://rltor.cm/I8Q1oe

05/29/2026

An uptick in the number of homes for sale isn’t yet translating into a significant jump in sales activity. Here’s why.

05/29/2026

Seattle posted the steepest home price decline of any major U.S. metro in March at 2.5% year over year, displacing Denver as the nation's weakest housing market, according to the S&P Cotality Case-Shiller Index.

Address

263 Cole Hollow Road
Elizabethton, TN
37643

Telephone

+14232971600

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