Kevin Foy & Nick Foy - Real Estate

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Elkhart, IN
Kevin Foy & Nick Foy - Real Estate

How can we help you? Buying? Selling? Investing? 574-387-2501 Please call Kevin any time without hesitation. He is ready to go to work for you.

One of Elkhart’s top realtors with over 30+ years of experience, Kevin is the go to agent with a reputation for tenaciously protecting his client’s interests and is dedicated to serving you with savvy negotiations, cutting edge marketing strategies, and uncompromising integrity. Kevin is exceptionally well-respected in Elkhart, not only for his unparalleled professional track record and high ethic

al standards but also for attentative listening skills which is most important for fulfilling a client’s needs. Kevin’s favorite part of being a realtor is working with fascinating people on a daily basis and helping them find and acquire the perfect opportunity. Kevin is a hard-working family man who does absolutely everything in his power to ensure his clients’ success and satisfaction.

04/13/2026

New Listing! We’re proud to present 1830 Denslow Drive South Bend, IN featuring 3 bedrooms and 2 bathrooms, with 1,410 SF. A spacious backyard, double sided fireplace and remodeled bathroom with tiled shower, there is a lot to love about this home. It is conveniently located near shopping, restaurants and the US 20 Bypass. See the full listing here on Zillow with all photos and information. List price $239,900.

https://www.zillow.com/homedetails/1830-Denslow-Dr-South-Bend-IN-46614/94578365_zpid/

02/02/2026

Why Overpricing Your Home Can Cost You More Than You Think

One of the most common mistakes I see sellers make is starting too high “just to see what happens.”

The problem is that buyers don’t ease into the market — they compare. When a home is overpriced, it gets skipped early, which leads to fewer showings and less urgency. Once a listing sits, buyers begin to assume something is wrong, even if the home is perfectly fine.

The irony is that homes priced correctly from the start often create more demand, more activity, and stronger offers than homes that chase the market down with price reductions.

Pricing isn’t about what a home could sell for — it’s about what buyers are willing to compete for right now.

This is one of those decisions that can quietly cost sellers tens of thousands if it’s misunderstood.

—

Realtor Nick Foy
RE/MAX Oak Crest Realty

01/29/2026

💧 Test Your Sump Pump Before You Need It

Many homeowners don’t think about their sump pump until there’s already water in the basement.

Winter snowmelt, freeze-thaw cycles, and early spring rains can all raise groundwater levels. If a sump pump fails during those conditions, the result is often unexpected and costly basement flooding.

A quick test can help catch problems early:
• Pour water into the sump pit
• The pump should turn on automatically
• Water should discharge away from the foundation

If the pump doesn’t activate or sounds weak, it’s a sign it may need service or replacement.

This is a simple check that takes only a few minutes but can help prevent major water damage and repair costs.

—
Realtor Nick Foy
RE/MAX Oak Crest Realty

01/28/2026

The Hidden Costs Most Buyers Forget

Most buyers plan for the down payment — but there are several other costs that often catch people off guard. Knowing these terms ahead of time makes the entire transaction smoother and far less stressful.

Closing Costs
Fees due at closing that typically include lender charges, title services, taxes, and insurance. These usually total a few percent of the purchase price.

Home Inspection
An evaluation of the home’s condition that can uncover issues not visible during a showing. This helps buyers make informed decisions before finalizing the purchase.

Appraisal Gap
The difference between the agreed purchase price and the appraised value of the home. If the appraisal comes in low, buyers may need to cover the gap or renegotiate.

Earnest Money
A deposit submitted with an offer to show good faith. This money is typically applied toward closing but can be at risk if contract terms aren’t met.

Moving Expenses
Costs related to movers, truck rentals, storage, or temporary housing that often get overlooked in early budgeting.

Immediate Repairs or Updates
Small fixes or changes buyers plan to make right away after closing, such as paint, flooring, or appliances.

Understanding these costs ahead of time helps buyers avoid surprises and move through the transaction with confidence.

—

Realtor Nick Foy
RE/MAX Oak Crest Realty

01/26/2026

What a Pre-Approval Letter Actually Means

A pre-approval letter is more than a piece of paper — it’s one of the strongest signals a buyer can send to a seller.

When a seller sees a solid pre-approval, it tells them a lender has already reviewed key financial details like income, credit, and debt. That review reduces uncertainty and increases confidence that the buyer can actually close on the home, not just make an offer.

This is why strong pre-approvals often matter just as much as price. Sellers are weighing risk. An offer backed by a reliable lender and a thorough pre-approval feels safer than one that leaves questions unanswered.

It’s also important to know that not all pre-approvals are equal. Some are based on minimal information, while others involve deeper financial verification. The strength of the lender, the clarity of the letter, and how well it matches the offer all play a role in how sellers perceive it.

A well-prepared pre-approval doesn’t just help buyers understand their budget — it can directly impact whether an offer is taken seriously.

—

Realtor Nick Foy
RE/MAX Oak Crest Realty

01/22/2026

🚪 Check Door & Window Drafts (Quietly Wasting Money)

If certain rooms in your home always feel colder, drafts around doors and windows are often the reason.

Worn seals and small gaps let cold air sneak in, which forces your furnace to work harder to maintain temperature. That extra strain can drive up heating bills, create uneven room temperatures, and make your home less comfortable all winter.

The good news is most draft issues are simple to fix:
• Adding weather stripping
• Installing door sweeps
• Re-caulking small gaps

These are inexpensive upgrades that can make an immediate difference in comfort and efficiency.

Small fixes like this help protect your home, lower energy costs, and reduce wear on your heating system.

—
Realtor Nick Foy
RE/MAX Oak Crest Realty

01/15/2026

🔥 Homeowner Reminder: Clean Your Dryer Vent

Most people clean the lint trap — but forget about the dryer vent line itself.

Over time, lint builds up inside the vent, restricting airflow and forcing the dryer to run hotter and longer. This not only increases energy costs, but it also creates a serious fire risk. In fact, clogged dryer vents are one of the leading causes of household fires.

Signs your vent may need cleaning:
• Clothes take longer than normal to dry
• Dryer feels unusually hot
• Burning or musty smell
• Lint collecting around the vent outlet

Cleaning your dryer vent is easier than most homeowners realize, and it can significantly reduce fire risk.

Here’s the basic process:

1. Unplug the dryer and pull it slightly away from the wall.

2. Disconnect the vent hose from the back of the dryer.

3. Remove lint buildup from the hose using a dryer vent brush, vacuum, or shop vac.

4. Check the exterior vent outside your home and clear any lint or debris there as well.

5. Reconnect everything securely and push the dryer back into place.

If your vent run is long, hard to access, or runs through walls or ceilings, it’s often worth hiring a professional vent cleaning service once a year.

—
Realtor Nick Foy
RE/MAX Oak Crest Realty

01/13/2026

Why the First Week on the Market Matters More Than You Think

The most important time in a home listing isn’t week three or four — it’s the first week.

That’s when buyer interest is highest, online traffic peaks, and your home is being seen by buyers who have been waiting for the right opportunity. If a home is priced or positioned incorrectly during that window, it can lose momentum quickly.

When a listing sits early, buyers often assume something is wrong — even if nothing is. Showings slow down, urgency fades, and price reductions start to feel reactive instead of strategic.

Homes that are prepared, priced correctly, and launched with a clear strategy tend to attract more attention early and often generate stronger offers than homes that try to “test the market.”

The goal isn’t just to list a home — it’s to create demand while buyers are paying the most attention.

—

Realtor Nick Foy
RE/MAX Oak Crest Realty

01/08/2026

❄️ How to Prevent Frozen Pipes This Winter

Frozen pipes aren’t just a cold-weather inconvenience — they’re one of the most common causes of expensive winter water damage.

Pipes freeze when temperatures drop and cold air reaches unprotected plumbing, especially in basements, crawl spaces, exterior walls, and under sinks. When water freezes, it expands, which can cause pipes to crack or burst once they thaw.

A few simple steps can dramatically reduce your risk:
• Insulate any exposed pipes
• Let faucets drip during extreme cold
• Keep your heat set to at least 55°F
• Open cabinet doors to allow warm air to circulate

Taking a few minutes now can help you avoid major repairs, water damage, and insurance claims later in the winter.

If you’re a homeowner, this is one of those small preventative steps that can save you thousands.

—
Realtor Nick Foy
Homeowner Tips & Real Estate Education 🏡

01/05/2026

January Homeowner Reminder: Change Your Furnace Filter

As temperatures drop, your furnace is working overtime — and one of the simplest ways to protect it is also one of the most overlooked.

Changing your furnace filter helps keep airflow unrestricted, which allows your system to run more efficiently. When a filter gets clogged with dust and debris, your furnace has to work harder to push air through, leading to higher energy bills and unnecessary wear on the system.

A clean filter also improves indoor air quality by trapping dust, allergens, and pet dander before they circulate throughout your home. This is especially important during winter when windows stay closed and air recirculates more frequently.

On the flip side, not changing your filter can lead to uneven heating, higher monthly utility costs, and in some cases, premature furnace failure — repairs that are far more expensive than a simple filter replacement. Plus breathing in more air pollutants, yuck.

Most homes should change their furnace filter every 1–3 months, depending on pets, allergies, and how often the system runs.

A small habit now can save you money, improve comfort, and help your furnace last longer.

—
Realtor Nick Foy
Real Estate Tips for Homeowners 🏡

12/25/2025

Merry Christmas 🎄

12/18/2025

Help us find a business owner. Do you know someone looking for new office space in Elkhart? Affordably priced commercial space for lease. Contact Kevin & Nick today at 574-536-9218.

Address

1815 E. Bristol Street
Elkhart, IN
46514

Telephone

+15743872501

Website

http://teamfoy.com/

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