Ruth Lyons-Residential Realtor

Ruth Lyons-Residential Realtor Retired Maryland Realtor

07/28/2022

With the number of home sales rising to levels not seen since before the 2008 financial crisis, is real estate a good investment right now?

07/19/2022

Stressed about buying a home when interest rates are high? Don't be. Here are three benefits to buying in this market.

Did you know you don't have to make a 20% down payment to buy a house? Your down payment depends on different factors. T...
07/08/2022

Did you know you don't have to make a 20% down payment to buy a house? Your down payment depends on different factors. This means the idea of buying your dream house is within reach. Call me for more details!

Does your dream backyard include a swimming pool, basketball court, or a screened-in back porch? Whatever it is, I'd lov...
07/06/2022

Does your dream backyard include a swimming pool, basketball court, or a screened-in back porch? Whatever it is, I'd love to hear it. Drop a comment below!

Then join hand in hand, brave Americans all!By uniting we stand, by dividing we fall.-John Dickinson,Founding Father ...
07/04/2022

Then join hand in hand, brave Americans all!
By uniting we stand, by dividing we fall.
-John Dickinson,
Founding Father

Buying a home can be an intimidating process, but you can do it! Here is how:⁠⁠1. Find a realtor who is friendly and wil...
07/01/2022

Buying a home can be an intimidating process, but you can do it! Here is how:⁠
⁠
1. Find a realtor who is friendly and willing to help you through the process⁠
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2. Find out what kind of property you want by looking around in your neighborhood and considering what kind of neighborhood you’d like to live in.⁠
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3. Talk to an expert about what you can afford and your price range—this is super important!⁠
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4. Once you have an idea of what you can afford, start looking at properties online and in person.⁠

Should You Buy a House?It is no secret that buying a house is one of the largest financial decisions you will make in yo...
06/29/2022

Should You Buy a House?
It is no secret that buying a house is one of the largest financial decisions you will make in your lifetime. Housing is typically one of the greatest expenses on anyone’s budget so the decision of buying a house should not be taken lightly.

With the current state of the market you can never be too safe when making offers. Make sure to follow these tips to win...
06/27/2022

With the current state of the market you can never be too safe when making offers. Make sure to follow these tips to win your bid.
✅ Match the competing offer (or if you can, offer more)⁠
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✅ Limit or completely remove the contingencies on your offer⁠
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✅ Already be pre-approved for a mortgage⁠
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✅ Add an escalation clause⁠
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✅ Skip the inspection⁠
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✅ Be readily available to discuss⁠
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Questions? Leave them in the comments!⁠

It’s cliche' advice, but it’s really, really good advice. And it’s all wrapped up in one little word (repeated three tim...
06/24/2022

It’s cliche' advice, but it’s really, really good advice. And it’s all wrapped up in one little word (repeated three times, of course): LOCATION, LOCATION, LOCATION! It’s true. Location is the #1 feature to consider when looking for a home. It outranks:⁣
⁣
-Square footage⁣
-Bed/bath count⁣
-Upgrades⁣
-Outdoor living areas⁣
-Neighborhood amenities⁣
⁣
Why? Two reasons: ⁣
⁣
-Because it's huge in determining your home’s value over time. You're likely better off down the road having an average house in a great location than having the best house in a less-in-demand location.⁣
-That 5-digit zip code isn't going to change. The kitchen? You can change that. Flooring? That too. But the address. Nope. That’s the same forever and always.⁣
⁣
DM me — I’d be happy to show you some of our most established neighborhoods and a few that are up-and-coming.

Summa-time is a great time to change up the style and feel of your home. Bring in some easy, breezy vibes with these sum...
06/22/2022

Summa-time is a great time to change up the style and feel of your home. Bring in
some easy, breezy vibes with these summer design trends hot for 2022: ⁣
⁣
The need for green. Nothing says summer like lush green trees and tropical blooming flowers. Let the sunshine stream in, and by all means, bring the green indoors with one or two tall house plants like the snake, rubber tree, or fiddle leaf.⁣
Boho is back. For this classically casual vibe, choose pieces made of wood or fibers like rattan. Add a few bright throw pillows and blankets to your sofa along with some floor pillows and poufs. The key to boho? Toss matching, embrace color, and go funky on your lighting.⁣
Use the blues. As much as boho is back, the blues never left! This summer, nautical navy and royal blue are where it’s at. Pick up new throw pillows or lay a bold, blue rug under your wooden furniture.⁣
Major in metallics. Embrace warm metallics like brass, copper, bronze, and gold. Mix and match 'em anywhere you want — lampshades, picture frames, candle holders, planters, or decorative bowls.⁣
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Use these summer 2022 design tips to make your home feel effortless, airy, and as inviting as a cool beverage on a hot summer day.

Sell or rent. Sell or rent. Sell or rent. Feel like you’re going round and round and can’t decide? Good news! I’m here t...
06/20/2022

Sell or rent. Sell or rent. Sell or rent. Feel like you’re going round and round and can’t decide? Good news! I’m here to help!
⁣
First up? RENTING PROS :⁣
You’ll pretty quickly adore that monthly cash flow that more than covers your property’s mortgage payment.⁣
In just a few short years, you’ll build up some nice equity (on average 3-5%), especially if property values in your area increase.⁣
Investing in real estate can be one piece of a plan for building wealth. Purchase one property and pretty soon you can use that equity to purchase your next. Warning - it can be addicting! ⁣
⁣
RENTING CONS:⁣
Being a landlord is a lot of work and quite frankly, a pain at times. (Hiring an experienced property manager can help.)⁣
Remember that monthly cash flow? It can be incredibly unpredictable if you have vacancies, difficult tenants, or extensive repairs.⁣
Depending on your financial situation, renting your home might limit your ability to secure a mortgage elsewhere. ⁣
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Next? SELLING PROS⁣
In our current seller’s market, you can expect to receive offers at or above your asking price. Then, you can turn and use those funds to make a hefty down payment on your next home.⁣
Selling means you get to leave the landlord hat sitting on the table. And if life already feels full, that’s exactly where it should stay. ⁣
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SELLING CONS⁣
If your future plans are unsure or you might return to the area, selling now may be premature.⁣
Selling may also require extensive updates you may not be ready to fork over the cash for. Then again, those same repairs might be necessary to attract top renters. ⁣
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The best way to know for sure what’s right for you is to sit down with an agent who can run the numbers for both scenarios. More times than not, the numbers speak! Let me know if you’re ready to take that step. I’d love to help!

Address

Sachs Realty 5850 Waterloo Road, Suite 140
Ellicott City, MD
21045

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+14437454806

Website

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