Tracy & Joe Moses - Realtors

06/14/2026

It might be tough to focus on the dishes with a view like this! 🌅✨
Wouldn’t you rather just soak it all in and enjoy every moment in this stunning space?

06/13/2026

How much of a mortgage will you be able to qualify for? This calculator can help you estimate how large of a mortgage you can afford.

Estimate how much mortgage you may be able to qualify for with details about your monthly income, monthly payments, and potential loan.

06/12/2026

Mortgage Term of the Day:
Lender’s title insurance protects the lender—not the buyer—against title issues like ownership disputes, unknown liens, or recording errors that may pop up after closing.

🔹 Typically required by the lender
🔹 Paid as a one-time fee at closing
🔹 Only covers the lender’s interest in the property

👀 Want protection for you as the buyer? You’ll need Owner’s Title Insurance (recommended!).

06/11/2026

Isn’t this laundry room just perfect? 🌿✨ The bright window would make chores a little more enjoyable!

06/10/2026

Keeping kitchen knives safely stored and off the countertops is such a smart move—especially with curious little ones around! 🔪✨

What do you think of this clever storage hack? Would you try it at home?

06/09/2026

What do you think of this outdoor entertainment space?

06/08/2026

💡 Tip of the Day: Know What You Can Spend

Before you start house hunting, get a clear picture of your budget.
This means:
💳 Reviewing your finances
🏦 Getting pre-approved
📉 Factoring in taxes, insurance & more

A dream home is only dreamy if it fits your wallet too! 🏡💰

06/07/2026

Mortgage Term of the Day:
The Loan-to-Value Ratio compares the loan amount to the appraised value (or purchase price) of a home.

Formula:
Loan Amount ÷ Home Value = LTV %

🔹 Lower LTV = lower risk for lenders
🔹 Higher LTV may require mortgage insurance
🔹 Staying under 80% LTV helps avoid extra fees

💡 Example: Buying a $300,000 home with a $240,000 loan = 80% LTV

06/06/2026

Transform your space with this 14-day declutter guide!

Unlock the secrets to a clutter-free house (like finally figuring out what to keep and what to toss).

06/05/2026

Are you a fan of this bold, dark color in the kitchen and dining space? 🖤🍽️

It’s moody, modern, and totally chic—but some folks prefer a lighter, brighter vibe.